SteveT
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Post by SteveT on Jan 20, 2016 9:33:29 GMT
I presume the question about using a different email address for an IFISA account is there to gauge whether they should tackle the coding challenge of hanging 2 accounts off the same email address. There is no regulatory reason why they cannot do so; my "Funds Supermarket" broker manages 5 accounts (General Trading, ISA, SIPP and 2 Junior ISAs) all sharing a common account number and a single account email address, happily displaying the balances for each on a single summary page.
I answered "NO" as I'm not going to complicate my life just to simplify theirs. Assuming several of my preferred P2P platforms are competing for my IFISA funds, simplicity of account management is one of the factors I will certainly be weighing up.
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acky
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Post by acky on Jan 20, 2016 14:52:07 GMT
I presume the question about using a different email address for an IFISA account is there to gauge whether they should tackle the coding challenge of hanging 2 accounts off the same email address. There is no regulatory reason why they cannot do so; my "Funds Supermarket" broker manages 5 accounts (General Trading, ISA, SIPP and 2 Junior ISAs) all sharing a common account number and a single account email address, happily displaying the balances for each on a single summary page. I answered "NO" as I'm not going to complicate my life just to simplify theirs. Assuming several of my preferred P2P platforms are competing for my IFISA funds, simplicity of account management is one of the factors I will certainly be weighing up. I also answered "NO" to that question. I already manage three accounts (self, wife and company), so with separate e-mail accounts for ISA, that would make five - simply too many. If they can resolve having an ISA and a non-ISA account with the same login, I will probably take an FC ISA next year as although better returns are available elsewhere, it will be easier to satisfy a substantial transfer of funds from my existing cash ISAs on the FC platform than on the platforms that offer better returns. However, if I have to have five accounts, then I will almost certainly look elsewhere for the ISA. So the ball's in FC's court.
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sl75
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Post by sl75 on Jan 20, 2016 17:10:33 GMT
I already use VAST numbers of email addresses (some of them even for a single order or booking), where the username effectively forms an authentication token that spammers cannot guess (email claiming to be from my bank on the email address I only ever used for a ferry booking last year? Better complain to the ferry company about their information security!).
An extra address to keep the mail pertaining to an ISA account separate from mail pertaining to a non-ISA account would, if anything, be a beneficial feature for me rather than a burden, as it makes it a lot easier to sort them into separate folders...
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Post by westcountryfunder on Jan 20, 2016 17:51:35 GMT
The bigger problem seems to be that FC doesn't work well with more than one account in a browser. I have no personal experience of this, but there are several reports on this forum that even when logged in to a different account some information can be cached from the previous account. Several people use a different browser for each account. Is it as bad as that? I have four FC accounts each with slightly different email addresses. My experience is use whatever browser you prefer; just don't attempt to have more than one account open on the browser at the same time. No problems as far as I am concerned. Most often I use google-chrome on Linux.
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wysiati
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Post by wysiati on Jan 20, 2016 18:51:45 GMT
I already use VAST numbers of email addresses (some of them even for a single order or booking),... Very sensible - you never know when Ashley Madsion might get hacked again. 
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bigfoot12
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Post by bigfoot12 on Jan 21, 2016 9:47:12 GMT
I already use VAST numbers of email addresses (some of them even for a single order or booking),... Very sensible - you never know when Ashley Madsion might get hacked again. Someone (I thought on this forum, but a quick search didn't find it) recommended spamgourmet. I haven't used it yet, but it is on my list of things to consider further. It does look good for people who need extra email addresses. As ablender points out below it probably isn't the best tool for an address used for financial information.
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ablender
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Post by ablender on Jan 21, 2016 10:21:08 GMT
I would not use spamgourmet for something which should be permanent (or for long use) such as an IFISA login.
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bigfoot12
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Post by bigfoot12 on Jan 21, 2016 11:33:19 GMT
I would not use spamgourmet for something which should be permanent (or for long use) such as an IFISA login. Good point
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jonah
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Post by jonah on Jan 21, 2016 19:59:18 GMT
Very sensible - you never know when Ashley Madsion might get hacked again. Someone (I thought on this forum, but a quick search didn't find it) recommended spamgourmet. I haven't used it yet, but it is on my list of things to consider further. It does look good for people who need extra email addresses. As ablender points out below it probably isn't the best tool for an address used for financial information. It was james I believe.
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james
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Post by james on Jan 22, 2016 0:40:30 GMT
Someone (I thought on this forum, but a quick search didn't find it) recommended spamgourmet. I haven't used it yet, but it is on my list of things to consider further. It does look good for people who need extra email addresses. As ablender points out below it probably isn't the best tool for an address used for financial information. Yes, that was me, or at least one of the times it was. I've been using it for fourteen years so far and it's operated by a lawyer who's done things like being on his state bar's technology committee. I don't hesitate to use it for financial accounts. Just find out where the emails you want are normally sent from and add that site to the trusted senders list and the email accounts won't expire because the emails will no longer be counted against the total. At present my stats there are 15,600 forwarded, 223,400 eaten (never seen by me) with 640 email addresses, almost all created just by me typing the email address like thecompanyname.to.myspamgourmetaccount theatsign spamgourmet.com in the form where I'm asked what my email address is on the destination site. It's fast, easy, reliable and has never acted improperly in any way in the time I've been using it. It just does the job, smoothly and well. I would not use spamgourmet for something which should be permanent (or for long use) such as an IFISA login. For context, the fourteen years I've been using it are: Longer than Wikipedia has existed in its currentish semi-self-governing form. That started from March 2002, though actual founding under more central governance was in Jan 2001. Longer than Facebook has existed. Founded in Feb 2004. Longer than Gmail has existed. Founded privately in 2004 and publicly from 2007. Longer than Twitter has existed. March 2006. Google beat it by three and a half years, though if counting only my usage. Spam Gourmet became public on 29 September 2000 and Google was founded on 4 September 1998.  Nothing is certain but it's got a good record.
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metoo
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Post by metoo on Jan 22, 2016 13:54:17 GMT
Someone (I thought on this forum, but a quick search didn't find it) recommended spamgourmet. Yes, that was me, or at least one of the times it was. I've been using it for fourteen years so far and it's operated by a lawyer who's done things like being on his state bar's technology committee. I don't hesitate to use it for financial accounts. Just find out where the emails you want are normally sent from and add that site to the trusted senders list and the email accounts won't expire because the emails will no longer be counted against the total. At present my stats there are 15,600 forwarded, 223,400 eaten (never seen by me) with 640 email addresses, almost all created just by me typing the email address like thecompanyname.to.myspamgourmetaccount theatsign spamgourmet.com in the form where I'm asked what my email address is on the destination site. It's fast, easy, reliable and has never acted improperly in any way in the time I've been using it. It just does the job, smoothly and well. Nothing is certain but it's got a good record. I wondered what happens when an organisation you do business with sends you an important message from a different sender address or domain? I find this happens often. Do you receive those emails? Would it depend on still being below your limit for that address? Would you have to spot that eg your bank is sending emails from a new address/domain in time to add it before they get blocked or the address expires?
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james
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Post by james on Jan 22, 2016 14:23:58 GMT
A notice like "sub-address name: 3 of 20", "sub-address name: 15 of 15 -last one!-" or "trusted: trusted-address" is normally added to the subject line of incoming messages so it's pretty obvious when one of the count has been used (yes, yes, no for those three). Since the count limit is 20 that's quite a few emails to notice the change before being caught out, assuming you set it to 20 again whenever something unusual does happen. You would normally use the domain in the trusted sender list so emails from a different address would still not count, just changes of domain.
There's also a feature which you can turn on that tells you some information about the last three eaten emails: date, from and to addresses. If you mark one of your addresses as hidden because it's now just being used for spam it isn't shown in this list.
One interesting thing you might notice sometimes is an email claiming to be from your bank or other financial institution that isn't using the to address which you gave to the bank - a sure sign of a fraud attempt. One of the advantages of a dedicated email address for each business.
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ablender
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Post by ablender on Jan 22, 2016 20:57:29 GMT
Yes, that was me, . . . . the email accounts won't expire because the emails will no longer be counted against the total. . . . I am not aware of the functionality that you are mentioning. I thought that all emails sent to that email counts down. I will check it. Thanks.
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james
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Post by james on Jan 22, 2016 21:55:59 GMT
Be sure you click on the "advanced mode" tab, that's where some of the neater features that I've mentioned reside. If you were to say fill in the box above the "add a trusted sender" button with the text noreply@proboards.com and click on the button, the notification emails from here would not count and you'd see the subject line text change to the trusted version. If Egg still existed you might add egg.com instead to make all emails from that address trusted and not counting.
If you don't see the extra information on the subject line look in the advanced mode tab and at the bottom there is an option "hide subject tagline", if that's disabled you don't get the extra text. If you don't see it only for trusted senders, the next option down is "hide tagline for trusted/exclusive only" and that might be enabled instead of disabled.
Apparently as of November 2014 Spam Gourmet had eaten more than a billion presumed spam emails.
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sl75
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Post by sl75 on Jan 22, 2016 23:17:31 GMT
Be sure you click on the "advanced mode" tab, that's where some of the neater features that I've mentioned reside. If you were to say fill in the box above the "add a trusted sender" button with the text noreply@proboards.com and click on the button, the notification emails from here would not count and you'd see the subject line text change to the trusted version. If Egg still existed you might add egg.com instead to make all emails from that address trusted and not counting. That does strike me as something of a workaround for a system that wasn't really designed to do that... An increasing number of email providers allow an arbitrarily larger number of aliases and filtering rules for your email box - the main strategies I've seen are: - aliases : pick another username (in advance), and the provider will direct the mails to the same mail box (available e.g. on yahoo as others have commented) - "plus addressing" : one feature of google's mail service and becoming increasingly supported with other mail providers - username+extrastuff@example.com gets put into the username@example.com mailbox, but you can usually set up filtering rules based on the full address. - capitalisation / punctuation : google (and possibly other mail providers) ignore capitalisation and punctuation, so although username@example.com, U.S.E.R.N.A.M.E@example.com user-NAME@example.com and countless other variations will usually be considered "different email addresses", they'd all get directed to the same mailbox. - subdomains : mail addressed to username@extrastuff.example.com gets delivered to the same mailbox, so you can put the extra info after the @ sign. I may have imagined it, but when I was researching what email provider to use for a new personal domain I'll be migrating to soon, I think one of the providers I didn't go with in the end allowed all 4 types of variations! Some imaginative mail forwarding rules would allow for disposable email addresses with little additional effort (e.g. include 'jan2016' [or something that means the same to you, but is less predictable!] in a temporary email address, and when (say) March arrives, add a filter rule to dump any mail addressed to a jan2016 address into a spam folder) The main point is that any scheme that allows additional information to be inserted into an email address will allow you to give "a different email address" to an online service without having to maintain lots of mailboxes or configure each address individually... and the beneficial side-effect is that you'll instantly know that phishing emails aren't really from the bank, as they're not sent to the email address known only to the bank and to you (and to any systems handling the mail in between, which are usually implicitly trusted).
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