ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Mar 12, 2016 18:15:36 GMT
Something fishy about this, no parent in there right uld ever let a 13 year old loose with75k Q: Can children under 18 inherit? A: Children cannot inherit until they reach the age of 18; below this age, the funds are held in Trust. If you think 18 is too young for your children to inherit a large sum of money, within a Will, you can specify that they do not receive the capital sum until a later age. They will, however, be entitled to receive any income from the trust fund as soon as they reach 18. Apart from this, the Trustees decide what income and/or capital can be used for the benefit of the children e.g. school fees. Nothing fishy; Shane posted here last month, and following his initial contact his mum also spoke to us. I don't know the in's & out's of his situation, but if his grandmother passed away I would imagine it is Mum who inherited the property (and the money following the sale). She asked Shane to put the money into a high-interest bank account for his future, but Shane had different ideas and found SS  He seems like an intelligent young chap who has a bit of a financial mind; in fact, I would imagine Shane currently knows more about SS & DD than most new SS investors . However, Shanes mum confirmed to us that she would be keeping an eye on things. Its his money I believe from previous posts but controlled by his mum. Doesnt seem to be doing to badly. Already seems to have increased his investment by 66% thanks to the Dude's fat fingers and Chinese whispers. Its 45k
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,549
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Post by ilmoro on Mar 12, 2016 18:44:45 GMT
Its his money I believe from previous posts but controlled by his mum. Doesnt seem to be doing to badly. Already seems to have increased his investment by 66% thanks to the Dude's fat fingers and Chinese whispers. Its 45k But seriously Shane.... I want my money back  @shanectheman Listen. And understand. That cooling_dude is out there. He can't be bargained with. He can't be reasoned with. He doesn't feel pity, or remorse, or fear. And he absolutely will not stop, ever, until you have paid.:-D Edit. I know technically he's too young to get reference,
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Post by GSV3MIaC on Mar 12, 2016 19:03:36 GMT
Not sure if I'm allowed to ask, but anyway .. has anyone found a way to turn off, or at least moderate, the stream of emails relating to part sales (2 per sale - one when you list, one when it sell) or purchases? Please savingstream give us an 'off' button if there isn't one. %rant on% The emails contain no useful information .. ' your loan part id XXXXXX' is now 100% sold .. yeah, but which loan was that (if you sold part of a part then the number is one you have never seen before .. oh, except on the 'you have listed it for sale' email .. but that doesn't mention loan name either). There is a link, but you have to log in, and not all my email machines are web-capable. When you buy, similarly, "Thank you for your loan part funding of £xxx.00. You are now earning 12% per annum on the above funds.". Yes, 12%, thank you .. that is the one piece of information there was no doubt about .. but what loan was this to which you refer?! (In this case you don't even get a part number, much less a useful loan reference). I mean actually I just pushed 'buy', so I know I bought it .. in which case don't email me (5 minutes later) at all. Does any of it tell me my current balance .. nope. Does it tell me my new holding in the loan, or anything else I care about .. nope. Can I have it sent directly to my spam black-hole .. only at risk of losing the odd SS email which is of interest (new loans, updates, etc). OK, so -some-of my email clients can automatically re-route this stuff, but my poor old tablet gets swamped. 8<. %end rant% |
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
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Post by cooling_dude on Mar 12, 2016 19:19:57 GMT
Not sure if I'm allowed to ask, but anyway .. has anyone found a way to turn off, or at least moderate, the stream of emails relating to part sales (2 per sale - one when you list, one when it sell) or purchases? Please savingstream give us an 'off' button if there isn't one. %rant on% The emails contain no useful information .. ' your loan part id XXXXXX' is now 100% sold .. yeah, but which loan was that (if you sold part of a part then the number is one you have never seen before .. oh, except on the 'you have listed it for sale' email .. but that doesn't mention loan name either). There is a link, but you have to log in, and not all my email machines are web-capable. When you buy, similarly, "Thank you for your loan part funding of £xxx.00. You are now earning 12% per annum on the above funds.". Yes, 12%, thank you .. that is the one piece of information there was no doubt about .. but what loan was this to which you refer?! (In this case you don't even get a part number, much less a useful loan reference). I mean actually I just pushed 'buy', so I know I bought it .. in which case don't email me (5 minutes later) at all. Does any of it tell me my current balance .. nope. Does it tell me my new holding in the loan, or anything else I care about .. nope. Can I have it sent directly to my spam black-hole .. only at risk of losing the odd SS email which is of interest (new loans, updates, etc). OK, so -some-of my email clients can automatically re-route this stuff, but my poor old tablet gets swamped. 8<. %end rant% Rant totally understandable. When I started investing in SS, after a day of SM trading I would have an inbox with 100s of e-mails from savingstream.... all pointless. I've controlled this by creating a rule in MS Outlook for all SS emails. The rule moves all e-mails from SS with "Loan Part" in the subject to a folder called "Savingstream Junk" However, like you said; tablets and phones get bombarded. If I knew about the 100s of useless e-mails I would get before I signed up, I would have set up a dedicated e-mail address for all SS e-mails; and set up a rule to forward all useful SS e-mails to my own personal e-mail address.
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mikes1531
Member of DD Central
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Post by mikes1531 on Mar 12, 2016 19:51:01 GMT
If I knew about the 100s of useless e-mails I would get before I signed up, I would have set up a dedicated e-mail address for all SS e-mails; and set up a rule to forward all useful SS e-mails to my own personal e-mail address. : While I realise that there doesn't seem to be an easy way to change an email address via the website, there has to be a way of changing your email address by contacting SS directly. People change email addresses all the time, so SS have to be able to cope with that. You might want to give that a try. I've been filing all these emails despite never having had any reason to want to see one again. Perhaps I need to sign up with Hoarders Anonymous! Meanwhile, they do clog up my Inbox, and probably will become a real problem when I'm away from home for an extended period, so it would be nice to be able to turn them off.
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sl75
Posts: 2,092
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Post by sl75 on Mar 12, 2016 21:15:32 GMT
Perhaps a more subversive filtering rule could be effective - each junk email from SS getting automatically forwarded to SS customer services with a covering note like "please arrange for me to stop getting emails similar to the attached".  |
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
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Post by littleoldlady on Mar 12, 2016 22:49:40 GMT
On a slightly different note does anyone still get SMS notifications of new loans? There is still a tick box for them in Personal Details but I don't seem to have had one since the new site came in.
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cooling_dude
Bye Bye's for the PPI
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Post by cooling_dude on Mar 12, 2016 22:51:42 GMT
On a slightly different note does anyone still get SMS notifications of new loans? There is still a tick box for them in Personal Details but I don't seem to have had one since the new site came in. Nope. My mobile number is present in the "Personal Details" section of the SS website, and "SEND NEW LOAN NOTIFICATIONS VIA SMS?" is set to "YES" but I have never received a text message from SS.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,549
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Post by ilmoro on Mar 12, 2016 22:56:03 GMT
On a slightly different note does anyone still get SMS notifications of new loans? There is still a tick box for them in Personal Details but I don't seem to have had one since the new site came in. Not really any point anymore with Prefunding. No need for SS to generate a stampede to the site so might as well save the cost Last one was PBL68, before that 64.
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
Likes: 1,862
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Post by littleoldlady on Mar 13, 2016 7:18:29 GMT
On a slightly different note does anyone still get SMS notifications of new loans? There is still a tick box for them in Personal Details but I don't seem to have had one since the new site came in. Not really any point anymore with Prefunding. No need for SS to generate a stampede to the site so might as well save the cost Last one was PBL68, before that 64. Agreed, but also no point in having the option in Personal Details. SS should add its removal to the list.
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Post by portlandbill on May 9, 2016 14:05:48 GMT
I've just been reading something on the SS site which suggests I can elect to take the whole loan's interest payments at the start of the loan rather than at the end of each month. Is that right?
"If you need access to the money you have lent out before a borrower is due to pay it back, you can use our 'Secondary Market' functionality to sell your loan part capital to other investors. Once purchased this capital is then credited back to your Saving Stream account. The 'Secondary Market' facility is not available if an investor chooses to receive the full loan term's interest upfront when investing in a loan."
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pom
Member of DD Central
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Post by pom on May 9, 2016 14:36:32 GMT
I've just been reading something on the SS site which suggests I can elect to take the whole loan's interest payments at the start of the loan rather than at the end of each month. Is that right? "If you need access to the money you have lent out before a borrower is due to pay it back, you can use our 'Secondary Market' functionality to sell your loan part capital to other investors. Once purchased this capital is then credited back to your Saving Stream account. The 'Secondary Market' facility is not available if an investor chooses to receive the full loan term's interest upfront when investing in a loan." I think maybe that was just with some of the earliest loans
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,549
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Post by ilmoro on May 9, 2016 14:43:14 GMT
I've just been reading something on the SS site which suggests I can elect to take the whole loan's interest payments at the start of the loan rather than at the end of each month. Is that right? "If you need access to the money you have lent out before a borrower is due to pay it back, you can use our 'Secondary Market' functionality to sell your loan part capital to other investors. Once purchased this capital is then credited back to your Saving Stream account. The 'Secondary Market' facility is not available if an investor chooses to receive the full loan term's interest upfront when investing in a loan." as pom says another relic of the old site. Upfront interest was offered on the early PBL but ceased probably around PBL6.
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Post by portlandbill on May 9, 2016 14:53:13 GMT
I've just been reading something on the SS site which suggests I can elect to take the whole loan's interest payments at the start of the loan rather than at the end of each month. Is that right? "If you need access to the money you have lent out before a borrower is due to pay it back, you can use our 'Secondary Market' functionality to sell your loan part capital to other investors. Once purchased this capital is then credited back to your Saving Stream account. The 'Secondary Market' facility is not available if an investor chooses to receive the full loan term's interest upfront when investing in a loan." I think maybe that was just with some of the earliest loans Maybe SS should remove it then, it's not hidden away in some small print somewhere, it's on the main "Investor's Risk Statement" linked on the homepage.
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adrianc
Member of DD Central
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Post by adrianc on May 9, 2016 18:00:58 GMT
I think maybe that was just with some of the earliest loans Maybe SS should remove it then, it's not hidden away in some small print somewhere, it's on the main "Investor's Risk Statement" linked on the homepage. Don't forget that PBL6 (That Bloody Hall) is still extant. If it was offered on that loan, then it may still be relevant.
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