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Post by supernumerary on Mar 1, 2016 16:32:54 GMT
Would you be happy to see a credit limit on the INPL system based on your account balance (i.e. current investment + deposited amount), with a £10,000 limit for new investors/ investors with small holdingsNote : INPL = Invest Now Pay Later It is my opinion, that those who have been shown to have misused the system, should have restrictions imposed on them. It is those people who should be penalised.I would be against any change on those who have shown to have invested properly. I may be a lone voice on this, but IMHO, new investors should be welcomed as we all have been welcomed at Saving Stream, with the same benefits, no restrictions. Only when investors have been shown to have a track record of taking unfair advantage, should there then be restrictions imposed upon them. Innocent until proven guilty and all that... 
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Post by sunspot on Mar 1, 2016 16:48:35 GMT
Personally I think you do SS a massive disservice, (but then most of your posts are negative about SS, so I'm not surprised at your comments, I'm starting to wonder if you work for a rival P2P company who is struggling because of SS's success). I think SS are very tech savvy, (speaking as someone who has 36 years of experience with computers, afterall how many here can claim to have bought a ZX80 new  ), and are both more ahead of the game, and reactive to customers wishes, than you think. I cannot lay claim to having bought a ZX80, but I did learn 6502 assembler on a BBC Model B. As for negative comments, I'll put my hands up and admit that I'm not a fanboy of anyone or anything. If I see a problem, I say so. For instance, if an episode of a TV show I like is rubbish, I'll not delude myself into believing otherwise - although I know people who will. And to allow you to sleep soundly tonight, let me put your paranoia to bed - I have no connection whatsoever with ANY P2P companies other than £1,000 invested with Funding Circle and also with Rate Setter (while I have MANY times as much invested with Saving Stream). That said, my investments are FROZEN until such time as we receive clarity on the payment upfront of interest. Indeed, I have money in my current account ready to invest, but it will be going back on deposit tomorrow unless or until we get a straight answer.
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Post by sunspot on Mar 1, 2016 16:58:05 GMT
Unfortunately, they can be very slow crediting accounts - my own payments frequently go uncredited for more than 24 hours, and at weekends 72 hours is not uncommon.
So, if SS started charging interest, they would benefit from their own tardiness, which would land them in all sorts of hot water. Definitely a BIG NO NO.
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Post by highlandtiger on Mar 1, 2016 19:22:52 GMT
That said, my investments are FROZEN until such time as we receive clarity on the payment upfront of interest. Indeed, I have money in my current account ready to invest, but it will be going back on deposit tomorrow unless or until we get a straight answer. Well that should do it, that'll really put the wind up SS won't it. I'll let the fanboy jibe slide......... after all some of us are adults and don't resort to childish retorts as much as others There is one point I'd like to make though, seeing as you have some major issues with SS and how it runs its business. Instead of you whinging on an open forum, threatening this and threatening that (using capital letters to make sure EVERYONE really UNDERSTANDS how SERIOUS you are), why not contact SS directly with your concerns and let them answer. If their answer is not to your liking, feel free to move all your money out of SS. You won't be missed because within a millisecond all your loan parts will be snapped up by others. Paraphrasing an old saying ......"don't let the door hit you as you flounce out"
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Post by sunspot on Mar 1, 2016 20:02:37 GMT
If you don't care about clarity, that's fine, other people do.
As for my comment regarding freezing my investments, that was simply a statement of fact, not a threat. I'm sure other people understand these things even if you do not.
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goopy
Member of DD Central
Posts: 307 
Likes: 144
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Post by goopy on Mar 1, 2016 20:10:03 GMT
If you don't care about clarity, that's fine, other people do. As for my comment regarding freezing my investments, that was simply a statement of fact, not a threat. I'm sure other people understand these things even if you do not. Are you still here??
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Post by Deleted on Mar 1, 2016 20:11:58 GMT
sunspot said - ' As for negative comments, I'll put my hands up and admit that I'm not a fanboy of anyone or anything. If I see a problem, I say so. For instance, if an episode of a TV show I like is rubbish, I'll not delude myself into believing otherwise - although I know people who will. ' ' And to allow you to sleep soundly tonight, let me put your paranoia to bed - I have no connection whatsoever with ANY P2P companies other than £1,000 invested with Funding Circle and also with Rate Setter (while I have MANY times as much invested with Saving Stream). That said, my investments are FROZEN until such time as we receive clarity on the payment upfront of interest. Indeed, I have money in my current account ready to invest, but it will be going back on deposit tomorrow unless or until we get a straight answer. '  Good old sunspot - P2P's very own Victor Meldrew  |
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cooling_dude
Bye Bye's for the PPI
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Post by cooling_dude on Mar 1, 2016 20:15:13 GMT
sunspot said - As for negative comments, I'll put my hands up and admit that I'm not a fanboy of anyone or anything. If I see a problem, I say so. For instance, if an episode of a TV show I like is rubbish, I'll not delude myself into believing otherwise - although I know people who will. And to allow you to sleep soundly tonight, let me put your paranoia to bed - I have no connection whatsoever with ANY P2P companies other than £1,000 invested with Funding Circle and also with Rate Setter (while I have MANY times as much invested with Saving Stream). That said, my investments are FROZEN until such time as we receive clarity on the payment upfront of interest. Indeed, I have money in my current account ready to invest, but it will be going back on deposit tomorrow unless or until we get a straight answer. Good old sunspot - P2P's very own Victor Meldrew I'm sorry, but I have to draw the line at you comparing sunspot to Victor Meldrew. That is completely out of order It's simply unfair to Victor Meldrew.......
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Post by Deleted on Mar 1, 2016 20:20:21 GMT
... You are right ... sorry Victor  |
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Post by sunspot on Mar 1, 2016 20:21:41 GMT
A member who calls himself contrarian, likening someone else to Victor Meldrew. Congratulations, I'm speechless! |
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Post by Deleted on Mar 1, 2016 20:22:35 GMT
A member who calls himself contrarian , likening someone else to Victor Meldrew. Congratulations, I'm speechless! Speechless is good - Try to hold on to that feeling for a while 
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Post by sunspot on Mar 1, 2016 20:27:54 GMT
But I did make good use of the m-word, don't you think?
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Post by Deleted on Mar 1, 2016 20:41:48 GMT
But I did make good use of the m-word, don't you think? Ahhhh the word 'member', a double-entendre - Bravo 
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goopy
Member of DD Central
Posts: 307
Likes: 144
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Post by goopy on Mar 1, 2016 20:45:10 GMT
But I did make good use of the m-word, don't you think? Ahhhh the word 'member', a double-entendre - Bravo Hahahahaha I get it now... You're so clever sunspot.
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ablender
Member of DD Central
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Post by ablender on Mar 1, 2016 22:03:55 GMT
Ahhhh the word 'member', a double-entendre - Bravo Hahahahaha I get it now... You're so clever sunspot. Can you explain it to me? please please
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), and are both more ahead of the game, and reactive to customers wishes, than you think. 
