ianj
Member of DD Central
Posts: 656 
Likes: 520
|
Post by ianj on Mar 1, 2016 19:30:11 GMT
Those requirements were from the dawn of prehistory (should have been updated too far back for me to recall accurately when exactly) and have no relevance in the super improved, ever-expanding SS universe now. I remember the days when......... 
|
|
|
|
Post by sunspot on Mar 1, 2016 19:50:18 GMT
That quote is from the current HOW IT WORKS page (FAQ 1: How much can I invest?) which seems to have been rewritten recently.
Hardly the dawn of prehistory!
|
|
mikes1531
Member of DD Central
Posts: 6,453
Likes: 2,320
|
Post by mikes1531 on Mar 1, 2016 21:18:51 GMT
That quote is from the current HOW IT WORKS page (FAQ 1: How much can I invest?) which seems to have been rewritten recently. Hardly the dawn of prehistory! : In case you weren't already aware of it, SS won't win any prizes for updating the 'general' info on their website when it goes out of date. My pet peeve is the so-called 'Stress test against largest loan' near the bottom of the 'how-it-works' page. The data there is ancient -- the 'largest' loan they're using in the calculation ceased to be their largest loan about nine months ago. And the value of the PF that they used in the calculation -- which they don't state but you can work it out -- is about £695k. With the PF balance now at £1.549M -- it's displaed a bit higher on that same page -- you can see how inaccurate the calculation is. (The PF amount probably is also about 9-12 months out of date.) That calculation probably was brought forward from their previous website, though I can't be sure because I don't remember exactly when the website was redesigned. I suspect the same goes for the text you have mentioned, which probably has been carried forward from the 'dawn of prehistory'. I have pointed out the glaring stress test error to savingstream on multiple occasions -- see, I've just done it again -- and I think I've told them what I think about this in a direct email. So I can't believe they aren't aware of the stress test error, but fixing it clearly is not very high on their ToDo list.
|
|
|
|
Post by sunspot on Mar 1, 2016 23:31:34 GMT
mikes1531 You're absolutely right. It would be simplicity itself to keep the stress test figures up to date by pulling the necessary values from the database. The fact that this doesn't seem to occur is one of the clues that tell me SS is not populated by tech-savvy people. Of course, when I mention such things, people immediately get the hump.
|
|
adrianc
Member of DD Central
Posts: 10,010
Likes: 5,140
Member is Online
|
Post by adrianc on Mar 2, 2016 15:20:57 GMT
mikes1531 You're absolutely right. It would be simplicity itself to keep the stress test figures up to date by pulling the necessary values from the database. The fact that this doesn't seem to occur is one of the clues that tell me SS is not populated by tech-savvy people. Of course, when I mention such things, people immediately get the hump. Is there any particular reason why you DO invest with a platform you have such low regard for? Jaydee - Microsoft certified? Oh. Maybe sunspot does have a point.
|
|
|
|
Post by sunspot on Mar 2, 2016 15:55:52 GMT
JaydeeThat's all good (and informative) but being a Microsoft Certified anything doesn't necessarily mean a great deal in the tech world. I'm not up to date myself by any means, but so far as I'm aware, it doesn't say that you're an expert in Perl, PHP, HTML, CSS, Javascript, Ajax or anything else web related (and the list of relevant technologies is a lot longer than that). A Masters in eCommerce is good, but without seeing the relevant course material, it says nothing about coding ability, experience or aptitude. Now that doesn't mean he's not good at his job, but I'm talking about "coalface" skills. (Incidentally, a Masters is usually thesis-orientated, I have one too!) Setting up and managing a business requires one set of abilities, let's call them "big picture" skills, while getting the technological minutiae right requires another set entirely. Personally, I would rather a company like Lendy is run by experts in money than technology. It's far more important that they have legal and financial expertise in house, than tech skills. However, that doesn't bar me from making observations, and it doesn't mean they get a free pass when they get simple things wrong. And I'm sure everyone understands the need for state-of-the-art security. adriancActually, of all the platforms I've looked at, Saving Stream is by far my favourite - indeed, I have informally recommended it to other people. But that doesn't mean I think it's perfect. Indeed, if you want to see imperfection, take a look at the source code. I don't know what software they use, but the result is overly complex to say the least! That's not important to me (with a 50Mb connection) and the end result looks nice, but these things are important to anyone with a slow internet connection, or even a metered connection (using a tethered mobile, for instance). I've also known pages to hang, waiting for external links that appear to serve no useful purpose. But at least all the important stuff loads first - that's far from true with some websites.
|
|
adrianc
Member of DD Central
Posts: 10,010
Likes: 5,140
Member is Online
|
Post by adrianc on Mar 2, 2016 16:12:05 GMT
Indeed, if you want to see imperfection, take a look at the source code. Don't get what you see as the page source confused with the source code. And that page source really doesn't look too bad, when you remember what's going on on it.
|
|
|
|
Post by sunspot on Mar 2, 2016 17:02:09 GMT
Using Ctrl-U to view the source, it doesn't look too bad, fairly neat anyway (although I've never noticed classes like that before).
However, if you have Firefox, try the debugger view (Ctrl-Shift-S) of the home page while logged out. Again, it might not look too bad at first, but concentrate on the ratio of "black ink" to coloured, i.e. visible text to markup.
That's not good. Of course, I dare say other websites are even worse.
|
|
|
|
Post by GSV3MIaC on Mar 3, 2016 22:52:20 GMT
Back (vaguely) On Topic, I just came across the 'automatic shrapnel generator' facility which I had not previously noticed - I put £xxx.yy up for sale, and of course it got displayed as £xxx (pence omitted), which is what someone bought, thus leaving me with yy pence to get rid of. TAB!!
|
|
mikes1531
Member of DD Central
Posts: 6,453
Likes: 2,320
|
Post by mikes1531 on Mar 3, 2016 23:05:59 GMT
Back (vaguely) On Topic, I just came across the 'automatic shrapnel generator' facility which I had not previously noticed - I put £xxx.yy up for sale, and of course it got displayed as £xxx (pence omitted), which is what someone bought, thus leaving me with yy pence to get rid of. TAB!! This has been mentioned before. And it's why, whenever I put in a purchase request for all that appears to be on sale -- £xxx in GSV3MIaC's example -- I always enter my request as £xxx+1. (I don't mind having parts with odd pence as long as they're not shrapnel on their own.)
|
|
adrianc
Member of DD Central
Posts: 10,010
Likes: 5,140
Member is Online
|
Post by adrianc on Mar 4, 2016 8:17:48 GMT
Back (vaguely) On Topic, I just came across the 'automatic shrapnel generator' facility which I had not previously noticed - I put £xxx.yy up for sale, and of course it got displayed as £xxx (pence omitted), which is what someone bought, thus leaving me with yy pence to get rid of. TAB!! This has been mentioned before. And it's why, whenever I put in a purchase request for all that appears to be on sale -- £xxx in GSV3MIaC 's example -- I always enter my request as £xxx+1. (I don't mind having parts with odd pence as long as they're not shrapnel on their own.) Or just put in the amount you really want - even if it's quite a lot bigger. You never know - somebody else might list some before your investment goes through. It's happened to me...
|
|
sl75
Posts: 2,092
Likes: 1,245
|
Post by sl75 on Mar 4, 2016 9:33:40 GMT
This has been mentioned before. And it's why, whenever I put in a purchase request for all that appears to be on sale -- £xxx in GSV3MIaC 's example -- I always enter my request as £xxx+1. (I don't mind having parts with odd pence as long as they're not shrapnel on their own.) Or just put in the amount you really want - even if it's quite a lot bigger. You never know - somebody else might list some before your investment goes through. It's happened to me... Indeed, because individual parts are listed separately, it's quite common... someone running down their list of loan parts and selling the ones they don't want will often be listing multiple parts of the same loan consecutively.
|
|
