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Post by p2plender on Mar 15, 2016 22:51:50 GMT
Currently using Ratesetter monthly market and achieving around 3.6%. Anything as liquid out there offering a better return? Thanks.
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tomtom
Member of DD Central
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Post by tomtom on Mar 15, 2016 22:53:47 GMT
Currently using Ratesetter monthly market and achieving around 3.6%. Anything as liquid out there offering a better return? Thanks. Yes SS
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ben
Posts: 2,020
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Post by ben on Mar 15, 2016 23:02:01 GMT
Currently using Ratesetter monthly market and achieving around 3.6%. Anything as liquid out there offering a better return? Thanks. Yes SS It might be at the moment but will it be forever, at the moment MT is fairly liquid with the secondary unless your talking big amounts assetc is 3.75 instant access
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brin
I am trying to stay calm.
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Post by brin on Mar 15, 2016 23:11:33 GMT
ss, fs, mt, all paying 12/13% bit more effort needed, occasionally, to invest, but its there if you want it. PS. monthly returns ss and mt only. sm's vary.. fs not good, no sm on mt.. but ss sm seems ok
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star dust
Member of DD Central
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Post by star dust on Mar 16, 2016 0:07:38 GMT
ss, fs, mt, all paying 12/13% bit more effort needed, occasionally, to invest, but its there if you want it. PS. monthly returns ss and mt only. sm's vary.. fs not good, no sm on mt.. but ss sm seems ok There is an SM on MT. If you're a new investor you might not have spotted it as things go quick, but there is a column of available loan parts highlighted in yellow when they are available. . No one you've mentioned claims to be able to return your capital and interest after a month or less, and although they are quite liquid at the moment they may not always be and terms on SS and MT are around 6-12 months with possible over-runs. In answer to the OP, AC's QAA gives 3.75% with near instant access. I believe there are some others out there with monthly markets, Wellesley and LandBay (?) but I'm not sure what their current rates are.
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Post by andyblue on Mar 16, 2016 12:08:35 GMT
Mintos has plenty of Gerogian payday loans at 11/12% with one month duration, doesn't get much more liquid than that surely. Personally I'm removing my investment from these as they are charging the borrowers 20% a month, it's unethical and you can get the same rate of return from business and property loans without stinging the poorest in society. But they are there.. in spades.
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Post by yorkshireman on Mar 16, 2016 14:41:58 GMT
Mintos has plenty of Gerogian payday loans at 11/12% with one month duration, doesn't get much more liquid than that surely. Personally I'm removing my investment from these as they are charging the borrowers 20% a month, it's unethical and you can get the same rate of return from business and property loans without stinging the poorest in society. But they are there.. in spades. What’s a Gerogian pay day loan? (Serious question) Afterthought, should that be Georgian?
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Post by ravado on Mar 16, 2016 16:28:52 GMT
Mintos has plenty of Gerogian payday loans at 11/12% with one month duration, doesn't get much more liquid than that surely. Personally I'm removing my investment from these as they are charging the borrowers 20% a month, it's unethical and you can get the same rate of return from business and property loans without stinging the poorest in society. But they are there.. in spades. Totally agree - I'm much happier with business loans and don't want to be part of any pay day loan misery. LIKE your ethical thinking!
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