dermot
Member of DD Central
Posts: 863 
Likes: 517
|
Post by dermot on Mar 16, 2016 9:50:57 GMT
I routinely take a snapshot of the dashboard on my AC account home page most days, just to keep an eye on the current accrued interest and total investment.
Generally, I see the accrued interest rise day by day - except on occasions when it falls as interest is paid and auto-reinvested in GBBA; thus causing the total investment to rise by a like amount.
Today, however, the current accrued interest value has dropped by 10% without any concomitant increase in total investment (and the unallocated cash balance remains unchanged).
I'm a little puzzled why this might be - is it just a transitional position, or something?
I don't routinely download the statement summary, so have no easy way to check (and even if I did, it looks to be a very painful and tedious task to work through the host of tiny transactions to a precision of 30+ decimal places...).
|
|
registerme
Member of DD Central
Posts: 6,624
Likes: 6,437
|
Post by registerme on Mar 16, 2016 10:05:49 GMT
I suspect it's a timing issue. My values are routinely out by a few pennies here or there, and then come back into line over time.
|
|
dermot
Member of DD Central
Posts: 863
Likes: 517
|
Post by dermot on Mar 16, 2016 16:33:59 GMT
Hmm, most of the working day has passed and it is still the same.
If it doesn't sort itself out by the morrow, I'll raise it with the AC helpdesk.
|
|
mikes1531
Member of DD Central
Posts: 6,453
Likes: 2,320
|
Post by mikes1531 on Mar 16, 2016 17:32:06 GMT
I'm a little puzzled why this might be - is it just a transitional position, or something? : Check your list of loans to see whether one might be showing an interest rate of zero. That sometimes happens when a loan goes overdue, and it makes a mess of the accrued interest calculation until AC notice and fix it. Also, check Your Loans. That page shows accrued interest by loan and, with a 10% drop in the total, if there's one loan causing it then it might be obvious.
|
|
Bagman
Member of DD Central
Posts: 209
Likes: 131
|
Post by Bagman on Mar 16, 2016 17:45:33 GMT
Kent BL is showing at 0% .. could that be it ?
|
|
dermot
Member of DD Central
Posts: 863
Likes: 517
|
Post by dermot on Mar 16, 2016 19:30:31 GMT
Kent BL is showing at 0% .. could that be it ? The only MLIA loans in which I'm active are: 241, 237, 234 and 225 all the rest are GBBA Digging through the massive GBBA spreadsheet is a task and a half - and best done on a bigger screen that I'm currently using!
|
|
dermot
Member of DD Central
Posts: 863
Likes: 517
|
Post by dermot on Mar 18, 2016 13:07:35 GMT
Hmm, it recovered slightly but was still below the previous amount and a little higher today. Would still be nice to know why it dropped so suddenly.
Maybe I'll drop a note to AC support.
On a like topic, are there any tools to dig through the zillions of tiny transactions in the xls activity log?
Be comforting to see a little more (interest and capital repayments) information from inside the GBBA black box. And also how the totals are split between loans.
|
|
skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787
Likes: 424
|
Post by skippyonspeed on Mar 20, 2016 11:13:36 GMT
I have brought this anomaly up before on Suggestions for Improvements I found it happened when only 2 decimal points showed when hovering over the value and assumed it was because all loans are rounded down individually. However, I think someone has been tinkering with it, 'cos now it appears to show all umpteen d.p.'s when hovering, but was out by 8p which then corrected when I refreshed the page! Edit: Just tried again, back to showing 2 d.p. again. |
|
ianj
Member of DD Central
Posts: 656
Likes: 520
|
Post by ianj on Mar 23, 2016 9:18:10 GMT
This is strange, to me at least, and it's not the usual frequent few pence fluctuation I see every day. This morning my MLIA balance was £3.19 less than yesterday evening, despite zero activity showing for the intervening period on the MLIA Statement. Comparing a Loan Book download this morning with the previous version showed my holding in loan #40 had reduced by £3.19, and there's never been a 'sell' instruction on this loan. I've never seen anything like this before, and I'm wondering if any other anyone else has experienced anything comparable, or has there been any 'system correction' chris ? |
|
|
|
Post by chris on Mar 23, 2016 9:20:43 GMT
This is strange, to me at least, and it's not the usual frequent few pence fluctuation I see every day. This morning my MLIA balance was £3.19 less than yesterday evening, despite zero activity showing for the intervening period on the MLIA Statement. Comparing a Loan Book download this morning with the previous version showed my holding in loan #40 had reduced by £3.19, and there's never been a 'sell' instruction on this loan. I've never seen anything like this before, and I'm wondering if any other anyone else has experienced anything comparable, or has there been any 'system correction' chris ? The only thing that I can think of that can cause that kind of shift is if there is a change to the capital repayments in the loan ledger. davidricketts1 are you aware of any changes?
|
|
|
|
Post by Come_on_Grandad on Mar 23, 2016 10:02:28 GMT
This is strange, to me at least, and it's not the usual frequent few pence fluctuation I see every day. This morning my MLIA balance was £3.19 less than yesterday evening, despite zero activity showing for the intervening period on the MLIA Statement. Comparing a Loan Book download this morning with the previous version showed my holding in loan #40 had reduced by £3.19, and there's never been a 'sell' instruction on this loan. I've never seen anything like this before, and I'm wondering if any other anyone else has experienced anything comparable, or has there been any 'system correction' chris ? My holding in this loan also dropped for no discernable reason between yesterday morning and now. In my case the drop is approx 1.3888% of yesterday's principal.
|
|
oldgrumpy
Member of DD Central
Posts: 5,087
Likes: 3,233
|
Post by oldgrumpy on Mar 23, 2016 10:40:04 GMT
Apparently I bought £11.6527137164568081210100000000000000011177 in #40 at 22:19 yesterday. I can't tell whether my #40 has also been depleted as other investors have reported. Interested to discover the explanation for such fluctuations.
|
|
ianj
Member of DD Central
Posts: 656
Likes: 520
|
Post by ianj on Mar 23, 2016 10:42:39 GMT
This is strange, to me at least, and it's not the usual frequent few pence fluctuation I see every day. This morning my MLIA balance was £3.19 less than yesterday evening, despite zero activity showing for the intervening period on the MLIA Statement. Comparing a Loan Book download this morning with the previous version showed my holding in loan #40 had reduced by £3.19, and there's never been a 'sell' instruction on this loan. I've never seen anything like this before, and I'm wondering if any other anyone else has experienced anything comparable, or has there been any 'system correction' chris ? My holding in this loan also dropped for no discernable reason between yesterday morning and now. In my case the drop is approx 1.3888% of yesterday's principal. Yes, same % as my 'loss'. Good to know one's not facing life's tribulations alone!
|
|
ianj
Member of DD Central
Posts: 656
Likes: 520
|
Post by ianj on Mar 23, 2016 18:18:48 GMT
Just checked may Loan Book and can report that my holding in loan #40 has regained this morning's 'loss'.
|
|
|
|
Post by chris on Mar 23, 2016 19:30:05 GMT
Just checked may Loan Book and can report that my holding in loan #40 has regained this morning's 'loss'. There was an error in the repayment schedule caused by a bug in our new CRM system that didn't properly allow for the variable interest rate in this loan hence it being the only one affected - J** R******* is the only other variable rate loan and that is currently suspended so didn't get the same process run against it. It's been corrected and an additional check put in place to prevent a repeat.
|
|
