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Post by newlender on Mar 17, 2016 7:33:40 GMT
I've started a new thread so we can comment on the new site's functionality. I must say that I'm quite impressed; I understand that the lending queues for the different products will take a time to show and this is clearly the main thing that is lacking at the moment. I know this is silly, but why get rid of the 'Dashboard' tab and give it a new name? Not really necessary IMHO.
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Post by uncletone on Mar 17, 2016 9:45:20 GMT
"Who uses Zopa?
We have 63,000 active lenders who have lent over £1.37 with us.
Our lenders come from all walks of life, and all over the country and have different lending goals.
Our lenders come from all walks of life, and all over the country and have different lending goals."
I don't mind the repeated sentence so much. I'm sure I lent more than £1.37 all by myself.
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wapping35
Member of DD Central
Posts: 385 
Likes: 210
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Post by wapping35 on Mar 17, 2016 10:18:15 GMT
On the site...
My furry friend and I have separately fed back to Z user testing that the site has a few "tweaks" needed:
1) The Bad Debt # (from non-SG & now Z+) needs to be added back. It was displayed on the earning's summary (detail) previously.
2) The position in the queue is needed. Again it was on the "old" website set up... For now all I know is my Z+ monies are in the new money queue...And since it is a new product I presume there are no repayments (from anyone)...
W35
p.s. If I get a reply from Z I will cut & paste...
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Post by newlender on Mar 17, 2016 13:07:07 GMT
I totally agree about showing the lending queue for each product as the next top priority. I have put in a couple of £k to test the water but have no clue how much is ahead of me. I suspect that a lot of people were storing their pennies ready for the launch and that a wall of new money is in the queue. Unlike a lot of forum member, I quite like the new loan book but find the Excel downloads very heavy to use. I mainly look at a few columns each time (expected repayments and dates especially) and it would be good if each user could customise their sheet and that format be saved for the next download.
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aju
Member of DD Central
Posts: 3,500
Likes: 924
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Post by aju on Mar 17, 2016 17:24:06 GMT
Zopa changed it again ;-) all my stylish work went up the swanny i'll have re-learn it again for all the new summaries - I hate button clicking !!!.
I'm a bit confused by the new method of lending but since I have nothing in my re-lend at the moment I'm hoping the next few days will give me some money to play with. Heres hoping that over the next 2 months there will be £1000 to put in the new 6.5% Zopa Plus and it will start working harder for me ;-)))))))).
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aju
Member of DD Central
Posts: 3,500
Likes: 924
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Post by aju on Mar 17, 2016 17:25:28 GMT
.... I don't mind the repeated sentence so much. I'm sure I lent more than £1.37 all by myself. I definitely lent more than £1.37 !!!!
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Greenwood2
Member of DD Central
Posts: 4,385
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Post by Greenwood2 on Mar 18, 2016 8:25:47 GMT
Has anyone lent any money since the change over? I haven't.
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aju
Member of DD Central
Posts: 3,500
Likes: 924
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Post by aju on Mar 18, 2016 9:49:28 GMT
I lent out
4x£10 on 17/3 1 withdrawn 3 still pending
10x£10 on 16/3 1 withdrawn 9 still pending
5x£10 on 15/3 all withdrawn
all were in Zopa Classic
prior to that my money was last lent out
10x10 lent out on 8/3
11x10 lent out on 7/3
My last weekly (7/3-13/3) (Recvd in mail on 14/3) said
Lending activity
This week you lent £230.00 to 23 borrowers at an average rate of 5.4% (after fees)
Your average lending rate after fees:
5.4% this week
5.4% from 12/02/2016 to 13/03/2016
£141.70 currently queued
No loans being processed
Payments received
£137.88 received from 320 repayments, of that £13.10 was interest
I would say that the re-lend functionality is a bit iffy as far as I can tell but thats normal for Zopa in the past I think. Also I have turned off relend and set up Zopa Plus and am now waiting for the £1000 needed to flow back in should take about 2 months I reckon.
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Bagman
Member of DD Central
Posts: 209
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Post by Bagman on Mar 18, 2016 15:18:59 GMT
Has anyone managed to find a summary that includes the numbers for defaulted and late loans on the site ?
I have at least £350 of defaulted / late loans , quite a few of which are paying small amounts off , but I can not find a total for them on site anymore 
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Post by Ton ⓉⓞⓃ on Mar 20, 2016 20:52:13 GMT
Has anyone managed to find a summary that includes the numbers for defaulted and late loans on the site ?
I have at least £350 of defaulted / late loans , quite a few of which are paying small amounts off , but I can not find a total for them on site anymore Here's a link to the last old style bad debt download on the old Zopa forum which is still there but hidding. There is also a public loan book which may have more up to date figures... If I find a link to that I'll come back and sick it in if propman hasn't beaten me to it. zopatemp.ipbhost.com/topic/1402-bad-debt-figures/page-20Public Loan Book(s) www.altfi.com/data/loanbooks
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