min
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Post by min on Mar 17, 2014 19:40:43 GMT
Do you agree with the banning of Old Grumpy?
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Post by yorkshireman on Mar 17, 2014 21:00:04 GMT
Do you agree with the banning of Old Grumpy? No.
Whilst rules are rules, OG’s action was a sign of frustration and anger as result of slipshod DD by Funding Circle.
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j
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Penguins are very misunderstood!
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Post by j on Mar 17, 2014 21:44:15 GMT
Do you agree with the banning of Old Grumpy? What?! No more bananas?! 
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jhma
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Post by jhma on Mar 17, 2014 21:45:29 GMT
I have voted for reinstatement after a 'short' ban.
Seems to me that some borrowers on some platforms have been able to take the p*ss out of lenders and annoyance at financial loss is only to be expected if caught by these.
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Post by davee39 on Mar 17, 2014 22:07:35 GMT
The board would not be the same without oldgrumpy and I hope to see him back after due penance. But, based on coming late to the discussion, and only seeing the current comments, I think the mods had no choice and (instant unpopularity here) the deliberate actions were not excusable. The grievance in question had been well aired many times as had the warnings regarding identification. Whatever the failings of said borrower and FC this board cannot be the place for a vendetta against individual borrowers. Inappropriate postings on Facebook and Twitter have in the past led to legal action. There is also a point reached where a spell of calm reflection is needed.
This Forum, overall, has been a considerable success, and care is needed to ensure that it can continue to help develop P2P overall, but also warn of the pitfalls of lending in a measured way.
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blender
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Post by blender on Mar 17, 2014 22:43:50 GMT
The moderators were right to take action. The problem is that once they have given a warning they have no other sanction than excommunication, forever. This applies not only to serious breaches (which this was) but also to breaches of less serious rules. The more posts people make (400 for OG) and the more contribution they make to the forum the greater the probability of making a misjudgement and being banned for life. The ban does not undo the damage done and nor does reinstatement condone the damage - removal of the posts and better behaviour mitigates the damage. Sanctions should be proportionate and we do not want the forum neutered and ineffective because the moderators become unduly cautious of upsetting FC. The moderators will be able to find a way through this which does not damage the purpose of an independent forum, I am sure.
( I have this image in my mind of old grumpy on top of the Empire States building and moderators in biplanes. No! No!)
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bugs4me
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Post by bugs4me on Mar 17, 2014 22:46:51 GMT
I'm no longer a lender/investor with FC and did not read the OG post.
From my dealings with FC, I found them very frustrating to deal with especially with their lack of correspondence to simple queries - well that's how it was with me. So I can understand that if FC are still acting in the same cavalier manner why occasionally those frustrations can boil over. Maybe that's what happened in this case.
Also, this forum AIUI was as a result of the biased moderating that took place on the official FC forum.
I would have thought a simple warning would have been in order. Think it's a bit over the top to ban someone for a single infringement of the rules whether it's OG or anyone else. But as I say, I'm not totally up to speed with all aspects. Just my thoughts.
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jimbo
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Post by jimbo on Mar 18, 2014 4:39:09 GMT
The issue is, it's a repeat infringement as this has already happened in the not so distant past.
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bugs4me
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Post by bugs4me on Mar 18, 2014 9:12:37 GMT
The issue is, it's a repeat infringement as this has already happened in the not so distant past. Stand corrected - I only peep into the FC section from time to time. So it should be a mod decision as they have all the facts.
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blender
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Post by blender on Mar 18, 2014 9:33:33 GMT
There is more at stake than OG here, the existence and role of the forum. It is tricky for the moderators to keep clear of legal difficulties while at the same time allowing robust independent discussion. Please do not forget that FC do not support the continuation of this forum and prefer to control debate within their own forum.
Now consider that six days ago staffer B***y posted this explanation of an act of moderating on the FC Forum
"Whilst we do not believe that the forum-user intends to defame W****** B****, we need to be mindful of the law relating to defamation since the onus of proof would be on the defendant(s)."
Ther FC post gave the personal name of the Borrower in full - I have replaced the name of the errant lawyer with asterisks to avoid getting banned from this forum. Tricky to negotiate the complexities of the rules.
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Post by valerieb on Mar 18, 2014 9:36:51 GMT
A temporary stay in the sin bin would seem fair. Obviously there have to be some repercussions for deliberately flouting forum rules but an outright ban seems ott; there are mitigating circumstances here since links to the borrowers details are readily available elsewhere (and I too feel bloody annoyed about Crappy Scrappy, Breath of......... etc even though I don't have any financial interest in them). However, that said, the moderators are the only ones in full knowledge of the facts and we must support their decision. I'm hoping a new, younger grumpy will arise, Phoenix-like, to continue making his lively, pithy contributions.
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Post by batchoy on Mar 18, 2014 19:25:18 GMT
I have to say I am with the moderators on this one the rules are perfectly clear and have been reiterated on numerous occasions, warnings had been issued and the contravention was deliberate.
Having been on the committee of a club based around a forum where the forum was public but the ability to post was based on subscription it was quite daunting to receive notice that someone is about to take legal action against you. As a properly constituted club we had funds and in the particular instance legal opinion was we would win, however the advice was not to fight as it would bankrupt the club leading to the demise of the club and the forum. Much to the chagrin of the members (who believed we had kowtowed to a business that was acting illegally) the thread was removed and similar naming rules were implemented.
This forum has no funds just a team of volunteer moderators thus any legal cost would fall on them so it is vitally important that rules exist both to protect the moderators and future of the forum, and that those rules are adhered to and enforced. It is just unfortunate that it was a popular member of the forum who has chosen to take a course of action that left the moderators no option but to ban him.
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j
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Penguins are very misunderstood!
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Post by j on Mar 18, 2014 22:22:44 GMT
A temporary stay in the sin bin would seem fair. Obviously there have to be some repercussions for deliberately flouting forum rules but an outright ban seems ott; there are mitigating circumstances here since links to the borrowers details are readily available elsewhere (and I too feel bloody annoyed about Crappy Scrappy, Breath of......... etc even though I don't have any financial interest in them). However, that said, the moderators are the only ones in full knowledge of the facts and we must support their decision. I'm hoping a new, younger grumpy will arise, Phoenix-like, to continue making his lively, pithy contributions. MIA for a couple of days & already greatly missed his funny quips. Having had frustrating dealings with the firm involved, I walked away after selling my holdings after getting serious jitters with their DD, so can understand OG's frustrations. MAybe you should do the same mate?! Hopefully we'll see you back very soon. 
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bugs4me
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Post by bugs4me on Mar 18, 2014 23:10:46 GMT
Not being a frequenter of the FC forum as I dipped out of their platform (thankfully) a few blue moons ago I thought originally OG transgressions were a one off and the 'punishment' did not fit the 'crime'. Dealing with FC can be in my experience extremely frustrating. However, rules are rules and we all know them and for a one off rant then maybe a simple yellow card warning would have sufficed. But it appears the line was overstepped more than once so I fully support the moderators decision over this and in fairness to them they are very tolerant at times.
It is important IMO that this forum retains it's integrity and whatever is necessary to achieve that goal is important.
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min
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Post by min on Mar 19, 2014 7:58:38 GMT
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