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Post by oldnick on Mar 30, 2014 5:20:09 GMT
There is also a tedency for the nature of some businesses to attract humerous (?) comments in posts to the forum: this loan and that of the dentist have suffered this way. How much that deters lenders from taking the proposition seriously is hard to tell. Aberystwyth didn't suffer from Basil Faulty jokes but still needed a second run at it, albeit with a better proposal second time around. As the person who started this ... If any offence has been caused, or bidding has been affected negatively, then I apologise. However, I cannot see that any of the potential borrowers have been personally insulted by any comment. Where there have been negative comments, they have reflected the genuine misgivings of the potential lender; many comments have been framed in a positive spirit, or reflecting the hope that our trust in the project will not have been misplaced. I have placed a small bid in all the loans mentioned above, and wish all the borrowers well, as also the gents in Weston-super-Mare. Please don't think I was commenting with my mod hat on - it was just me thinking aloud. My own final comment, that it probably wasn't a significant factor, was confirmed by bracknellboy saying that he had actually reconsidered the prospect in a more positive way as a result of the punfest.
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andy2001
Member of DD Central
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Likes: 34
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Post by andy2001 on Apr 1, 2014 18:29:08 GMT
This one has now crossed the finish line in the bidding. I topped up with one more shadow bid of £100, which shows in the auction as £100, but from my account section only £45 of this will count as it was all that was left.
It turns out I made both the first and last bid in this auction.
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Post by bracknellboy on Apr 1, 2014 18:39:00 GMT
This one has now crossed the finish line in the bidding. I topped up with one more shadow bid of £100, which shows in the auction as £100, but from my account section only £45 of this will count as it was all that was left.
It turns out I made both the first and last bid in this auction. I should have placed a two way bet on you then.
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mikes1531
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Post by mikes1531 on Apr 1, 2014 21:15:36 GMT
This one has now crossed the finish line in the bidding. I topped up with one more shadow bid of £100, which shows in the auction as £100, but from my account section only £45 of this will count as it was all that was left. If your bid actually was for only £45, then the system reporting it to be £100 is a bug. If you haven't already brought this to AC's attention, I would recommend you do that so they can be aware of the problem and fix it when they have the time to find the bug and squash it.
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andy2001
Member of DD Central
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Post by andy2001 on Apr 1, 2014 21:27:31 GMT
This one has now crossed the finish line in the bidding. I topped up with one more shadow bid of £100, which shows in the auction as £100, but from my account section only £45 of this will count as it was all that was left. If your bid actually was for only £45, then the system reporting it to be £100 is a bug. If you haven't already brought this to AC's attention, I would recommend you do that so they can be aware of the problem and fix it when they have the time to find the bug and squash it. The bid was for £100, but there must have only been £45 left, so that's showing in my account section. As soon as I made my bid the auction moved to the competed section.
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mikes1531
Member of DD Central
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Post by mikes1531 on Apr 1, 2014 21:51:35 GMT
If your bid actually was for only £45, then the system reporting it to be £100 is a bug. If you haven't already brought this to AC's attention, I would recommend you do that so they can be aware of the problem and fix it when they have the time to find the bug and squash it. The bid was for £100, but there must have only been £45 left, so that's showing in my account section. As soon as I made my bid the auction moved to the competed section. If a lender tries to bid more than they have in their account, the system is smart enough to tell them that. And I presume that if a lender tried to place a shadow bid that would put them above their shadow bid limit then I'd expect the system not to allow that. I'd also expect that if a lender tried to bid more than the remaining unfunded auction amount the system would recognise that situation and prevent the overbidding. Am I asking too much of the system?
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andy2001
Member of DD Central
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Post by andy2001 on Apr 1, 2014 21:55:55 GMT
The bid was for £100, but there must have only been £45 left, so that's showing in my account section. As soon as I made my bid the auction moved to the competed section. If a lender tries to bid more than they have in their account, the system is smart enough to tell them that. And I presume that if a lender tried to place a shadow bid that would put them above their shadow bid limit then I'd expect the system not to allow that. I'd also expect that if a lender tried to bid more than the remaining unfunded auction amount the system would recognise that situation and prevent the overbidding. Am I asking too much of the system? There may have been a warning that not all the bid could be accepted, but I didn't see it if there was. It does show on the auction page as the last bid of £100. I expect by drawdown it will be split into two bids, an accepted, and a rejected bid. Don't think it's a big problem.
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Post by chris on Apr 2, 2014 6:49:15 GMT
The bid was for £100, but there must have only been £45 left, so that's showing in my account section. As soon as I made my bid the auction moved to the competed section. If a lender tries to bid more than they have in their account, the system is smart enough to tell them that. And I presume that if a lender tried to place a shadow bid that would put them above their shadow bid limit then I'd expect the system not to allow that. I'd also expect that if a lender tried to bid more than the remaining unfunded auction amount the system would recognise that situation and prevent the overbidding. Am I asking too much of the system? There are two numbers stored against a bid, the amount requested and the amount actually effective in the auction. For reverse auctions your bids can be reduced and there are the bids that span the total amount of the auction that also get reduced in size. In the my account section we're showing the effective size of the bid rather than requested. In the bid list it's showing the other, which is possibly erroneous and will be reviewed as part of a wider UI overhaul.
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mikes1531
Member of DD Central
Posts: 6,453
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Post by mikes1531 on Apr 2, 2014 15:44:10 GMT
If a lender tries to bid more than they have in their account, the system is smart enough to tell them that. And I presume that if a lender tried to place a shadow bid that would put them above their shadow bid limit then I'd expect the system not to allow that. I'd also expect that if a lender tried to bid more than the remaining unfunded auction amount the system would recognise that situation and prevent the overbidding. Am I asking too much of the system? There are two numbers stored against a bid, the amount requested and the amount actually effective in the auction. For reverse auctions your bids can be reduced and there are the bids that span the total amount of the auction that also get reduced in size. In the my account section we're showing the effective size of the bid rather than requested. In the bid list it's showing the other, which is possibly erroneous and will be reviewed as part of a wider UI overhaul. Thanks for considering the issue.
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Vero
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Post by Vero on Apr 29, 2019 16:31:42 GMT
Looks like full repayment of #81 was received by AC today, 1 day early.
Lender Update 29th Apr 2019
Dear Lenders
We are pleased to confirm that funds have been received to repay the loan in full and will be allocated to lenders over the course of the next few days.
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sl75
Posts: 2,092
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Post by sl75 on Apr 30, 2019 6:43:49 GMT
Looks like full repayment of #81 was received by AC today, 1 day early.
So far a payment equivalent to 97.7% of the capital... (29th Apr 2019 at 16:25)
I guess AC are holding on to the rest for us for now?
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Post by jevans4949 on Apr 30, 2019 16:17:47 GMT
All now cleared on my account. It was the oldest live one I had which hadn't gone totally pear-shaped. Well done to the borrowers; enjoy the rest of your lives.
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Post by crabbyoldgit on Apr 30, 2019 16:53:16 GMT
my best wishes to this borrower to, seem to remember fatality at the stables or in the close family which must have been difficult. hope they have better times now.
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