stevio
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Post by stevio on Apr 26, 2016 18:35:05 GMT
An aggregator fee of 0.5% is possibly at the upper end of standard ISA aggregator fees (HL 0.45%, Bestinvest 0.4%) but with the potential for much greater returns on P2P is arguably worth it. AIUI, the 0.45% HL fee for ISAs applies if you are holding shares that you picked yourself, as opposed to managed funds. (I don't hold any managed funds in my HL S&S ISA, do I don't know what those fees would be.) The 0.45% fee does, however, have a £45/year cap, so if an account balance is greater than £10k it would be charged the maximum of £3.75/month and the actual fee paid over the course of a year would work out to be less than 0.45% p.a. of the average account balance. Thought 0.45% was on funds too
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dovap
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Post by dovap on Apr 26, 2016 19:01:18 GMT
yep 0.45% on funds as well
('only' on the first £250K though and then 0.25% on the over 250K portion)
shares/ETFs/ITs are capped at £45 max if you're set up that way
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