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Post by bracknellboy on May 7, 2014 20:55:15 GMT
thinking about it a bit more, a daily entry could also be used to carry a helpful "Tip of the Day", such as:
"B****r all has happened: but have you thought about getting some Epping/Ipswich/'ackney ? Can do you a good deal on those: got a barrow load round the back I need to shift, and a new delivery arriving tomorrow".
or
"Your holding of Aber**** looks a bit tasty: I can shift some of that for you, got a queue going twice round the block: Ooops, coding error, its not drawndown yet"
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Post by Ton ⓉⓞⓃ on May 7, 2014 21:15:45 GMT
thinking about it a bit more, a daily entry could also be used to carry a helpful "Tip of the Day", such as: "B****r all has happened: but have you thought about getting some Epping/Ipswich/'ackney ? Can do you a good deal on those: got a barrow load round the back I need to shift, and a new delivery arriving tomorrow". or "Your holding of Aber**** looks a bit tasty: I can shift some of that for you, got a queue going twice round the block: Ooops, coding error, its not drawndown yet" I like your second idea where AI is telling you what people are looking for... Then again maybe the clue's in the interest rate. Today AI got me some Lens Man. Every few days or once a week AI picks something up, it's slow but steady. "A job slowly done is a job surely done" O. Hardy.
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Post by chris on May 8, 2014 19:19:10 GMT
chris I'm about to dump some more cash into AC and I'd like to diversify as much as possible amongst my chosen loans but I notice that the current investment level is (still) not available on the MY ACCOUNT/AUTO INVEST Your auto-invest mandates. I think you said you'd be able to add this at some point but can I ask again? It otherwise takes ages flipping backwards and forwards to see if the AI target needs to be increased or if it has already been reached. Surely we could squeeze another column in somewhere I'll nudge my front end developers again, but we're under a lot of pressure to deliver a new facility so they are likely to push back and grumble. So no promises!
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kermie
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Post by kermie on May 9, 2014 12:23:56 GMT
I can now see the "current investment" levels against my auto-invest mandates all on one page - great, thanks chris and team. One oddity though: I am now also seeing some unexpected auto-invest mandates listed (with target at zero pounds, and current holding zero - so it's a bit academic) even though I've not created such a mandate (or at least, I don't recall creating the particular one I'm looking at). When I look at it on the Auction page via the Auto-Invest tab, it does indeed tell me that auto-invest is inactive for this loan (which I believe to be correct). So it seems like the Auto Invest Mandates page is now listing "null" mandates which it previously did not - not critical, just confusing. EDIT: correction, I can also now see an AI mandate that claims to be enabled with a non-zero target on the Mandates page, but which on the relevant Loan page is inactive. I think these are old/deleted mandates coming back from the dead, maybe?
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Post by chris on May 9, 2014 12:39:00 GMT
Erroneously displayed deleted mandates. Corrected now.
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star dust
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Post by star dust on May 9, 2014 12:50:55 GMT
I'll nudge my front end developers again, but we're under a lot of pressure to deliver a new facility so they are likely to push back and grumble. So no promises! Great, much clearer now, and far less danger of making an error. Thanks for the change.
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ramblin rose
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“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on May 9, 2014 12:54:57 GMT
Agreed - really useful change. Thanks.
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Post by chris on May 9, 2014 13:36:46 GMT
If it wasn't there there'd be those questioning that AI was working at all for them, it's swings and roundabouts. What I'll do is add a flag to each log message saying whether or not something actually happened and then filter the front end so that only those where something happened are displayed. We can then add an option to view all log messages to prove the thing is working in the background. And indeed there were those who at the start were questioning whether it was doing anything when it was first introduced. And I had that thought when I posted. But I think it has now proved its point.... :-) If you REALLY wanted to, you could put in a once per day message: "auto mandates checked xxx times in last 24 hours: robot awake, market asleep" This change has been implemented behind the scenes. The front end will catch up either this afternoon or Monday to only display events where something happens.
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kermie
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Post by kermie on May 9, 2014 13:44:15 GMT
Erroneously displayed deleted mandates. Corrected now. Confirmed - excellent, thank you.
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Post by Ton ⓉⓞⓃ on May 9, 2014 16:32:58 GMT
If in the future you're still looking to make improvements to the UI, and I'm sure you are, there's a strange situation where I have money in a loan but it's not drawn down yet but it looks as if I have no money in that deal by looking at the List of Mandates. I'm thinking of Coventry Office 12% Loan 82. It just says target £500 then further along than line it says £0 at 0%. Now I know that in essence this is correct but to the noobie this might be confusing or even confudadating. So maybe if there was a comment saying, "Yet to draw down." or something. But don't bother on my account, I'm only thinking of all the other users that there will be of this product in time. Thanks for all the work and improvements chris and those just around the corner.
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Post by chris on May 9, 2014 16:37:03 GMT
If in the future you're still looking to make improvements to the UI, and I'm sure you are, there's a strange situation where I have money in a loan but it's not drawn down yet but it looks as if I have no money in that deal by looking at the List of Mandates. I'm thinking of Coventry Office 12% Loan 82. It just says target 500% then further along than line it says £0 at 0%. Now I know that in essence this is correct but to the noobie this might be confusing or even confudadating. So maybe if there was a comment saying, "Yet to draw down." or something. But don't bother on my account, I'm only thinking of all the other users that there will be of this product in time. Thanks for all the work and improvements chris and those just around the corner. Okay, will add that to the schedule for Monday. Should be a two minute tweak.
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baz657
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Post by baz657 on May 9, 2014 16:57:18 GMT
Dipped my toe into it this afternoon and it's working just like it says on the tin. Nice and simple and it picked up a £100 loan part that must have been invisible to humans (or it checked and just the right time and picked it up as soon as it became available).
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acorn
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Post by acorn on May 9, 2014 17:51:16 GMT
If in the future you're still looking to make improvements to the UI, and I'm sure you are, there's a strange situation where I have money in a loan but it's not drawn down yet but it looks as if I have no money in that deal by looking at the List of Mandates. I'm thinking of Coventry Office 12% Loan 82. It just says target 500% then further along than line it says £0 at 0%. Now I know that in essence this is correct but to the noobie this might be confusing or even confudadating. So maybe if there was a comment saying, "Yet to draw down." or something. But don't bother on my account, I'm only thinking of all the other users that there will be of this product in time. Thanks for all the work and improvements chris and those just around the corner. Okay, will add that to the schedule for Monday. Should be a two minute tweak. I had noticed this also and checked my "live bids" to make sure they hadn't vanished. I still haven't picked anything up, not even Cumbria despite it having lots on the AM. Could someone explain the "%" setting please?
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Post by Ton ⓉⓞⓃ on May 9, 2014 18:21:10 GMT
Okay, will add that to the schedule for Monday. Should be a two minute tweak. I had noticed this also and checked my "live bids" to make sure they hadn't vanished. I still haven't picked anything up, not even Cumbria despite it having lots on the AM. Could someone explain the "%" setting please? I think the % thing is gonna have more meaning in the future after more updates. Perhaps someone who uses it could explain it, I couldn't do it justice. acorn I've got two £50's & an £80 and a £20. If I put these on the market would these be of any use to you? It might even be possible to do a person 2 person transfer if AC go along with it (but we might've to get married, is that going to be a problem?)
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Post by batchoy on May 9, 2014 18:31:04 GMT
Okay, will add that to the schedule for Monday. Should be a two minute tweak. I had noticed this also and checked my "live bids" to make sure they hadn't vanished. I still haven't picked anything up, not even Cumbria despite it having lots on the AM. Could someone explain the "%" setting please? I assume you mean the 'max % of Loan' setting which I take to mean the maximum percentage of the loan that you are prepared to hold. I have not experimented with it but my assumption is that it will override the amount box. So if you you don't want to hold more than 1% of this loan you set it to 1% and if you typically have a lending target of £1000 you set the target box for £1000. As a result for a £50k loan the 1% limit will override the £1000 target and the AI will max out your investment at £500 or 1% of the loan. Overtime this will become more relevant as loans are paid back since the target amount does not appear to diminish as the outstanding capital on the loan diminishes and the AI will continue to look for parts to maintain the holding at the target, as a result your % holding will increase until it hits the max % limit. Take a 1 year £120k loan, with a £1000 target and a 1% limit on the maximum holding I'm guessing it will progress Something like this.
| Capital Outstanding | Holding | Comment | Drawdown | 120,000 | 1,000 | AI using target | Month 1 | 110,000 | 917 to 1,000 | AI using Target | Month 2 | 100,000 | 833 to 1,000 | AI using Target | Month 3 | 90,000 | 750 to 900 | AI using Target & Max % | Month 4 | 80,000 | 667 to 800 | AI using Target & Max % | Month 5 | 70,000 | 583 to 700 | AI using Target & Max % | Month 6 | 60,000 | 500 to 600 | AI using Target & Max % | Month 7 | 50,000 | 417 to 500 | AI using Target & Max % | Month 8 | 40,000 | 333 to 400 | AI using Target & Max % | Month 9 | 30,000 | 250 to 300 | AI using Target & Max % | Month 10 | 20,000 | 167 to 200 | AI using Target & Max % | Month 11 | 10,000 | 83 to 100 | AI using Target & Max % | Month 12 | 0 | 0 |
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