Greenwood2
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Post by Greenwood2 on May 5, 2016 10:35:06 GMT
Looking at my plus borrowers I have my first late, 'Borrower has been informed of a missing payment'. That didn't take long.  |
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aju
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Post by aju on May 5, 2016 11:49:54 GMT
did they even get to any payment at all?, the old MLB would be able to show that - perhaps.
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Greenwood2
Member of DD Central
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Post by Greenwood2 on May 5, 2016 11:57:03 GMT
No first payment failed, it may just be a DD problem, but perhaps a warning of things to come. We do have to expect losses, but would be nice to see a good few coming in clean to start with.
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aju
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Post by aju on May 5, 2016 12:11:12 GMT
where did you find out how it failed? ( oldMLB, NewMLB, statements, other)
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Greenwood2
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Post by Greenwood2 on May 5, 2016 12:34:41 GMT
Just looking at the first plus loans in my current loan book and saw a few had started to pay, one in the middle hadn't, I initially assumed they probably just had a later payment date, but I clicked on the lender and saw the message.
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Post by wyndstryke on May 5, 2016 13:59:50 GMT
If it's the first payment, it's probably a DD issue, as already suggested.
When I first opened my cahoot account they really struggled to get DDs working - it was 50/50 for any new DD. Some took several attempts.
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Greenwood2
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Post by Greenwood2 on May 6, 2016 6:33:33 GMT
Hope so, another one this morning, both D rated. I would feel more comfortable about DD issues if the second one had been an A.  |
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Post by Ton ⓉⓞⓃ on May 6, 2016 8:43:17 GMT
Some of my Z+ Borrowers have human names as opposed to hexadecimal ones so I know that they are "old customers" returning for another loan and two or three of these are D or E. I've more 'faith' in these guys as it means they must've paid fully off the old loan or they are Lenders or they just signed up a few years ago and didn't take things any further.
I'll have to see if I've got the same defaulters & which group they're in. If anyone wants to put in their posts the names of defaulters just do exactly the same as we used to do on the talk.zopa forum where only the first few characters are in plain text followed by as series of **** this protects the protects the debt legal status and the Borrowers identity and privacy.
e.g. something like, jo*******123 stands for joebloggs123
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Greenwood2
Member of DD Central
Posts: 4,385
Likes: 2,784
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Post by Greenwood2 on May 6, 2016 14:14:37 GMT
One has made a replacement payment, so was a DD problem.
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