Post by pom on May 12, 2016 11:25:23 GMT
Do you count PM as being just another platform alongside your p2p investments....or as BTL?
Because I discovered them via this forum I've so far been treating them as another platform, and setting myself similar rules as to what/how much to invest. But now I've just reached the limitis of what I'd previously decided I felt comfortable with in a single platform I'm wondering if I really should? Particularly as before I decided to start investing in p2p I was originally planning on investing a lot more than I actually have in BTL locally, before being put off by the local rates of return. So my current dilemma is do I continue to further increase my PM investments on the basis that whilst being significantly more diverse than a traditional BTL portfolio is actually really not very big at all.....or do I continue to allow platform risk to be the main deciding factor.
I'm quite sure I'll end up deciding something somewhere in between - not least as if I tried now to invest as much in BTL (PM) as I now have in P2P I'd run out of liquid cash - but would welcome any views!
Because I discovered them via this forum I've so far been treating them as another platform, and setting myself similar rules as to what/how much to invest. But now I've just reached the limitis of what I'd previously decided I felt comfortable with in a single platform I'm wondering if I really should? Particularly as before I decided to start investing in p2p I was originally planning on investing a lot more than I actually have in BTL locally, before being put off by the local rates of return. So my current dilemma is do I continue to further increase my PM investments on the basis that whilst being significantly more diverse than a traditional BTL portfolio is actually really not very big at all.....or do I continue to allow platform risk to be the main deciding factor.
I'm quite sure I'll end up deciding something somewhere in between - not least as if I tried now to invest as much in BTL (PM) as I now have in P2P I'd run out of liquid cash - but would welcome any views!
