registerme
Member of DD Central
Posts: 6,624 
Likes: 6,437
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Post by registerme on May 13, 2016 23:06:10 GMT
mikes1531, Please turn me over, ok, I understand where you are coming from. I'll "host" an internal mod discussion about it, see where it goes, and report back. No promises of a positive outcome though, I can foresee a number of potential stumbling blocks. Whichever way the answer goes I would like us (ie as in the mods) to be able to put our thinking in front of you so at least you'll understand why we took the position we did. RM
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Post by solicitorious on May 16, 2016 11:04:47 GMT
How about someone creating a Google sheet with a form for people to enter their appraisal, and just posting the link here?
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bigal
Posts: 31
Likes: 61
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Post by bigal on May 17, 2016 16:00:02 GMT
Hey cooling_dude, you got me all confuddled when I tried to put the shout out about the new tranche of DFL2. First I clicked on the wrong DFL in my haste, then I posted to PBL86 thread as it and DFL2 links in your list on Page 1 are the wrong way around. Doh! If I'm going down, I'm taking you with me!  |
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
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Post by cooling_dude on May 17, 2016 16:25:58 GMT
Hey cooling_dude , you got me all confuddled when I tried to put the shout out about the new tranche of DFL2. First I clicked on the wrong DFL in my haste, then I posted to PBL86 thread as it and DFL2 links in your list on Page 1 are the wrong way around. Doh! If I'm going down, I'm taking you with me! 
Well... at least it's nice to see people using my index... even if it's sending you to the wrong place!
Out and about ATM - will fix later. Just don't be so keen to post and remember that you can delete posts  EDIT : All Sorted - Now I'm gonna deny everything and blame it on your fat fingers 
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
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Post by cooling_dude on May 30, 2016 22:49:36 GMT
It would be great to have some stats on the number of of loans made and how many have been repaid, ie 100 PBL's 5 didn't drawdown 95 went live 20 repaid 75 currently live Of the 20 that repaid: 17 repaid in full 2 defaulted, but 100% recovered 1 defaulted, provision fund refunded shortfall(PF topped back up to 2%) Loans that didn't recover 100%, 1 loan PBL xx, recovered 64% of loan value at auction, PF paid out £ 254,359. This would be a great addition to the current information. Disclaimer: The above figures are just an example, and aren't real, to my knowledge only 1 PBL loan has ever defaulted and 100% was recovered at auction, including all interest due. I did post some quick figures as a reply to your post Liz , but thought I'll do some continual stats. I've edited my own 2nd post on this thread ( here) to show some savingstream loan stats, and will keep that post updated as & when loans are drawndown. I've excluded cancelled, non-drawndown loans and loans rolled into other newer loans so that the stats better represent the actual performance of the SS platform*. If there is anything you guys want me to add, or you see any mistakes just let me know
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n
Member of DD Central
Yet another Nick
Posts: 882
Likes: 461
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Post by n on Jun 23, 2016 13:39:11 GMT
Looks like PBL119 is missing?
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
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Post by cooling_dude on Jun 23, 2016 13:59:26 GMT
Looks like PBL119 is missing? You do know I'm not at my PC 24/7, don't you....
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n
Member of DD Central
Yet another Nick
Posts: 882
Likes: 461
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Post by n on Jun 23, 2016 14:06:09 GMT
Looks like PBL119 is missing? You do know I'm not at my PC 24/7, don't you.... 
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adrianc
Member of DD Central
Posts: 10,019
Likes: 5,147
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Post by adrianc on Jun 23, 2016 16:48:25 GMT
Looks like PBL119 is missing? You do know I'm not at my PC 24/7, don't you.... Slacker.
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warn
Member of DD Central
Curmudgeon
Posts: 638
Likes: 659
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Post by warn on Jun 27, 2016 10:54:19 GMT
Hi, cooling_dude, thanks a lot for the index. You have no idea how phenomenally more useful it would be (to me, at any rate), if the Loan ID were consistently in the form PBLnnn (or DFLnnn) -- e.g. PBL097 instead of PBL97. But I imagine that would be a lot of work?.... |
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
Likes: 4,298
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Post by cooling_dude on Jun 27, 2016 11:32:46 GMT
Hi, cooling_dude , thanks a lot for the index. You have no idea how phenomenally more useful it would be (to me, at any rate), if the Loan ID were consistently in the form PBLnnn (or DFLnnn) -- e.g. PBL097 instead of PBL97. But I imagine that would be a lot of work?.... No; not a lot of work, and I will get on with it now... You know, I'm not entirely sure why (before loans got to the 100s mark) this forum negated the 0 when talking about SS loans; I always thought it was a censorship issue ( part of not naming and shaming) but most just included the 0 in their posts anyway, and now it's the only way to refer to post 100 loans. Maybe a veteran of the forum can shed some light on the above (I note that ilmoro negated the 0 on his own update page...). Edit - Done 
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Investor
Member of DD Central
Posts: 662
Likes: 590
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Post by Investor on Jun 27, 2016 12:28:08 GMT
Hi, cooling_dude , thanks a lot for the index. You have no idea how phenomenally more useful it would be (to me, at any rate), if the Loan ID were consistently in the form PBLnnn (or DFLnnn) -- e.g. PBL097 instead of PBL97. But I imagine that would be a lot of work?.... No; not a lot of work, and I will get on with it now... You know, I'm not entirely sure why (before loans got to the 100s mark) this forum negated the 0 when talking about SS loans; I always thought it was a censorship issue ( part of not naming and shaming) but most just included the 0 in their posts anyway, and now it's the only way to refer to post 100 loans. Maybe a veteran of the forum can shed some light on the above (I note that ilmoro negated the 0 on his own update page...). Edit - Done Originally the loans did not have a leading zero when released by SS. Savingstream changed this sometime around when the T's and C's were updated. If memory serves everything prior to around PBL59 was originally launched without the zero
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warn
Member of DD Central
Curmudgeon
Posts: 638
Likes: 659
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Post by warn on Jun 27, 2016 14:28:59 GMT
Hi, cooling_dude , thanks a lot for the index. You have no idea how phenomenally more useful it would be (to me, at any rate), if the Loan ID were consistently in the form PBLnnn (or DFLnnn) -- e.g. PBL097 instead of PBL97. But I imagine that would be a lot of work?.... No; not a lot of work, and I will get on with it now... You know, I'm not entirely sure why (before loans got to the 100s mark) this forum negated the 0 when talking about SS loans; I always thought it was a censorship issue ( part of not naming and shaming) but most just included the 0 in their posts anyway, and now it's the only way to refer to post 100 loans. Maybe a veteran of the forum can shed some light on the above (I note that ilmoro negated the 0 on his own update page...). Edit - Done What an utterly splendid chap you are! Please accept the following as an image of a token of my esteem...  ![Cheers!]()
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,330
Likes: 11,549
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Post by ilmoro on Jun 27, 2016 14:59:46 GMT
No; not a lot of work, and I will get on with it now... You know, I'm not entirely sure why (before loans got to the 100s mark) this forum negated the 0 when talking about SS loans; I always thought it was a censorship issue ( part of not naming and shaming) but most just included the 0 in their posts anyway, and now it's the only way to refer to post 100 loans. Maybe a veteran of the forum can shed some light on the above (I note that ilmoro negated the 0 on his own update page...). Edit - Done What an utterly splendid chap you are! Please accept the following as an image of a token of my esteem... ![Cheers!]() In the interests of consitency Ive changed mine to the three digit format as well 
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warn
Member of DD Central
Curmudgeon
Posts: 638
Likes: 659
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Post by warn on Jun 27, 2016 15:15:34 GMT
In the interests of consistency I've changed mine to the three digit format as well Good chap! Here you go... 
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