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Post by extremis on May 17, 2016 23:36:17 GMT
A suggestion for Mintos: it would be useful to know how much the borrower earns per year. Also, the purpose of loan (e.g. credit card debt, consumer loan, etc.)
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Post by martins on May 18, 2016 11:12:57 GMT
Thanks for the suggestion. The information provided differs from one loan originator to the other. Some loan originators using our marketplace will provide more information, some less. The amount of information available depends on what information the loan originators collect, is the data structured, what's the quality of the data, etc.
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Post by extremis on May 18, 2016 12:18:15 GMT
Thanks, martins, for your fast response. I understand it's not Mintos fault, but still it would be nice to know more about people we are lending to (even if personal loans are typically covered by buyback guarantee). Perhaps, if it is not too much trouble, you could ask loan originators that issue personal loans to collect and provide Mintos with more information about the financial state of the borrower and purpose of the loan.
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