Post by registerme on May 19, 2016 19:43:06 GMT
I've posted this in the General P2x discussion forum because, whilst the original idea was raised in the Saving Stream forum in this thread, the idea is potentially just as applicable to any other platform. I committed to discuss the idea with the other moderators and to report back. mikes1531 , Please turn me over , thanks for your patience on this (entirely my fault, I've had some real world distractions to deal with) - we did discuss it and came to the conclusion that "consensus polls" weren't something that we felt comfortable supporting.
Whilst we understand the potential interest even if you had poll with range of different values we had concerns about:-
1. (Risk of) loss of nuanced discussion.
2. (Risk of) introducing group think / herd behaviour.
3. Setting a precedent, if it's done for one loan on one platform, why shouldn't it be done for all loans on all platforms?
4. Associated with (3), in effect, in choosing whether or not to invest in any particular loan, we already "vote".
5. Associated with (3), the management / admin overhead, especially if extrapolated across other platform forums. For example, look at what ilmoro and CD do for Saving Stream and then add yet another layer of "threads per loan" - trying to keep track of all of that, and trying to keep it current and relevant, would be a lot of work.
6. The risk that some might consider the poll results to be, or interpret them as, "investment advice".
7. The risk that platforms (with some justification) might react negatively to the idea.
8. Possible legal / regulatory ramifications.
It's fair to say that each of the mods involved in the discussion probably gave different weights to the points above, but agreement in terms of not supporting the proposal was unanimous.
Finally, regarding the point raised by solicitorious , there's nothing we can do to prevent people setting up public / closed-group Google sheets, but we'd ask that any details be shared only via PMs, and not by adding links to or from this forum.
RM
Whilst we understand the potential interest even if you had poll with range of different values we had concerns about:-
1. (Risk of) loss of nuanced discussion.
2. (Risk of) introducing group think / herd behaviour.
3. Setting a precedent, if it's done for one loan on one platform, why shouldn't it be done for all loans on all platforms?
4. Associated with (3), in effect, in choosing whether or not to invest in any particular loan, we already "vote".
5. Associated with (3), the management / admin overhead, especially if extrapolated across other platform forums. For example, look at what ilmoro and CD do for Saving Stream and then add yet another layer of "threads per loan" - trying to keep track of all of that, and trying to keep it current and relevant, would be a lot of work.
6. The risk that some might consider the poll results to be, or interpret them as, "investment advice".
7. The risk that platforms (with some justification) might react negatively to the idea.
8. Possible legal / regulatory ramifications.
It's fair to say that each of the mods involved in the discussion probably gave different weights to the points above, but agreement in terms of not supporting the proposal was unanimous.
Finally, regarding the point raised by solicitorious , there's nothing we can do to prevent people setting up public / closed-group Google sheets, but we'd ask that any details be shared only via PMs, and not by adding links to or from this forum.
RM
