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Post by Iain - Orca on May 27, 2016 6:46:33 GMT
Hello,
I'm wondering if anyone can help. We are trying to run some analysis to check how Zopa's borrower rate relates to the lender rate over time. The Borrower rate is kept in Zopa's loan book so I have this data set, however I cannot find the Zopa lender rate anywhere.
Wondering if anyone has kept a record of this? Considering using the Wayback time machine to review the old web pages but I'd prefer if I had a more accurate dataset.
Thanks,
Iain
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aju
Member of DD Central
Posts: 3,484 
Likes: 917
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Post by aju on May 27, 2016 7:52:16 GMT
i'm sure zopa has this have you tried asking them
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Post by Iain - Orca on May 27, 2016 14:14:37 GMT
Yeah, its just difficult to get through to the right people at Zopa.
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Post by geoffp on May 31, 2016 10:49:00 GMT
Hi How far back were you hoping to go? I don't have Zopa's official lending rates, but I do have average rates for my own loan book. This is mostly for 5-year loans. Cheers.
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Post by Iain - Orca on May 31, 2016 13:07:39 GMT
Hi How far back were you hoping to go? I don't have Zopa's official lending rates, but I do have average rates for my own loan book. This is mostly for 5-year loans. Cheers. Hey, We're hoping to get Zopa data all the way back to the beginning so 2005/2006. The plan is to compare this data against the weighted average borrower rate so we can show the differential between lender rates and borrower rates. Ultimately we are trying to compare the risk of different platforms and felt comparing the lender/borrower differential against the default rate was good start. The average rates of your loan book would also be interesting, especially if we can get a hold of the official Zopa lender rates. This way we can demonstrate the accuracy of Zopa's lending rate forecasts. Are you able to send this data across to me? It would be much appreciated. Many thanks, Iain
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Post by blackburne99 on May 31, 2016 15:38:11 GMT
Until a couple of years ago lenders set their own rates, and there was wide variation even within a day, as experienced lenders waited until there was a shortage of funds before offering their own. I still have a few loans with double-digit rates from the good old days!
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Post by geoffp on May 31, 2016 16:55:52 GMT
Hi Iain
I have sent a message to your website.
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Neil_P2PBlog
P2P Blogger
Use @p2pblog to tag me :-)
Posts: 355
Likes: 209
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Post by Neil_P2PBlog on Aug 2, 2016 13:38:41 GMT
Did you manage to finish this analysis Iain - Orca ? Would be interested to see it! |
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Post by jordan on Aug 3, 2016 20:14:42 GMT
Did you manage to finish this analysis Iain - Orca ? Would be interested to see it! Hi there, yes, Iain our CEO actually published his analysis today, coincidentally. You can find it here: www.orcamoney.com/blog/Zopa-review-loanbook-analysis Please feel free to comment and ensure and sign-up to test our Dashboard tool which is in development - sign up button on Home Page. Thanks, Jordan Orca Money
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Post by Iain - Orca on Aug 5, 2016 10:21:10 GMT
Hello,
This is Iain from Orca. I conducted the analysis on the Zopa loan book.
Does anyone have any thoughts on the this blog/ analysis? It would be good to get some feedback, particularly if there are stats that you feel we are missing or perhaps not relevant.
I'm going to work through the RateSetter and Funding Circle loan book as well. Any thoughts would be really appreciated.
Thanks, Iain
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Post by westonkevRS on Aug 5, 2016 13:46:42 GMT
Hello, This is Iain from Orca. I conducted the analysis on the Zopa loan book. Does anyone have any thoughts on the this blog/ analysis? It would be good to get some feedback, particularly if there are stats that you feel we are missing or perhaps not relevant. I'm going to work through the RateSetter and Funding Circle loan book as well. Any thoughts would be really appreciated. Thanks, Iain Only thatyou share the analysis with us first before making it public. Not to censor you, but to make sure it's correct. If you haven't already got a contact, here's mine: kevin.allen@ratesetter.com Cheers, Kevin.
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Post by Iain - Orca on Aug 6, 2016 15:08:55 GMT
Hello, This is Iain from Orca. I conducted the analysis on the Zopa loan book. Does anyone have any thoughts on the this blog/ analysis? It would be good to get some feedback, particularly if there are stats that you feel we are missing or perhaps not relevant. I'm going to work through the RateSetter and Funding Circle loan book as well. Any thoughts would be really appreciated. Thanks, Iain Only thatyou share the analysis with us first before making it public. Not to censor you, but to make sure it's correct. If you haven't already got a contact, here's mine: kevin.allen@ratesetter.com Cheers, Kevin. Hi Kevin, Great! Yes, I'll share with you before publishing and appreciate your input. Thanks, Iain
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