acorn
Posts: 118
Likes: 23
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Post by acorn on Apr 6, 2014 14:10:26 GMT
I would like to see P2P's able to offer accounts for kids (with parental involvement-similar to parents holding shares for kids). A feature allowing control of cash flow through the account and a fixed investment ceiling per loan might be appropriate but would be a brilliant way for kids to learn about some real world finance that allows hands-on involvement. Might also help teenagers stay up-beat and engaged when faced with a poor jobs market and low/non-existent income.
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Post by Ton ⓉⓞⓃ on May 3, 2014 9:23:55 GMT
I would like to see P2P's able to offer accounts for kids (with parental involvement-similar to parents holding shares for kids). A feature allowing control of cash flow through the account and a fixed investment ceiling per loan might be appropriate but would be a brilliant way for kids to learn about some real world finance that allows hands-on involvement. Might also help teenagers stay up-beat and engaged when faced with a poor jobs market and low/non-existent income. I just wanted to say I like what you say here about P2P for kids. It makes me think into the future and how it will be... That most people will have one or more p2p accounts and kids won't learn about Banks at school, apart from in history of course, but they will learn money management skills, spreading risk and how to spot good loans based on cash flow alone. That will be the day.
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acorn
Posts: 118
Likes: 23
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Post by acorn on May 3, 2014 19:02:41 GMT
I am a great believer in informal, hands-on education and think that "schooling" often crushes kids ability to develop the intuitive skills they are born with. Think of all those teenagers in the '70's who gained fantastic computing and keyboard skills by having to figure out how to get the old Atari's to do things....I know, I married one!  |
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