ped
Member of DD Central
Posts: 255 
Likes: 84
|
Post by ped on Feb 6, 2018 13:39:46 GMT
I think the next 24 hours will be a good indicator of the mood of Lendy's investors. Will most of that £2 million+ repayment exit the platform or will most be reinvested and clear up that stagnant secondary market? Lol, I think exit will win!
|
|
johnfleet
Member of DD Central
Posts: 170
Likes: 85
|
Post by johnfleet on Feb 6, 2018 14:06:48 GMT
My £1500 or so is out - only another £50K to follow!
|
|
ton27
Member of DD Central
Posts: 431
Likes: 267
|
Post by ton27 on Feb 6, 2018 14:08:09 GMT
I will continue selectively investing in new loans but at lower levels than previously.
|
|
elliotn
Member of DD Central
Posts: 3,064
Likes: 2,681
|
Post by elliotn on Feb 6, 2018 15:54:38 GMT
Bonus and capital paid, interest to be paid at the end of the month. Some good news for a change. EDIT: Interest also now paid. I got capital & interest, did you get expected bonus?
|
|
|
|
Post by skint4achange on Feb 6, 2018 17:23:28 GMT
I received payments for Capital, Interest and Bonus but the figures do not add up. I am down by about 2/3 of what I should have got in interest and bonus.
Not sure what the hell has happened there. Has anyone else got less than they expected?
Edit: It appears to me that the bonus interest has not been paid correctly. From what I can make out, the interest has only been paid on the days that you owned the loan rather than the size of the loan part as expected. Hopefully be sorted soon.
|
|
|
|
Post by skint4achange on Feb 6, 2018 21:06:12 GMT
I assume by the silence that it's just me and my wife that had the unfortunate lack of bonus interest paid out then?  |
|
|
|
Post by sirkillalot on Feb 6, 2018 21:17:13 GMT
I assume by the silence that it's just me and my wife that had the unfortunate lack of bonus interest paid out then? Yes I got the bonus interest. Glad to see this pay out - one of the few deeply negative dated loan I was happy to hold
|
|
|
|
Post by skint4achange on Feb 6, 2018 21:25:51 GMT
I assume by the silence that it's just me and my wife that had the unfortunate lack of bonus interest paid out then? Yes I got the bonus interest. Glad to see this pay out - one of the few deeply negative dated loan I was happy to hold I fear that you may have missed my point. We were paid out the bonus interest but it was a lot less than it should have been.
If you look on your "Repaid Loans" the amount shown in the Bonus Accrual column probably does not match with what is shown in your "Account Transactions".
I have only been paid about 1/3rd of the bonus accrual.
|
|
|
|
Post by ladywhitenap on Feb 6, 2018 22:00:27 GMT
I seem to have been paid out about 60p more bonus - equivalent to 0.032% extra
I won't spend it all at once.
LW
|
|
|
|
Post by Deleted on Feb 6, 2018 22:09:53 GMT
skint4achange et al, I held none of this until today when it was repayed but have held it in negative territory previously. Today I received interest owed which I hadn't anticipated but makes sense from when I held it IA (Interest Accruing) What I definitely didn't expect and still don't understand is I have received bonus payments which I presume to be from this same period. Until now I was of the belief that the entire bonus amount went to whoever was holding it at repayment. This would explain however why skint4achange has only been paid bonus for the time held and not the entire IA period! Rightly or Wrongly of course?
|
|
|
|
Post by brummiefred on Feb 6, 2018 22:43:44 GMT
I received 2.73% of the capital returned.
|
|
garfield
Member of DD Central
Posts: 490 
Likes: 268
|
Post by garfield on Feb 6, 2018 22:53:28 GMT
I've been paid interest and bonus, but I sold out a while ago... thus I wasn't expecting any bonus. Not grumbling though!  Bonus was half the interest, but only up to Aug 24 / Oct 28 (two loan parts). Seems to be some magic date with Ly... Not sure when I sold out. |
|
|
|
Post by rebull on Feb 7, 2018 2:20:56 GMT
I bought this loan when it was in negative days, assuming i would get all the bonus and accrued interest. It was a risk but that is the reason why i did it, and i only received a small percentage of accrued interest and bonus. I thought that was Lendy's way of offering some incentive to move the negative loans, but if the original buyer gets it then i took a big risk for nothing.
|
|
elliotn
Member of DD Central
Posts: 3,064
Likes: 2,681
|
Post by elliotn on Feb 7, 2018 7:34:45 GMT
I bought this loan when it was in negative days, assuming i would get all the bonus and accrued interest. It was a risk but that is the reason why i did it, and i only received a small percentage of accrued interest and bonus. I thought that was Lendy's way of offering some incentive to move the negative loans, but if the original buyer gets it then i took a big risk for nothing. Same as me, I got one day's accrued interest but no bonus as the final risk holder. You need to open ticket to Ly support as correction does not seem to have passed yet.
|
|
|
|
Post by picanto on Feb 7, 2018 12:17:52 GMT
I think the next 24 hours will be a good indicator of the mood of Lendy's investors. Will most of that £2 million+ repayment exit the platform or will most be reinvested and clear up that stagnant secondary market? Lol, I think exit will win! It looks that way. I haven't really noticed much activity on the secondary market even with two full repayments yesterday.
|
|
