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Post by harvey on Jun 16, 2016 11:00:22 GMT
When I logged into saving stream from my Android phone this morning to check my pre fund setting for the new loan today I was alarmed to see it says 0. However when I opened the details it said my pre fund was still set at the correct amount. So when viewing on an Android phone looking at the prefund page it shows all mine as zero even though they aren't 0. When I open the same page on my old desktop PC I don't have this problem and it shows the correct figures.
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
Posts: 787 
Likes: 424
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Post by skippyonspeed on Jun 16, 2016 15:20:40 GMT
During the sorting out of my portfolio over the last couple of days, I went into negative territory because of one loan part refusing to budge and today received not 1.....but 3 emails (all the same) telling me to get it sorted........my crime -£23! I wonder how many they would have sent for -£2300
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Post by brianac on Jun 16, 2016 15:59:12 GMT
I've had several for less than £1
Always amuses me, they say I've got a negative balance of £-0.10
Isn't that a positive balance?
i.e. double negative.
p'rhaps I should ask for my 10p back?
Brian
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mgx
Posts: 6
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Post by mgx on Jun 16, 2016 17:51:34 GMT
Thanks for the heads up guys, I changed the view as suggested and Bingo! all my prefunding is back.
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Post by Deleted on Jun 17, 2016 9:09:33 GMT
Surprised not to see more of the recent London property parts up for sale.
I guess this is because most still have negative balances and so are unable to sell.
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sl75
Posts: 2,092
Likes: 1,245
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Post by sl75 on Jun 17, 2016 13:08:54 GMT
Surprised not to see more of the recent London property parts up for sale. I guess this is because most still have negative balances and so are unable to sell. More likely that people are keeping the brand new loans and selling off the old "rubbish" (at least where possible). Each loan is individually not unusually large.
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Liz
Member of DD Central
Posts: 2,426
Likes: 1,297
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Post by Liz on Jun 19, 2016 14:17:22 GMT
Has anybody not been able to fullfill a prefund allocation, due to not being able to sell on the sm? What did SS do?
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nick
Member of DD Central
Posts: 1,056
Likes: 825
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Post by nick on Jun 19, 2016 15:08:59 GMT
They just reverse out all your allocated transactions to put you back to the position you were in before the allocation that put you into the red. The whole transaction is reversed (not just the amount that you are negative by) such there is no evidence on your statement that the transaction ever happened.
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Liz
Member of DD Central
Posts: 2,426
Likes: 1,297
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Post by Liz on Jun 19, 2016 15:57:30 GMT
They just reverse out all your allocated transactions to put you back to the position you were in before the allocation that put you into the red. The whole transaction is reversed (not just the amount that you are negative by) such there is no evidence on your statement that the transaction ever happened. Do they warn you of future conduct? suspend Prefunding? etc etc
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sqh
Member of DD Central
Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
Posts: 1,428
Likes: 1,212
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Post by sqh on Jun 19, 2016 16:20:43 GMT
I have a similar problem, don't want to sell my best loans to settle a negative balance. I would sell some that I bought in the last 7 days, but obviously can't.
I withdrew money on Friday morning and again on Friday afternoon. Neither payment has arrived in my bank account. These payments would cover my negative balance. Is there any way of cancelling withdrawal instructions ?
I hope SS process withdrawals a few hours before deleting pre-fund allocations.
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jamesc
Member of DD Central
Posts: 447
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Post by jamesc on Jun 19, 2016 16:31:28 GMT
I have a similar problem, don't want to sell my best loans to settle a negative balance. I would sell some that I bought in the last 7 days, but obviously can't. I withdrew money on Friday morning and again on Friday afternoon. Neither payment has arrived in my bank account. These payments would cover my negative balance. Is there any way of cancelling withdrawal instructions ? I hope SS process withdrawals a few hours before deleting pre-fund allocations.I would be amazed if SS cancel anything on Monday or the next few days, given the volume of loans recently and particularly if you account has been run ok in the past. It not good for business cancelling other for those persistent offendors
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nick
Member of DD Central
Posts: 1,056
Likes: 825
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Post by nick on Jun 19, 2016 16:42:52 GMT
They just reverse out all your allocated transactions to put you back to the position you were in before the allocation that put you into the red. The whole transaction is reversed (not just the amount that you are negative by) such there is no evidence on your statement that the transaction ever happened. Do they warn you of future conduct? suspend Prefunding? etc etc Nope - no warnings or any other sanction. I imagine they would kick you off the platform if you were a persistent offender or at a minimum restrict your ability to pre-fund, but I wouldn't worry to much if it is a once-off.
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tomtom
Member of DD Central
Posts: 262
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Post by tomtom on Jun 19, 2016 17:03:46 GMT
I have just put up for sale two loans 89 and 91, 81 has been sold and ammounted credited to my account, loan 91 has been 92% sold but no money credited to my account why is this? could it be that the money is only credited to your account when it is 100% sold?
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ben
Posts: 2,020
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Post by ben on Jun 19, 2016 17:04:51 GMT
If you a decent size investor and you just do it once or twice they will not do anything I would guess if you do it often then they might limit you prefunding without having money in account.
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Liz
Member of DD Central
Posts: 2,426
Likes: 1,297
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Post by Liz on Jun 19, 2016 17:11:14 GMT
I have just put up for sale two loans 89 and 91, 81 has been sold and ammounted credited to my account, loan 91 has been 92% sold but no money credited to my account why is this? could it be that the money is only credited to your account when it is 100% sold? Yes , it will be credited once 100% sold.
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