ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Jun 18, 2016 21:21:22 GMT
I also think that there are 2 loans on the SM which are being overlooked, pbl025 and, for some strange reason, my last 6 month favourite pbl033. pbl033 is showing 11 days, but the update shows 3 month extension in place and interest paid, with Lloyd's bank dangling the carrot. so actually 101 days left. 36% ltv. pbl025 is showing -115 days (bit more risky) but barring something unusual, it will follow into a dfl, 12 months min i would expect. 56%ltv at the moment. Both look a very good punt on the SM, and that's where I've gone fairly heavily over the last week or so. hope i'm right.  LLoyds have been dangling the carrot for months. Quite a lot of loans have had mainstream banks dangling carrots, eg PBL36 had LLoyds dangling a carrot, how many carrots were dangled at PBL20? Sometimes investors like to see a rabbit before risking their money  PBL25 SS have been doing due diligence for 6 months on a DFL. Its 6 weeks since they claimed DD was complete and launch within a week. No rabbits around that one as they have all been scared off by all the sightings of invisible wolves 
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Post by earthbound on Jun 18, 2016 21:27:01 GMT
I also think that there are 2 loans on the SM which are being overlooked, pbl025 and, for some strange reason, my last 6 month favourite pbl033. pbl033 is showing 11 days, but the update shows 3 month extension in place and interest paid, with Lloyd's bank dangling the carrot. so actually 101 days left. 36% ltv. pbl025 is showing -115 days (bit more risky) but barring something unusual, it will follow into a dfl, 12 months min i would expect. 56%ltv at the moment. Both look a very good punt on the SM, and that's where I've gone fairly heavily over the last week or so. hope i'm right. LLoyds have been dangling the carrot for months. Quite a lot of loans have had mainstream banks dangling carrots, eg PBL36 had LLoyds dangling a carrot, how many carrots were dangled at PBL20? Sometimes investors like to see a rabbit before risking their money PBL25 SS have been doing due diligence for 6 months on a DFL. Its 6 weeks since they claimed DD was complete and launch within a week. No rabbits around that one as they have all been scared off by of the sightings of invisible wolves Yep and as with all punts.. time will tell. IMHO still better than an office block in Luton.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,549
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Post by ilmoro on Jun 18, 2016 21:31:30 GMT
LLoyds have been dangling the carrot for months. Quite a lot of loans have had mainstream banks dangling carrots, eg PBL36 had LLoyds dangling a carrot, how many carrots were dangled at PBL20? Sometimes investors like to see a rabbit before risking their money PBL25 SS have been doing due diligence for 6 months on a DFL. Its 6 weeks since they claimed DD was complete and launch within a week. No rabbits around that one as they have all been scared off by of the sightings of invisible wolves Yep and as with all punts.. time will tell. You could also throw into your flat bottomed boat, the two care homes, both Wolves loans, all due to become DFL and PBL54 which latest update says is likely to get a 12m extension Difference of course is that Luton will sell like hot cakes for the next 4 months compared to all these
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Post by earthbound on Jun 18, 2016 21:36:08 GMT
Yep and as with all punts.. time will tell. You could also throw into your flat bottomed boat, the two care homes, both Wolves loans, all due to become DFL and PBL54 which latest update says is likely to get a 12m extension Difference of course is that Luton will sell like hot cakes for the next 4 months compared to all these Good idea, consider them in. Except the Luton one, I'll leave that to you.
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gt94sss2
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Post by gt94sss2 on Jun 18, 2016 21:46:29 GMT
Yes, I would have expected pbl77-80 to be more popular as well given the rezoning will mean a massive reduction in LTV even though the loans only have 2 months left to run
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Post by earthbound on Jun 18, 2016 21:52:00 GMT
Yes, I would have expected pbl77-80 to be more popular as well given the rezoning will mean a massive reduction in LTV even though the loans only have 2 months left to run Agree, there seems to have been a negative impact around these loans since launch, always seems to be available on a regular basis on the SM. 
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dovap
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Post by dovap on Jun 18, 2016 22:21:38 GMT
are these the fields which looked jokey when there was no liquidty ?
odd some of the better loans are available currently and some right old pony (imho) gets snapped up
hey ho - quantity innit
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adrianc
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Post by adrianc on Jun 19, 2016 8:01:54 GMT
Yes, I would have expected pbl77-80 to be more popular as well given the rezoning will mean a massive reduction in LTV even though the loans only have 2 months left to run Agree, there seems to have been a negative impact around these loans since launch, always seems to be available on a regular basis on the SM. For me, it's simple diversity. There's £6.5m in four very closely related loans. I started off with 2x my normal loan threshold split between them, but I'm down to my normal threshold now. I suspect the £12m of the nine will join them in spread-thinly corner once they've settled down a bit.
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Post by earthbound on Jun 19, 2016 8:08:13 GMT
Agree, there seems to have been a negative impact around these loans since launch, always seems to be available on a regular basis on the SM. For me, it's simple diversity. There's £6.5m in four very closely related loans. I started off with 2x my normal loan threshold split between them, but I'm down to my normal threshold now. I suspect the £12m of the nine will join them in spread-thinly corner once they've settled down a bit. I had to take another look at the details, i wasn't quite sure what 're-zoned' actually meant , but they certainly look a good prospect now.
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paulgul
Member of DD Central
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Post by paulgul on Jun 19, 2016 11:50:21 GMT
Did anyone get emails from SS to say what they got/how much they owe. I haven't anything from them but got the loans Got notification of my allocation in 117 at 16:07 Still Nothing
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hazellend
Member of DD Central
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Post by hazellend on Jun 19, 2016 11:52:14 GMT
I haven't received anything but settled the balance anyway
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Jun 20, 2016 11:37:20 GMT
And all my launch emails & deposit confirms from Sat have just turned up. Cue brief panic & confusion that Id missed something.  |
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mickj
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Post by mickj on Jun 20, 2016 13:41:52 GMT
Ditto......... thought for a few seconds an unannounced loan I had prefunded had been allocated, I blame the antihistamines..........
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Post by geraldine1210 on Jun 20, 2016 14:06:57 GMT
I think pbl35 is also rolling into a DFL Aaah good spot , update 1 day ago, and i think i might be looking at that one as well over the next few days.  far better than a Luton office block. I think I would almost rather invest in the defaulted loan, in preference to the Luton loan.
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Liz
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Post by Liz on Jun 20, 2016 14:58:42 GMT
Aaah good spot , update 1 day ago, and i think i might be looking at that one as well over the next few days. far better than a Luton office block. I think I would almost rather invest in the defaulted loan, in preference to the Luton loan. What is wrong with the bl**dy Luton loan? Low LTV, could be bought and let out, with a good yield. Then there is the industrial estate!
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far better than a Luton office block.