Investing in P2P for 3 years only

There is assetz GBBA account at 7% or LI most of there investments are for a year.

Bond mason, trickle it in a bit at a time and forget about it.

I will check Bond Mason out, thanks. Although this is less of a case of "dribbling it in" than wanting to get as much as possible invested as quickly as possible.

I've just been approved by Allianz, so will check that out for sure. Might dabble in their manual loans as well.

Thanks. Assetz Capital won't give me an answer to my question - how long is it likely to take to get my money out in 3 years time? Can anyone here give me a ballpark figure?! I understand it's dependent on market conditions, but I literally don't know whether to expect 6 days, 6 weeks or a couple of years!

And re: Landbay I see they only have a 3.99% rate now. Seems very low, is it such a safe investment that it's worth it?

Ok thanks. So out of interest what would you do with it? We can get three Santander 123 accounts at 3% with a £5 monthly fee (one in each of our names and one joint account) that will pay interest up to £20,000. That covers £60k, leaving £40k to be invested elsewhere. More current accounts?

I'm self-employed with very irregular income, so putting regular monthly payments into a current account isn't possible, which rules most of them out. My wife is part-time, so can put salary into one account.

I can do some manual P2P loans into short term high percentage loans (i.e Collateral etc.) but so far I'm finding it hard to invest more than a few hundred pounds each day, so it's quite time-consuming and slow.

Quite time consuming and slow is normal enough in P2P. You might look at platforms with secondary markets that are free of fees and consider initially making secondary market purchases. There's a fair bit often available at MoneyThing or Ablrate, though at Ablrate do be sure that you're happy with the premium price usually asked and the resulting yield (effective interest rate). Resale liquidity is a good deal higher at MoneyThing than Ablrate at the moment but that tends to vary over time and based on the particular loan. Don't be surprised to seldom see much available at the secondary market at MoneyThing most of the time, you need to catch it at a time when there's a lot available and there's such high demand that it can take quite a few checks before you find plenty to do what you want.