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Post by df on Dec 17, 2017 19:51:59 GMT
We are now at 99% invested across the platform, so it should be faster-than-usual allocations over the next couple of weeks. Please remember: diversified lending should be seen as a 12-18 month asset class; so the speed of initial investment shouldn't be the biggest determinant of success. Added funds 7 days ago, none invested so far. I expected at least a small proportion to be invested by now. Previously, I had 30% invested on the same day as funds arrived. Is there any way of finding what is my position in the queue?
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447 
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Post by stub8535 on Dec 17, 2017 20:21:22 GMT
I wonder if the recent emails encouraging lenders to tell their friends about Bondmason or the other on how to make a deposit are having an impact on funds awaiting investment on the platform?
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Post by df on Dec 18, 2017 20:08:14 GMT
I wonder if the recent emails encouraging lenders to tell their friends about Bondmason or the other on how to make a deposit are having an impact on funds awaiting investment on the platform? I receive no e-mails since T&C change, which is strange. I stopped investing, but I still had my account opened with some change left in my "cash in bank" all this time. I thought I would still get some generic updates. I think it would be more responsible strategy if BM warned lenders not to import any new cash when investment queue is too high. Zopa stopped accepting when there was significant misbalance. Also GS recently recommended lenders not to import new money for the time being.
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Post by stevefindlay on Dec 18, 2017 21:29:28 GMT
I wonder if the recent emails encouraging lenders to tell their friends about Bondmason or the other on how to make a deposit are having an impact on funds awaiting investment on the platform? I receive no e-mails since T&C change, which is strange. I stopped investing, but I still had my account opened with some change left in my "cash in bank" all this time. I thought I would still get some generic updates. I think it would be more responsible strategy if BM warned lenders not to import any new cash when investment queue is too high. Zopa stopped accepting when there was significant misbalance. Also GS recently recommended lenders not to import new money for the time being. Please can you send your account to details - strange (but not impossible) that you've not received any new loans in the last week or so. We are running at higher-than-usual investment levels. We only tend to send out marketing email shits if investment deployment rates are string across the board.
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Post by dan1 on Dec 18, 2017 21:51:42 GMT
I receive no e-mails since T&C change, which is strange. I stopped investing, but I still had my account opened with some change left in my "cash in bank" all this time. I thought I would still get some generic updates. I think it would be more responsible strategy if BM warned lenders not to import any new cash when investment queue is too high. Zopa stopped accepting when there was significant misbalance. Also GS recently recommended lenders not to import new money for the time being. Please can you send your account to details - strange (but not impossible) that you've not received any new loans in the last week or so. We are running at higher-than-usual investment levels. We only tend to send out marketing email shits if investment deployment rates are string across the board. Shots I hope you meant, Stephen? I haven't laughed as hard for as long as I can remember. #mademyday Thank you 
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bugs4me
Member of DD Central
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Post by bugs4me on Dec 18, 2017 23:10:19 GMT
<snip> We only tend to send out marketing email shits if investment deployment rates are string across the board. Turn off predictive text stevefindlay
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447
Likes: 945
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Post by stub8535 on Dec 19, 2017 12:41:44 GMT
I wonder if the recent emails encouraging lenders to tell their friends about Bondmason or the other on how to make a deposit are having an impact on funds awaiting investment on the platform? I receive no e-mails since T&C change, which is strange. I stopped investing, but I still had my account opened with some change left in my "cash in bank" all this time. I thought I would still get some generic updates. I think it would be more responsible strategy if BM warned lenders not to import any new cash when investment queue is too high. Zopa stopped accepting when there was significant misbalance. Also GS recently recommended lenders not to import new money for the time being. I think you may be comparing apples with chickens in some of your analogies df. Not a user of the platforms you mention but have been watching on the forum for some time. I can also understand Bondmason not sending general messages out to people that have not got an active account. The reasoning behind the £5k minimum was clear so why reverse it now for the none active? This assumes your holding to be less than the minimum df.
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Post by df on Dec 19, 2017 14:47:02 GMT
I receive no e-mails since T&C change, which is strange. I stopped investing, but I still had my account opened with some change left in my "cash in bank" all this time. I thought I would still get some generic updates. I think it would be more responsible strategy if BM warned lenders not to import any new cash when investment queue is too high. Zopa stopped accepting when there was significant misbalance. Also GS recently recommended lenders not to import new money for the time being. Please can you send your account to details - strange (but not impossible) that you've not received any new loans in the last week or so. We are running at higher-than-usual investment levels. We only tend to send out marketing email shits if investment deployment rates are string across the board. I phoned and the issue was resolved within 20 minutes. My funds are now fully deployed. Excellent customer service! Thank you!
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447
Likes: 945
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Post by stub8535 on Dec 19, 2017 14:54:56 GMT
Please can you send your account to details - strange (but not impossible) that you've not received any new loans in the last week or so. We are running at higher-than-usual investment levels. We only tend to send out marketing email shits if investment deployment rates are string across the board. I phoned and the issue was resolved within 20 minutes. My funds are now fully deployed. Excellent customer service! Thank you! Perfect.
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Post by stevefindlay on Dec 19, 2017 16:55:43 GMT
Apologies for my slow replies here.
Pleased to hear that you had your problem sorted by the team quickly when you called. That is the best way to get our attention: call or email.
Separately, please excuse my typo above 'marketing email sh*ts' instead of 'shots'. I don't think I've ever been that funny before...and unlikely will be again. Shame it was completely unintentional.
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Post by khampson on Apr 16, 2018 10:35:40 GMT
I deposited £5,000 nearly 8 weeks ago but I've still only managed to be 47% invested in this time? I know the average is 28 days but I'm on 54 days and not even halfway. My rates of return is 4.06%, Why is there a delay at becoming invested?
Thanks Keith
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bugs4me
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Post by bugs4me on Apr 17, 2018 15:21:27 GMT
I deposited £5,000 nearly 8 weeks ago but I've still only managed to be 47% invested in this time? I know the average is 28 days but I'm on 54 days and not even halfway. My rates of return is 4.06%, Why is there a delay at becoming invested? Thanks Keith Looks like BM hasn't picked up on your post - they are normally very good.
Suggest you contact them direct -
invest@bondmason.com or support@bondmason.zohodesk.eu
Hope that helps
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