Naming Borrower...

How do you determine they are SS lenders?

The immediate gut reaction of all the mods that have have seen this post, is no it wouldn't be acceptable. (There is no one definitive reason, more an accumulation of concerns regarding this approach).

A few off the top of my head:

- password cracking software is readily available
- liability of forum staff and the poster for the use of the forum for the dissemination of false / malicious information
- hampering recovery efforts on loans by disseminating privledged information
- hampering legal investigations into the possible malicious intent of the poster

It really isn't sensible to share potentially false / malicious information even through PM's.  The bottom line is the poster can not be sure where that information will end up ... better not to publish than risk the legal consequences of publishing. 

It would be foolish to create any post where the clear intent of the post was to "name and shame" since that would implicitly be an attempt at defamation unless could prove that your assertions were either true or your honest and non-malicious opinion (well, not quite strictly but you'll see the point, I'm sure). Intent to shame and lack of malice are not happy bedfellows and for your own protection it's very highly desirable that your posts should never seem malicious.

Then you would need to consider the potential impact of the unfair debt collection guidance if you were naming an individual and whether your action might impair the ability to successfully collect a debt owed by an individual. You would earn few friends if a court was to rule that on the basis of your post an unfair debt collection practice had been used.

Rather than any naming and shaming approach, you might consider giving the facts as you believe them to be and your opinion based on those facts, inviting comment and correction if you have got anything wrong. Of course you should not normally* name an individual here, though at an alternative venue like MSE that might be acceptable, if done according to their own policies - which would not be likely to endorse a post intended to shame someone, but may well accept one intended to disseminate facts of interest to other posters.

Something that may well be fine here is simply providing a link to further possibly relevant information, leaving it to readers to form their own opinion, though you'd need to obfuscate the borrower identity to meet the usual practice here not to name borrowers in most circumstances. Which of course is another problem with a name and shame approach, however indirect, for a name and shame is implicitly about naming and you're usually not supposed to be doing that.

*normally because there are envisionable cases where it'd be fine, but they are not likely to be at all common.

Sometimes when (what I believe) important information becomes available that I think it important for investors to see the source material, as well as my own post.

I'm happy to accept the MODs decision on this one (and I certainly don't envy their jobs!), and will continue the subtle descriptions method.

There are already topics over there for the platforms Ablrate, Bondora, Moneything and SavingStream. 

I would strongly recommend forum members NOT to to post details of borrowers on any website without first seeking your own legal advice as to the extent of your liability under the Defamation Act 2013.