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Post by elljay on Apr 24, 2014 17:42:28 GMT
For the record, I do believe some comment that have been made are bordering on derogatory and defamation. This is the last time I will let such matters pass without stronger courses of action being taken. Coming in late to this thread I would say three things: 1) The moderators don't necessarily read all posts or threads. 2) If anyone is not happy with a post then per the sticky thread at the top of every board, please report the post using the "Report Post" option in the "cog" menu top right so the moderating team can review it. 3) On a quick read of the thread there's one post that I guess though intended in jest is neither polite nor constructive and could be viewed as a personal attack. I will send the author a PM once I've written this post. As other moderators have noted in the thread we prefer a light touch, but are (as we have in the past) willing to take action including banning people if necessary. This forum should be a place where people are comfortable to discuss issues without being worried that things will be allowed to get too heated or degenerate into personal attacks.
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oldgrumpy
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Post by oldgrumpy on Apr 24, 2014 17:52:35 GMT
"...we prefer a light touch, but are (as we have in the past) willing to take action including banning people if necessary..."  WOT???
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Post by Ton ⓉⓞⓃ on Apr 24, 2014 17:57:01 GMT
Inventory levels are what this business is all about, and perhaps strangly it's having high stock levels that is one of the worrying factors. You need to have just enough plus or minus a little. If you have too much of the wrong stock that's when the men in suits are called in. Then we would have a winder, as Andrew puts it. But they seem to be trying to source the creme de la creme in expertise in the top positions, that's not to say I recognize the names. I imagine these guys will be aiming at getting the flow of stock right season by season. I know nothing about this, hopefully all the fashion minded ladies can bring us up to speed with regard to this retailers fashions and desirability. I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area.
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oldgrumpy
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Post by oldgrumpy on Apr 24, 2014 18:16:03 GMT
..... I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area..... We may just have one among us with the expertise...... www.youtube.com/watch?v=oyuoUwxCLMsHow about it Brackers?
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Post by batchoy on Apr 24, 2014 18:24:25 GMT
Inventory levels are what this business is all about, and perhaps strangly it's having high stock levels that is one of the worrying factors. You need to have just enough plus or minus a little. If you have too much of the wrong stock that's when the men in suits are called in. Then we would have a winder, as Andrew puts it. But they seem to be trying to source the creme de la creme in expertise in the top positions, that's not to say I recognize the names. I imagine these guys will be aiming at getting the flow of stock right season by season. I know nothing about this, hopefully all the fashion minded ladies can bring us up to speed with regard to this retailers fashions and desirability. I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area. She Who Must Be Obeyed AKA the Handbag Fiend doesn't rate this company's products that highly but that is just her personal view. One of the big issues that I have with taking stock as a security in this instance is that it is branded, and the fashion conscious can be very fickle. If the business gets the product wrong i.e. gets poor reviews in the fashion press, then the stock potentially becomes next to worthless. Additionally businesses which are basically based on brand image tend to do everything they can to protect that image, preferring to destroy non-selling stock rather than selling it off cheaply or through alternative outlets which don't reflect the brand image. Remember how Levis reacted to Tesco selling their product sourced on the grey market in the late 90's.
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Post by bracknellboy on Apr 24, 2014 19:15:02 GMT
..... I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area..... We may just have one among us with the expertise...... www.youtube.com/watch?v=oyuoUwxCLMsHow about it Brackers? Rucksacs are more my thing I'm afraid.
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j
Member of DD Central
Penguins are very misunderstood!
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Post by j on Apr 24, 2014 19:23:42 GMT
..... I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area..... We may just have one among us with the expertise...... www.youtube.com/watch?v=oyuoUwxCLMsHow about it Brackers? Huhhh?! Where DO you get the time to unearth such gems? (A haaaaaaaaaaaaandbag!) I'm gonna start eating more bananas 
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bugs4me
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Post by bugs4me on Apr 24, 2014 21:46:26 GMT
For the record, I do believe some comment that have been made are bordering on derogatory and defamation. This is the last time I will let such matters pass without stronger courses of action being taken. Coming in late to this thread I would say three things: 1) The moderators don't necessarily read all posts or threads. 2) If anyone is not happy with a post then per the sticky thread at the top of every board, please report the post using the "Report Post" option in the "cog" menu top right so the moderating team can review it. 3) On a quick read of the thread there's one post that I guess though intended in jest is neither polite nor constructive and could be viewed as a personal attack. I will send the author a PM once I've written this post. As other moderators have noted in the thread we prefer a light touch, but are (as we have in the past) willing to take action including banning people if necessary. This forum should be a place where people are comfortable to discuss issues without being worried that things will be allowed to get too heated or degenerate into personal attacks. I think those are fair points and whilst one of the posts could have been viewed as a personal attack I believe it was said in jest. On reflection I believe a great deal of constructive elements though have come out of this thread - to name a couple: a) It is not practical to expect instant replies to queries raised here. Normally Chris is extremely active but currently away on a short family sabbatical plus of course the BH cropping up (at an inconvenient time). So maybe in trying to drill down on the fundamentals folks (including myself) went off on tangents here and there. b) I do not believe the timing of this loan proposal on the part of AC was practical. The loan took many lenders/investors outside of their comfort zone. I know Andrew initially used the word 'spoilt' which by his own admission was inappropriate. Nonetheless the loan was out of the ordinary for AC so possibly with hindsight they would have done things differently. So it's a learning curve for everyone and I think now we've all taken a chill out pill things will be back to normal. On a more positive note one of the attractions of AC is the communication which is sadly lacking with many P2P/P2B platforms. They seem to start off with the expected enthusiasm of a kid opening presents on Christmas day. Then they go quiet and their lenders/investors are treated with contempt. Now I'm sure that's not how it is but that certainly is how it appears by their deafening silence. AC do not fall into that category and hopefully never will.
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Post by valerieb on Apr 24, 2014 22:08:36 GMT
I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area. Well, I've never bought any of their products (and they sell a lot more than just handbags) but if asked before a moment ago, I would have summed them up as classic, dated, heritage products for well-off ladies of a certain age. However, having now done a few mins research, I see that's off the mark - they're not that old and some of their stuff is quite 'on trend' and should appeal to a fairly wide clientele. Prices are what one would expect if the quality and service are up to scratch - very mixed reviews on both those counts, though.
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Post by oldnick on Apr 25, 2014 6:02:35 GMT
I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area. Well, I've never bought any of their products (and they sell a lot more than just handbags) but if asked before a moment ago, I would have summed them up as classic, dated, heritage products for well-off ladies of a certain age. However, having now done a few mins research, I see that's off the mark - they're not that old and some of their stuff is quite 'on trend' and should appeal to a fairly wide clientele. Prices are what one would expect if the quality and service are up to scratch - very mixed reviews on both those counts, though. Thanks for that valerieb. A valuable insight into the trading strength of the company. If reviews are mixed now, what chance of doing better across the Atlantic, where customers expect the best? The new team that has been appointed may have this on their list of 'to dos' but it would have been nice to see how effective they were before further expansion was financed.
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Post by Ton ⓉⓞⓃ on Apr 27, 2014 11:02:47 GMT
A new document has been uploaded highlighting various customers/ambassadors. Along with published articles and campaign material.
All in, "Public Relations Detail"
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mikes1531
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Post by mikes1531 on Apr 27, 2014 15:11:16 GMT
Perhaps there are lots of lenders just waiting to place bids at the last minute, but I note that the grand total of Saturday's bidding was two bids for a total of £80. I don't think I've ever seen such a poorly supported AC auction -- and this one is underwritten, which usually helps, and there's also the incentive of the cashback offer. Some lenders may be concerned about drawdown delays, and therefore are planning to pick up some of the U/W's parts when they're released on the AM, but they wouldn't earn any cashback from the current offer if they did that.
This loan is going to be an interesting one to watch for quite some time.
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j
Member of DD Central
Penguins are very misunderstood!
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Post by j on Apr 27, 2014 15:21:22 GMT
A new document has been uploaded highlighting various customers/ambassadors. Along with published articles and campaign material. All in, "Public Relations Detail" Well spotted Ton ⓉⓞⓃ. I'll still be surprised if it made that much difference to the final bidding though.
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mikes1531
Member of DD Central
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Post by mikes1531 on Apr 27, 2014 15:32:28 GMT
I don't buy handbags so ladies I really am I looking for your comments or anyone else who's up to speed in this area. Well, I've never bought any of their products (and they sell a lot more than just handbags) but if asked before a moment ago, I would have summed them up as classic, dated, heritage products for well-off ladies of a certain age. However, having now done a few mins research, I see that's off the mark - they're not that old and some of their stuff is quite 'on trend' and should appeal to a fairly wide clientele. Prices are what one would expect if the quality and service are up to scratch - very mixed reviews on both those counts, though. Having taken a quick visit to their website, I note that one of their bags includes "an integral juice pack and cable paths, so you can charge your phone and tablet on the move." Nothing dated about that!
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Post by Ton ⓉⓞⓃ on Apr 27, 2014 16:05:30 GMT
I'm wondering what going to happen to the second tranche. Will the owner feel slighted and go elsewhere? (no one answer that, it is an rhetoric question) For the second tranche shouldn't it be at a better interest rate as we're concentrating more risk? A new document has been uploaded highlighting various customers/ambassadors. Along with published articles and campaign material. All in, "Public Relations Detail" Well spotted Ton ⓉⓞⓃ. I'll still be surprised if it made that much difference to the final bidding though. You do have to try. |
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