borofan
Member of DD Central
Posts: 65
Likes: 13
|
Post by borofan on Sept 20, 2016 16:12:24 GMT
Most of my P2P money is these two, as I'm happy with 4.5-5% return. My last two lump sums have gone into Zopa classic as I get a half a percent early adopter bonus. My next lump sum was going into Ratesetter to balance things out a bit. But I can't really see the any advantages for 5%-5.3% there atm, to getting around that in Zopa Classic.
So can someone play devil's advocate on this? Or am I right in thinking Zopa Classic is just the more attractive out of the two?
Thanks.
|
|
Greenwood2
Member of DD Central
Posts: 4,388
Likes: 2,787
Member is Online
|
Post by Greenwood2 on Sept 20, 2016 16:19:36 GMT
Ratesetter rates are so variable at the minute that you need to micromanage to get a good rate. I'm doing a bit of micro-managing on RS and using Zopa plus for re-investment there.
|
|
Neil_P2PBlog
P2P Blogger
Use @p2pblog to tag me :-)
Posts: 355
Likes: 209
|
Post by Neil_P2PBlog on Sept 20, 2016 16:27:38 GMT
You could put in a couple of £10 buys as markers at for example 5.7, 5.8 on the RS 5 year as it does creep above 5.3 from time to time.
|
|
Neil_P2PBlog
P2P Blogger
Use @p2pblog to tag me :-)
Posts: 355
Likes: 209
|
Post by Neil_P2PBlog on Sept 22, 2016 13:09:48 GMT
borofan - cheapest lending offers on the five year are at 5.4 today, you can probably get 5.6 if you make a manual bid
|
|