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Post by GSV3MIaC on Oct 5, 2016 10:50:07 GMT
/mod hat off
I notice that since about 11AM today several web pages have acquired a 'rate' column (yes, even repaid loans now has one .. as well as available). I wonder if that means different rate are a step nearer?
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Jeepers
Member of DD Central
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Post by Jeepers on Oct 5, 2016 11:50:17 GMT
It also shows the annual rate rather than the monthly rate.
For me anything less 1% per month isn't worth bothering with once the tax man has take his cut and time value of money and of course the risk.
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jonah
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Post by jonah on Oct 5, 2016 11:55:54 GMT
Well it broke at least one tracker... ho hum
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Post by GSV3MIaC on Oct 5, 2016 12:49:05 GMT
Well it broke at least one tracker... ho hum Two .. mine broke too, which is how come I noticed (frantic emails telling me the column header didn't match). 8<.
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jonah
Member of DD Central
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Post by jonah on Oct 5, 2016 13:33:05 GMT
Well it broke at least one tracker... ho hum Two .. mine broke too, which is how come I noticed (frantic emails telling me the column header didn't match). 8<. Fixed it I think. Time will tell on the next time the cronjob runs. Whilst I'm in that mood...
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lobster
Member of DD Central
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Post by lobster on Oct 5, 2016 14:22:30 GMT
Excuse my ignorance , but what is a "tracker" ?
Is it some sort of download of the data on the screen into a spreadsheet ?
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fp
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Post by fp on Oct 5, 2016 14:38:53 GMT
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Post by pepperpot on Oct 5, 2016 14:39:18 GMT
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dan83
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Post by dan83 on Oct 6, 2016 9:53:54 GMT
I can't see any difference on mine.
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dan83
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Post by dan83 on Oct 6, 2016 9:57:05 GMT
On my saving stream, I don't use a tracker. Looking at the post above with the link, it looks to just over complicate things. As usual, I'm probably compleatly wrong and just don't understand it.
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Post by GSV3MIaC on Oct 6, 2016 10:51:50 GMT
The tracker referenced in the link gives you a history view of how much was for sale (and on sites other than SS too) .. looking at the site you can only see 'right now'. For my own purposes I track in more detail - not only how much was available, but what it was, and how fast it sold. Most people would have no use for that data, which is fine.
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dan83
Posts: 243
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Post by dan83 on Oct 6, 2016 15:38:53 GMT
What use for that data do you have?
I have just logged in on my iPad (that I got free from Wellesley) there is now an intrerest column in the pipeline loans page.
That column could have always been there and I didn't notice.
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Post by GSV3MIaC on Oct 6, 2016 16:20:39 GMT
1) I use it to estimate liquidity of particular loans, and also to estimate the chance of actually being able to buy any.
2) The column has just recently appeared in the live/pipeline etc pages, although it has been shown on individual loan details for a while now (and when it appeared there it prompted the same query as to whether it meant variable rates were imminent).
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
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Post by skippyonspeed on Oct 6, 2016 16:53:35 GMT
I will not lend on any new loans on this platform at <12%, if other people are willing to, just complaining about it here is futile.
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Post by GSV3MIaC on Oct 6, 2016 20:16:27 GMT
That rather depends on the security. I'd be quite happy with 'bulletproof loans at 10% or 11%' (see some MT loans) whereas there are some I am not happy with at 12%, and would still not be happy with at 18%. (No names no packdrill).
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