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Post by khampson on Dec 30, 2016 9:45:19 GMT
Which do you prefer out of moneything vs assetz capital?
I have money invested as both, I struggle to find loans to invest in on both platforms.
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Post by khampson on Dec 30, 2016 9:57:14 GMT
I think I am struggling with MT is because I am only lending small amounts and not putting all my eggs in one basket, I have been tempted to bang it all into one and just sell off parts when a new loan is available
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Post by wickedxuk on Dec 30, 2016 10:00:49 GMT
I prefer MT but that's because I've only just started with AC.
I do like the setup at AC though and the idea of setting the maximum you want and then it waits until them loan parts are available and builds up your holding for you. However I'm not convinced by the loan quality yet but I'm working through the loan book setting up my instructions at the moment. I'm in for a small holding just to get a feel for it and will increase if the opportunities come.
Overall I think I like both and will probably keep funds across both (and the other 5 platforms I'm in).
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Post by khampson on Dec 30, 2016 10:07:59 GMT
This is what I have found, I am mainly in BondMason as I like the thought I can deposit and forget, I have I need to be more hands on for better rates, loans on the secondary market on MT are like rocking horse poo, AC has been kind to me but I now have funds locked up in certain loans as trading is suspended in them.
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star dust
Member of DD Central
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Post by star dust on Dec 30, 2016 10:37:32 GMT
I invested in AC before MT even existed. AC is a very different animal from when I started, but I think I missed it's zenith and a series of events stopped me ever investing very much more than my initial trial dip, now I just withdraw in dribs and drabs as my older investments pay back, or I decide I don't like the sounds of the latest update. Have only ever used their MLIA, GEIA and QAA products, the latter mainly while I wait for a reasonable amount to withdraw. I looked to MT for a non-property asset class initially, and was lucky (I hope) to get into a lot of the CS loans. It's my second largest P2P platform holding, however I rarely use the SM and am not keen on the relative lack of unique borrower's - I have my largest loans to single borrower's here and am not overly happy with that.
The platforms are quite different, but I find both relatively easy to use, so my differentiation is mainly based on their offerings. Going forward, with their declining interest rates my AC holding will continue to go in one direction only, and by the end of next year I might well be out altogether. If on the other hand, MT comes along with some additional borrower's and similar quality loans to the existing ones I can see my holdings there increasing further over the coming year. I'm also likely to be looking for another platform to invest in next year to increase my platform diversification which has always been on the low side.
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Post by dudave on Dec 30, 2016 15:14:53 GMT
I have been investing on both almost from when i started P2P 3 months ago, in the beginning i really liked AC but i feel i have reached the maximum investment in this platform, on the other hand MT is definitely my number one Platform at the moment, as soon as new loans are going to flow in in January i am planing to increase my investment in there.
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Liz
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Post by Liz on Dec 30, 2016 16:51:53 GMT
Which do you prefer out of moneything vs assetz capital? I have money invested as both, I struggle to find loans to invest in on both platforms. Funding Circle 
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adrianc
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Post by adrianc on Dec 30, 2016 19:11:18 GMT
I have been investing on both almost from when i started P2P 3 months ago, in the beginning i really liked AC but i feel i have reached the maximum investment in this platform, on the other hand MT is definitely my number one Platform at the moment, as soon as new loans are going to flow in in January i am planing to increase my investment in there. I'm still trying to get my initial toe-dip invested in MT. Frankly, I'm getting a bit bored.
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ben
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Post by ben on Dec 31, 2016 10:45:38 GMT
I have been investing on both almost from when i started P2P 3 months ago, in the beginning i really liked AC but i feel i have reached the maximum investment in this platform, on the other hand MT is definitely my number one Platform at the moment, as soon as new loans are going to flow in in January i am planing to increase my investment in there. I'm still trying to get my initial toe-dip invested in MT. Frankly, I'm getting a bit bored. Slow time of year, most new loans have limit that allow you to invest a decent amount (enough to get you started). Although I guess like others I have more then one account (me and misses).
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archie
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Post by archie on Dec 31, 2016 10:56:32 GMT
I have more invested on MT than SS, FS, FC, Collateral and Ablrate (*) combined.  I haven't tried AC though so can't comment on the subject of this thread. * Recent addition. |
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
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Post by ozboy on Dec 31, 2016 14:37:59 GMT
I'm in both and it's MT by a country mile for me.
There's others who are arguably "better" to consider but I'm keeping to answering your question.
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jonah
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Post by jonah on Dec 31, 2016 17:57:02 GMT
I'm on both. I'm almost at my MT limit though. I have size and keyman concerns, as well as a desire for more diverse borrowers.
AC has significantly more cash on than MT for me though. Possibly more than I should. Currently no issues sleeping though, which is a key criteria for me.
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Post by Harland Kearney on Dec 31, 2016 20:50:56 GMT
I am only in AC, I like the GBBA account since I can just deposit the money and let AC do the work. I've not invested on MT yet, but I am in SS, Zopa, FC and FS.
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