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Post by portlandbill on Jan 4, 2017 11:21:12 GMT
I have 2.5% of my total investable assets in Zopa (Classic), and another 2.5% in Saving Stream.
I want to invest another 2.5% in P2P. Where should I put it, and why?
Thoughts, please.
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Post by portlandbill on Jan 4, 2017 16:42:17 GMT
Thanks for the reply
I'm happy with both Zopa and SS although they are very different. I like the ease of zopa, just put the money in and not worry about it. But i also like the activity involved with saving stream, fighting with the captchas, buying and sellingetc (but i wouldn't do it for less than, say 10%)
I want to increase the earnings I can get from my money compared to savings accounts, equities, etc but without too much risk. But i dont mind putting in some effort to do it.
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fp
Posts: 1,008
Likes: 853
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Post by fp on Jan 4, 2017 19:10:10 GMT
Hands on- Moneything (10-13%)
Hands off- Bondmason (approx 8% after fees)
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Liz
Member of DD Central
Posts: 2,426
Likes: 1,297
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Post by Liz on Jan 4, 2017 23:35:56 GMT
Fundingsecure @ 12% worth a look too.
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Post by portlandbill on Jan 5, 2017 9:29:30 GMT
Thanks for the responses.
I had previously identified MT and Bondmason as likely candidates for my money, I'll look more into them + Liz's suggestion of Funding Secure.
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pom
Member of DD Central
Posts: 1,922
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Post by pom on Jan 5, 2017 11:21:03 GMT
Thanks for the responses. I had previously identified MT and Bondmason as likely candidates for my money, I'll look more into them + Liz's suggestion of Funding Secure. I would also recommend MT and BM (even tho I ended up deciding not to use BM personally). Be careful with FS - the SM is tricky, and if a loan overruns (quite common) you can be stuck for a while, so may not be ideal if you're of a nervous disposition.
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Post by portlandbill on Jan 5, 2017 14:40:10 GMT
OK, so I've taken the plunge (or at least dipped a toe) into Bondmason with their minimum investment and we'll see how we go.
Thanks for all your help.
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Post by sannytwist on Jan 5, 2017 15:45:04 GMT
OK, so I've taken the plunge (or at least dipped a toe) into Bondmason with their minimum investment and we'll see how we go. Thanks for all your help. Gl!
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447
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Post by stub8535 on Jan 5, 2017 22:34:49 GMT
Want backed pawn loans with little effort unbolted. Set your parameters, fund the account at let them allocate your funds. You can see what your money has been put into and can choose not to invest in some types of loan.
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