starfished
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Post by starfished on Apr 6, 2017 22:34:33 GMT
What were the problems transferring from Abundance? Bank didnt know what P2P was or understand it Didnt know about IFISA Couldnt find Abundance on their system as allowed provider/permitted to accept transfers from (November 16) Expected to receive funds by cheque which P2P lenders cant to provide Once persuaded to provide details to allow electronic transfer, couldnt find the cash Head office ISA dept clueless and had to keep chasing them Took 6 weeks to final get cash into account, fotunately interest payable from application date. No problems from Abundance end, kept me informed throughout Hmmm, I had been planning to pull some money from Abundance in June... Are you comfortable saying which Bank struggled?
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mason
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Post by mason on Apr 7, 2017 5:53:31 GMT
Hmmm, I had been planning to pull some money from Abundance in June... Are you comfortable saying which Bank struggled? You should be ok if you just want to make a flexible withdrawal - ilmoro seems to be referring to an ISA transfer to a cash ISA. I suspected myself that this could be a problem for the established banks (although not this much of a problem), so I'll probably transfer directly from Abundance to another P2P platform when the time comes (assuming they don't tempt me to stay with lots of high quality investment opportunities).
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ilmoro
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Post by ilmoro on Apr 10, 2017 13:55:23 GMT
Interestingly in amongst the random companies added to the new list of IFISA managers is Crowd Investing BV which seesm to be a Dutch green energy P2p platform www.duurzaaminvesteren.nl/
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Apr 11, 2017 12:22:58 GMT
Property Crowd IFISA fees reduced to 0.95% incl VAT, retrospective for existing investors.
Transfers in appear to be available now
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Post by charles on Apr 11, 2017 13:23:46 GMT
Property Crowd IFISA fees reduced to 0.95% incl VAT, retrospective for existing investors. Transfers in appear to be available now Thanks ilmoro, I was going to highlight the fee reduction, but you've beat me to it! Important to highlight that the 0.95% p.a. is all-inclusive and will be applied retrospectively to all Property Crowd investors who put money with us in the previous tax year (i.e. since we launched our IFISA last month). I think it's only fair. Regards, Charles
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IFISAcava
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Post by IFISAcava on Apr 27, 2017 1:05:17 GMT
Crowdstacker now offering 3% on uninvested balances in IFISA for 2017/2018 tax year
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Post by wiseclerk on Apr 27, 2017 7:53:09 GMT
Where did you get this? the page on the site does not seem to mention that (or am I overlooking it)
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IFISAcava
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Post by IFISAcava on Apr 27, 2017 8:05:21 GMT
Where did you get this? the page on the site does not seem to mention that (or am I overlooking it) Was in an email circular; haven't checked website. Applies to regular account as well as ISA.
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Post by wiseclerk on Apr 27, 2017 8:06:30 GMT
Thx
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IFISAcava
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Post by IFISAcava on Apr 27, 2017 8:07:15 GMT
Crowdstacker now offering 3% on uninvested balances in IFISA for 2017/2018 tax year T&Cs: Only funds held or deposited from the 6th April 2017, and subsequently invested by 5th April 2018, in one or more of the investment options available through the Crowdstacker platform, will qualify for the 3% p.a. offer. Funds deposited with us before the new tax year (2017/18), will earn interest from the 6th April 2017. Funds deposited after the 6th April 2017 will accrue interest from the date of deposit. We will credit your account with the interest accrued within 30 days of commencement of such a Crowdstacker investment. If you do not invest your funds deposited, in a Crowdstacker investment, by 5th April 2018, you will not be eligible to earn 3% p.a. interest. We reserve the right to withdraw this interest offer for any new funds deposited with us where we give notice that the interest offer is closing
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elliotn
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Post by elliotn on Apr 27, 2017 14:39:09 GMT
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Apr 27, 2017 15:20:36 GMT
Not very clear on FCA register exactly what they have permission for - no mention of P2P and no indication of link to KB. Still listed as having IP but says fully authorised and IP permissions expired. FCA usually quick to update so bit confused by this one. Ho hum, cant pass the ID verification anyway.
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Post by wiseclerk on Apr 28, 2017 9:33:26 GMT
Ablrate gains ISA manager status and expects to launch offer in May
looking forward to include them in my database
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IFISAcava
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Post by IFISAcava on Apr 28, 2017 10:54:14 GMT
Ablrate gains ISA manager status and expects to launch offer in May looking forward to include them in my database Here's hoping they accept transfers right from the outset.
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ilmoro
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Post by ilmoro on Apr 28, 2017 13:28:34 GMT
Not very clear on FCA register exactly what they have permission for - no mention of P2P and no indication of link to KB. Still listed as having IP but says fully authorised and IP permissions expired. FCA usually quick to update so bit confused by this one. Ho hum, cant pass the ID verification anyway. FCA have updated register now and they have P2P authorisation in their own right. No link to KB indicated
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