elliotn
Member of DD Central
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Post by elliotn on May 11, 2017 9:52:09 GMT
Z
can RS & Financial mis-Conduct be far behind?
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mikeh
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Post by mikeh on May 11, 2017 11:38:15 GMT
Z can RS & Financial mis-Conduct be far behind? Do we need to set up a Tsunami watch yet?
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elliotn
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Post by elliotn on May 11, 2017 12:10:59 GMT
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littleoldlady
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Running down all platforms due to age
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Post by littleoldlady on May 15, 2017 16:20:02 GMT
email received:
Our Innovative Finance ISA will be available to registered Proplend Lenders from 30 May
As a valued registered Proplend Lender, we wanted you to be the first to know that we plan to make our IFISA available from Tuesday 30 May.
We also wanted to let you know that we'll initially be limiting our ISA accounts to existing customers only - to ensure you have first option to invest with us tax-free.
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on May 15, 2017 23:03:04 GMT
Relendex have ISA manager status and have updated their T&Cs today, including IFISA terms so looks like launch might be soon. Not flexible, 10k min for transfers in, £500 for new subscriptions, might be fees for transfers out
Proplend is a flexible ISA and no restrictions on transfers, other than standard £1000 min
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Post by wengyeeRelendex on May 16, 2017 9:58:55 GMT
Relendex have ISA manager status and have updated their T&Cs today, including IFISA terms so looks like launch might be soon. Not flexible, 10k min for transfers in, £500 for new subscriptions, might be fees for transfers out Proplend is a flexible ISA and no restrictions on transfers, other than standard £1000 min You've really got your eye on the ball there ilmoro. Just wanted to say no fees planned for transfers out.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on May 19, 2017 12:01:30 GMT
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Post by wiseclerk on May 21, 2017 16:52:12 GMT
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Post by wiseclerk on May 24, 2017 8:50:23 GMT
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littleoldlady
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Running down all platforms due to age
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Post by littleoldlady on May 24, 2017 11:07:41 GMT
Just a shame there are no loans - except a couple of fragments on the SM
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IFISAcava
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Post by IFISAcava on May 24, 2017 11:19:27 GMT
Just a shame there are no loans - except a couple of fragments on the SM I'm not a user (yet...). There's a £10000 minimum for an ISA transfer - how often do loans come along (i.e. how long is it likely to take to get a diversified 10-20 loan package on this site)?
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on May 24, 2017 11:43:22 GMT
Archover now has FCA full authorisation. There previous appearance on the HMRC list seems to have been an error as they are missing from the lastest update, perhaps they jumped the gun with their application and it slipped through www.p2pfinancenews.co.uk/2017/05/24/archover-fca/As does Fully Checked-out in case anyone missed it in the other thread |
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Post by wengyeeRelendex on May 24, 2017 12:10:53 GMT
I'm not a user (yet...). There's a £10000 minimum for an ISA transfer - how often do loans come along (i.e. how long is it likely to take to get a diversified 10-20 loan package on this site)? Since our re-launch last year, we have listed 9 loans on our platform and are planning to ramp it up to comfortably accommodate ISA funds. Keep an eye out as there are a few loans almost ready to list. Alternatively, have a look at our secondary market and you may get a bite of older loans.
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littleoldlady
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Running down all platforms due to age
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Post by littleoldlady on May 26, 2017 8:17:51 GMT
Suppose I have a previous years cash ISA with company A. I open a new flexible IFISA with company B and transfer in some cash from A, but do not subscribe any of this year's allowance. I then withdraw some of the money from B waiting for investment opportunities on that platform. Can I still then open a new IFISA with company C to take this year's allowance? Edited to make it clearer but stevio and archie posted below whilst I was editing. |
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stevio
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Post by stevio on May 26, 2017 8:23:07 GMT
Suppose I have a previous years cash ISA with company A. I open a new IFISA with company B and transfer in some cash from A, but do not subscribe any of this year's allowance. I then open a new IFISA with company C to take this year's allowance. If B is flexible can I withdraw cash from B and replace it before the end of the year? I think so, the flexible part of an IFISA is independent of your subscription allowance I believe However, you wouldn't be able to put that cash into another IFISA, as you have already subscribed to one in the tax year
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