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Post by stanyko on Feb 4, 2017 13:32:42 GMT
I like twino and also Mintos. I'm curious if you prefere some other platorms or something new worth to try. Thx
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james
Posts: 2,205
Likes: 955
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Post by james on Feb 4, 2017 14:17:04 GMT
Some of the deals at Ablrate and MoneyThing have had this feature. I tend to like them when I see them.
At Ablrate it's the ones introduced by A* P* F* where we fund their lending and they take the risk of their customers defaulting. The A* C* F* have replacement of security within the loan.
At MoneyThing the main examples are the AE hire purchase loans where defaults on the cars within each batch just get replaced while the overall loan stays in place. One of the introducers has a "first loss" investment in each loan that isn't buyback but does some of the job. Since the loans have security as well it's a useful chunk.
Pure buyback as a feature seems to be mostly advertised for unsecured loans like those to consumers and sole traders. In the UK for those types it's offered by RateSetter and Zopa though because of interest rates and exit costs I don't prefer either.
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andyb
Posts: 69 
Likes: 36
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Post by andyb on Feb 4, 2017 20:42:18 GMT
TWINO is my weapon of choice with the buyback guarantee, I hold out for the 14%+ loans on my auto bidder and then happy days. I am still not 100% comfortable with the platforms safety yet so I am trying not to over do it.
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