duck
Member of DD Central
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Post by duck on May 31, 2014 5:58:08 GMT
I suspect I am not the only one who runs an automated spreadsheet that takes the information from the .csv file. My spreadsheet partially runs on word searches to separate out Principal, Interest, Loans etc and I run it once a week.
Of all the platforms that I subscribe to Bondora are high on the list of those that regularly change the terminology - which causes my spreadsheet to omit information.
Do others have this issue? How do you get round this? I simply change the formula as I note the changes, not a big issue in small weeks where I have a couple of hundred lines but in the big weeks where the .csv runs to several thousand lines this can be a bit of a pain in the neck.
For Info I note 'Penalties' have changed this week to 'Late charges'.
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Post by batchoy on May 31, 2014 7:27:20 GMT
I suspect I am not the only one who runs an automated spreadsheet that takes the information from the .csv file. My spreadsheet partially runs on word searches to separate out Principal, Interest, Loans etc and I run it once a week.
Of all the platforms that I subscribe to Bondora are high on the list of those that regularly change the terminology - which causes my spreadsheet to omit information.
Do others have this issue? How do you get round this? I simply change the formula as I note the changes, not a big issue in small weeks where I have a couple of hundred lines but in the big weeks where the .csv runs to several thousand lines this can be a bit of a pain in the neck.
For Info I note 'Penalties' have changed this week to 'Late charges'. You're not the only one, but I suspect this change is down to FCA regulation. If my memory serves correctly financial institutions are not allowed to penalize people for not holding up their half of a contract but they can charge reasonable fees.
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duck
Member of DD Central
Posts: 2,864
Likes: 6,898
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Post by duck on May 31, 2014 14:51:11 GMT
I suspect I am not the only one who runs an automated spreadsheet that takes the information from the .csv file. My spreadsheet partially runs on word searches to separate out Principal, Interest, Loans etc and I run it once a week.
Of all the platforms that I subscribe to Bondora are high on the list of those that regularly change the terminology - which causes my spreadsheet to omit information.
Do others have this issue? How do you get round this? I simply change the formula as I note the changes, not a big issue in small weeks where I have a couple of hundred lines but in the big weeks where the .csv runs to several thousand lines this can be a bit of a pain in the neck.
For Info I note 'Penalties' have changed this week to 'Late charges'. You're not the only one, but I suspect this change is down to FCA regulation. If my memory serves correctly financial institutions are not allowed to penalize people for not holding up their half of a contract but they can charge reasonable fees. That certainly sounds sensible for the instance I highlighted in my original post, but there have been other instances in the past year probably most recently 'purchases/sales on secondary market'. As I said not a big issue if you spot the changes but if you don't the end figures never tally.
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Post by taavi on Jun 5, 2014 8:36:08 GMT
We are working on updating the content and terminology to be consistent throughout the site and content so you may see some changes in the following weeks probably and in other languages in the weeks after that.
But our goal is to keep it relatively constant and consistent after that.
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duck
Member of DD Central
Posts: 2,864
Likes: 6,898
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Post by duck on Jun 5, 2014 9:23:38 GMT
Thank you very much for that information taavi, much appreciated.
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