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Newbie
Mar 23, 2017 19:50:40 GMT
via mobile
Post by perfectmess on Mar 23, 2017 19:50:40 GMT
Hi I'm new to Zopa and decided to start out with a bit in access first. I've logged into my account today to check if my money had been lent yet (it seems to take a long time?) and have found that I have a non safeguarded loan. I also am apparently expecting 88 repayments this month yet only have 78 loans.
Does any of this sound right? I can't find a non safeguarded loan in my downloaded loan book and can count around 80-81 loans in there.
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Post by nesako on Mar 24, 2017 9:44:48 GMT
I can confirm the anomaly of some of my loans going from Safeguard to non-safeguard status in the last 2 days or so. Also my currently invested balance is also excluding all these affected loans. Must be some sort of glitch on Zopa side...
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Newbie
Mar 24, 2017 12:58:15 GMT
Post by nesako on Mar 24, 2017 12:58:15 GMT
FYI: Here is the response I got from Zopa support:
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Newbie
Mar 24, 2017 22:42:44 GMT
via mobile
Post by perfectmess on Mar 24, 2017 22:42:44 GMT
Thanks I've had another look and it looks like it's been corrected.
Looking at my loans though I'm not sure how I feel about lending my money at ~1% so I'm not sure how long I'll stay with zopa. I'm used to RateSetter where I currently have a base of 3.5%. I know zopa seem to average it out to the same but at the expense of high~7% loans by the looks of it.
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