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Post by Deleted on Mar 29, 2017 11:54:53 GMT
Has anyone got any thoughts or experience with GOJI, I realise many on these forums prefer to manage all their investments themselves but I'm looking towards a mixed portfolio. I have spread my P2P investments around from perceived lower risk platforms such as RS, Z and LW to platforms which require managing such as SS and MT. However I'm always keen to diversify further and add some managed platforms or in this case P2P bonds to my portfolio. I already use Bondmason but the lack of IFISA has drawn my attention to GOJI as a P2P aggregator which offers IFISA wrapping. I see they also have restricted investor eligibility of Professional, Sophisticated, High Net Worth, Restricted Investors. I can meet some of these criteria but will I need to provide evidence or is it simply a case of a tick box to confirm you fall within one of these categories? |
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Post by investmentmarketplace on Mar 29, 2017 12:48:36 GMT
Hey Jester
I'm not too sure how GOJI works. But we're a comparison site listing a range of investment opportunities sourced from some of the most trustworthy and established providers in the market....
[MODERATED: Blatant promotional material not related to the thread deleted]
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Post by Deleted on Mar 29, 2017 13:22:48 GMT
Hey Jester I'm not too sure how GOJI works. In which case this is probably the least useful answer I could possibly imagine and I won't need to read any further. If anyone has any relevant help/advice I'd really welcome it, blatant self promotional irrelevant posts will be given short shrift!
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vmail
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Post by vmail on Mar 29, 2017 14:47:45 GMT
I bet the mods will allow this repetitive advertisement of service to stay
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registerme
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Post by registerme on Mar 29, 2017 15:18:55 GMT
I think jester 's response was eloquent enough.
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stevio
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Post by stevio on Mar 29, 2017 21:23:52 GMT
How does a bond differ from a loan?
What platforms do they use?
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adrianc
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Post by adrianc on Mar 30, 2017 8:14:09 GMT
blatant self promotional irrelevant posts will be given short shrift! <nods> The fine line between "platform rep" and "platform salesmuppet" seems to be being crossed very regularly of late, particularly by a couple of "reps". Frankly, it makes me want to avoid those platforms like the plague - but, imho, the mods really ought to be giving some gentle (and not-so-gentle) nudges.
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pom
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Post by pom on Mar 30, 2017 8:19:37 GMT
Hey Jester I'm not too sure how GOJI works. In which case this is probably the least useful answer I could possibly imagine and I won't need to read any further. If anyone has any relevant help/advice I'd really welcome it, blatant self promotional irrelevant posts will be given short shrift! Well said. Dunno anything about GOJI either but as far as the self-certifying investor type I've always assumed it's just them covering their a***s that they're not "promoting" stuff to people they shouldn't be and so no-one can sue them. Not aware of anyone having checked the few I've come across anyway, and a couple I def ticked a bit prematurely as I hadn't been managing my portfolio for a whole year.
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vmail
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Post by vmail on Mar 30, 2017 9:54:51 GMT
The OFF3R website contains several referral/affiliate links which is not clearly highlighted. Also, I wonder if they actually got permission from the platform owners. There does seem to be different rules for this "Pseudo Representative"
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dandy
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Post by dandy on Mar 30, 2017 10:38:07 GMT
I quite like the OFFER site not sure why everyone is so hostile - he was clear at the start he knows nothing about GOJI but what is the big harm in suggesting he looks at possible other options also ?? yes its self promoting but who cares
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Post by Admin on Mar 30, 2017 17:58:20 GMT
blatant self promotional irrelevant posts will be given short shrift! .. ......but, imho, the mods really ought to be giving some gentle (and not-so-gentle) nudges. : some gentle nudges have been given to at least one recently, hopefully to some affect, though not to @investmentmarketplace as I recall. vmail : not sure why you are so strong in your "I bet the mods will allow this repetitive advertisement of service to stay". I note that you didn't in fact report the post (as far as I can see), although someone else did. vmail (again): thank you for the commentary re. referral links. This will be taken up as there is a breach of forum rules. Again action might have been taken sooner if the post had been reported. All: The original post would have normally been moderated given that it was very clearly self promotional in a thread which had nothing to do with the poster. However, a response had already been made by another member before the board staff got to it. In the even it was felt that response and subsequent other posts had rather more impact than would have been achieved by a simple mod of the original, and indeed impact was increased by leaving the post as was. Now that some time has elapsed, it is probably appropriate to clean up the original post.
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Post by Jake Wombwell-Povey on Apr 25, 2017 16:28:39 GMT
Hello,
I am the CEO of Goji and a) I am keen not to flout any promotion rules and so if I may, I will simply leave myself open for any question you may have and may wish to pose either on this forum or by emailing info@gojip2p.com.
I would be happy to answer any questions that you may have regarding our platform and investor proposition and apologies for the slow response in responding to this post - we weren't aware it had been posted.
I look forward to hearing from you.
Jake
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registerme
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Post by registerme on Apr 25, 2017 18:14:35 GMT
Just in case there's any confusion in the years to come, the moderator action in this thread (at least up until the time of writing  ) was not directed at Goji or any of their representatives.
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littleoldlady
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Post by littleoldlady on May 5, 2017 17:08:51 GMT
Back to the OP. I think you can tick any box. I suppose the effect of it is that you cannot later complain to any regulator or Court that you were taken advantage of in any way and demand compensation for your naivety.
But I am not a legal or other expert.
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Post by Michal on May 9, 2017 17:32:56 GMT
Back to the OP. I think you can tick any box. I suppose the effect of it is that you cannot later complain to any regulator or Court that you were taken advantage of in any way and demand compensation for your naivety. But I am not a legal or other expert. Hi there Thanks for your post. It’s important to note that you must fall into one of the category of investors listed before engaging with the site or investing in our product. As the Goji bond is classed as a ‘Non Readily Realisable Security’ we are not allowed to promote the product to investors who fall outside of these categories or types of investor. This does not, however, prevent investors from having access to the Financial Conduct Authority, Financial Ombudsman Service or Financial Services Compensation Scheme where relevant. pom - Investors who qualify include not necessarily only sophisticated, high net worth, professional or self-certified, but restricted investors who in the 12 preceding months have not invested more than 10% of their net assets in these types of non-readily realisable securities and undertake not to do so in the next 12 months. The full classifications are available on the FCA's website and we encourage you to read these if you have any doubts. They are also available on our site during the registration process. I hope this makes sense and answers your points but please do get in touch with us if you have any questions at all on customersupport@gojip2p.com. Thanks Michal
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) was not directed at Goji or any of their representatives.
