duck
Member of DD Central
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Post by duck on Jun 10, 2014 7:16:55 GMT
When a loan has been listed for sale is it possible to change the +/- percentage? If not can you de-list a sale and relist immediately?
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james
Posts: 2,205
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Post by james on Jun 12, 2014 3:57:28 GMT
You can't change the percentage directly. Relisting is easy. Search for the loan in the resale screen, then click on the x next to the loan to remove it from sale. List it again in the normal way. I keep a spreadsheet to track what I'm doing and add notes when I should check for possible percentage changes. The spreadsheet is also useful to track loans that don't get sold before Bondora automatically removes them after a month.
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duck
Member of DD Central
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Likes: 6,898
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Post by duck on Jun 12, 2014 4:57:24 GMT
Thanks james.
I've been re-building my spreadsheet to reflect more of the details that you also appear to check/update and wanted to minimise the online work that I have to do.
I'm still 'struggling' to understand the mentality of the aftermarket, twice (for an experiment) I've listed two loan part for two separate loans at +3% & +4% on both occasions the +4% has sold first! I agree delisting/relisting is not too much of an issue, I was simply trying to keep 'batches' together so that the expiry dates remained in batches again making my inputs more time efficient.
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Post by batchoy on Jun 12, 2014 7:35:52 GMT
I have always found it a pain that whilst you can add to the secondary market from the your investments page, you can't filter by a SM listing and you can't manage SM listings from the same place, also that you can't filter the SM by your listings only by the borrower so you are continuously switching between pages.
As for the SM itself I agree the mentality of buyers is somewhat unfathomable particularly with overdue loans, over the past week I have sold 50% of my overdue loans all of them with a 2% markup. Just why on earth would you pay a premium for a loan where the borrower is already having repayment issues beats me, but I am happy. Though with flipped Bondora+ loans it seems a bit more fathomable (yes I a become a flipper) and one of the key things is to keep the return for the buyer above 30% which means careful picking of the loan in the first instance and then manually setting the premium at between 2% and 5% in order to maximize our own return whilst not dipping below the 30%
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