How much has your investment with Lendy changed over 12M?

Reduced to a few quid (from £30k). Brexit fears and the uncertainty of how Lendy will close the defaults on bad loans - and how investors handle the 'surprise' that capital losses are possible.
Once i see an Assetz-style equilibrium of issuing loans and defaulting them, and lender jitters stabilise, then i'll be back, even at 9% if necessary.
Jack P

My favourite P2P platform - easy to use and good returns (so far). Only my desire to reduce platform risk by spreading money across several platforms stops me putting in more.

My investing went up over the year. I have money spread on 3 other platforms. This has most.

Never had an issue, it's easy to sell stuff on. Easy to use. The SM market was very difficult to buy stuff from upto just over a month ago, then it's exploded. I continue to buy and sell.

No issues with payments at all.

My numbers are skewed by having raided the liquid (at the time) SM to help buy a new house. When I reverse that out I'm about the same as a year ago albeit I have rationalised my holdings into fewer better (or I think so anyway) loans.

Quite hard for me to give an accurate answer to this one because the size of my investment does tend to increase and decrease with the tide and according to how confident I am feeling in any given month and also according to what is available to invest in.

However I have withdrawn quite a bit in the last week and decided it was time to only be holding the really top quality stuff. Doing a quick review in my head, taking into account the fact that I have greatly increased my holding in MT over this period, the best answer I can give is that I have reduced my exposure to Lendy by about 40% compared with where I was about a year ago.

My 12mo answer is very different to my 3mo answer.

A year ago, PBLs were still in two digits, and DFLs were barely two months old.

Reducing, due to apparent pump and dump of worse loans at worse rates.