gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 256 
Likes: 160
|
Post by gibmike on May 11, 2017 20:08:20 GMT
Quick question:
Looking for an alternative platform offering 10%+. Currently use:
AssetzCapital
Lendy
FundingSecure
LendInvest (leaving)
Which platform should I target next for 10%? MoneyThing? FundingCircle?
I have run through some P2P blogs etc. but just want an opinion, no need for income, just looking to diversify.
|
|
nush
Member of DD Central
Posts: 396
Likes: 113
|
Post by nush on May 11, 2017 20:22:40 GMT
collateral
|
|
hazellend
Member of DD Central
Posts: 2,363
Likes: 2,180
|
Post by hazellend on May 11, 2017 20:24:57 GMT
moneything and ablrate
|
|
greatmarko
Member of DD Central
Posts: 343
Likes: 373
|
Post by greatmarko on May 11, 2017 21:30:12 GMT
Unbolted
|
|
gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 256
Likes: 160
|
Post by gibmike on May 13, 2017 16:50:52 GMT
Thanks chaps, I think I am going to give AblRate a go.
Mike
|
|
Liz
Member of DD Central
Posts: 2,426
Likes: 1,297
|
Post by Liz on May 13, 2017 17:18:16 GMT
"Quick 10%" Try the casino.
|
|
gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 256
Likes: 160
|
Post by gibmike on May 13, 2017 19:39:39 GMT
"Quick 10%" Try the casino. I would expect better than 10% Liz
|
|
|
|
Post by df on May 13, 2017 20:39:25 GMT
Apart from the above mentioned, Rebuilding Society and Lending Crowd could be worth looking at.
|
|
pikestaff
Member of DD Central
Posts: 2,187
Likes: 1,546
|
Post by pikestaff on May 14, 2017 7:20:42 GMT
Also ThinCats if you are a larger investor.
|
|
|
|
Post by webbski9 on May 14, 2017 14:19:37 GMT
Ablrate, Collateral and Moneything take a lot of beating
Avoid Rebuilding , Unbolted ,and Funding Secure ...too many defaults imho
|
|
james21
Member of DD Central
Posts: 651
Likes: 669
|
Post by james21 on May 14, 2017 15:29:46 GMT
Ablrate, Collateral and Moneything take a lot of beating Avoid Rebuilding , Unbolted ,and Funding Secure ...too many defaults imho According to the FS web site lost capital for Feb was 0.8% and the same for March, this does not seem like too many defaults, what are you basing that statement on?
|
|
|
|
Post by webbski9 on May 14, 2017 15:39:36 GMT
James, perhaps I should state " loans " overdue . Clearly not the same thing,apologies.
|
|
ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
Likes: 4,859
|
Post by ozboy on May 14, 2017 16:01:31 GMT
Ablrate, Collateral and Moneything take a lot of beating Avoid Rebuilding , Unbolted ,and Funding Secure ...too many defaults imho According to the FS web site lost capital for Feb was 0.8% and the same for March, this does not seem like too many defaults, what are you basing that statement on? What is, or is not, a "Default" varies from P2P to P2P, as we know. If a loan is, say, six months overdue, with nowt paid back, no monthly interest, nothing - is that a "Default"? Or simply an "Overdue Loan"? 
|
|
|
|
Post by dodgeydave on May 15, 2017 2:03:45 GMT
I would read each platform's individual forum page before committing any funds to any platform.
Some are more tolerant to letting borrowers not paying than others. Bad debt is something you should become aware of.
|
|
jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,808
Likes: 3,242
|
Post by jonno on May 15, 2017 9:27:43 GMT
Moneything, Collateral and Ablrate .
Please, please, avoid Rebuilding Society like the plague- I've been using P2P for nearly four years now and they are the only platform where I'm looking at a material loss.
|
|
