|
Post by dan1 on Jan 29, 2019 9:31:21 GMT
/Mod Hat On Ok, I've just gone through this thread and removed from view a total of 29 posts. They contained a combination of personal insults, goading, put downs etc and were generally bad tempered. There's not a lot left from the past few days but to be honest I care not, and I make no apologies for destroying the narrative and ejecting worthwhile elements of posts. We don't have time for this and if it wasn't for me sticking up for a certain poster who I'd miss from the forum then they'd of probably been banned by now. But, that doesn't mean the rest of you can rise to the challenge in the name of sport because you may just find yourselves banned too! Enough threats, and no, this post isn't particularly professional but hey, we're volunteers. Enjoy your morning all
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Jan 29, 2019 20:11:34 GMT
/Mod Hat On Ok, I've just gone through this thread and removed from view a total of 29 posts. They contained a combination of personal insults, goading, put downs etc and were generally bad tempered. There's not a lot left from the past few days but to be honest I care not, and I make no apologies for destroying the narrative and ejecting worthwhile elements of posts. We don't have time for this and if it wasn't for me sticking up for a certain poster who I'd miss from the forum then they'd of probably been banned by now. But, that doesn't mean the rest of you can rise to the challenge in the name of sport because you may just find yourselves banned too! Enough threats, and no, this post isn't particularly professional but hey, we're volunteers. Enjoy your morning all Left a bit of a pointless set of posts here MOD but it's your train set and I guess as you're duty fat controller you get to control the signals and points - I suppose somebody has to.
I'll just stick with deadlines henceforth and the burgeoning abysmal excuses that generally accompany them - highlighting the missed type of promises and commitments which do notably seem to outnumber the punctual ones.
My first date is the end of January - that was the date by which MT assured us (yet again) that this Liverpool Hotel California loan would be repaid (maybe?) - what do I think are the chances - well somewhere between negligible and zero I would guess (my further guess it will all be 'legals are taking longer than expected' - er, when didn't they?)
Thereafter we have my own target of the end of February - we'll see - needless to say I'm desperate to get the hell out of here so I sooooooo hope I'm wrong. Time will of course be the ultimate arbiter.
Finally we have the mis-sold St. Anne's debacle loan - that's going to be a whole lot of fun - and from the documentation I have assembled and opinions I have sought looks pretty indefensible - but again, we'll see.
Have a pleasant evening - no grief from me tonight - sweet dreams to The Village Idiot and his inseparable soul-mate cedar.
|
|
|
Post by Badly Drawn Stickman on Jan 29, 2019 20:42:28 GMT
/Mod Hat On Ok, I've just gone through this thread and removed from view a total of 29 posts. They contained a combination of personal insults, goading, put downs etc and were generally bad tempered. There's not a lot left from the past few days but to be honest I care not, and I make no apologies for destroying the narrative and ejecting worthwhile elements of posts. We don't have time for this and if it wasn't for me sticking up for a certain poster who I'd miss from the forum then they'd of probably been banned by now. But, that doesn't mean the rest of you can rise to the challenge in the name of sport because you may just find yourselves banned too! Enough threats, and no, this post isn't particularly professional but hey, we're volunteers. Enjoy your morning all Left a bit of a pointless set of posts here MOD but it's your train set and I guess as you're duty fat controller you get to control the signals and points - I suppose somebody has to.
I'll just stick with deadlines henceforth and the burgeoning abysmal excuses that generally accompany them - highlighting the missed type of promises and commitments which do notably seem to outnumber the punctual ones.
My first date is the end of January - that was the date by which MT assured us (yet again) that this Liverpool Hotel California loan would be repaid (maybe?) - what do I think are the chances - well somewhere between negligible and zero I would guess (my further guess it will all be 'legals are taking longer than expected' - er, when didn't they?)
Thereafter we have my own target of the end of February - we'll see - needless to say I'm desperate to get the hell out of here so I sooooooo hope I'm wrong. Time will of course be the ultimate arbiter.
Finally we have the mis-sold St. Anne's debacle loan - that's going to be a whole lot of fun - and from the documentation I have assembled and opinions I have sought looks pretty indefensible - but again, we'll see.
Have a pleasant evening - no grief from me tonight - sweet dreams to The Village Idiot and his inseparable soul-mate cedar.
I thought he was your secret crush? I have never been one to come between soul mates.
|
|
hazellend
Member of DD Central
Posts: 2,363
Likes: 2,180
|
Post by hazellend on Jan 29, 2019 21:01:28 GMT
If I’m struggling to get to sleep I’ll come and read this thread and doze off in no time
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Jan 30, 2019 10:15:00 GMT
Left a bit of a pointless set of posts here MOD but it's your train set and I guess as you're duty fat controller you get to control the signals and points - I suppose somebody has to.
I'll just stick with deadlines henceforth and the burgeoning abysmal excuses that generally accompany them - highlighting the missed type of promises and commitments which do notably seem to outnumber the punctual ones.
My first date is the end of January - that was the date by which MT assured us (yet again) that this Liverpool Hotel California loan would be repaid (maybe?) - what do I think are the chances - well somewhere between negligible and zero I would guess (my further guess it will all be 'legals are taking longer than expected' - er, when didn't they?)
Thereafter we have my own target of the end of February - we'll see - needless to say I'm desperate to get the hell out of here so I sooooooo hope I'm wrong. Time will of course be the ultimate arbiter.
Finally we have the mis-sold St. Anne's debacle loan - that's going to be a whole lot of fun - and from the documentation I have assembled and opinions I have sought looks pretty indefensible - but again, we'll see.
Have a pleasant evening - no grief from me tonight - sweet dreams to The Village Idiot and his inseparable soul-mate cedar.
I thought he was your secret crush? I have never been one to come between soul mates. Hi Village Idiot (you know it gives me a silly grin every time I get to write that!) - I hope you slept well. Sorry to be the bearer of disappointing news but I find cedar a rather bland material - outstanding longevity of course - but 'boring' doesn't even get close - I guess you either 'like' it or not? Have a nice day - I shan't be venturing far today with all the snow and ice. Just booked a cheapie week in the sun however - works wonders for the morale this time of year I find.
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Jan 30, 2019 10:18:50 GMT
If I’m struggling to get to sleep I’ll come and read this thread and doze off in no time Glad to be of assistance hazelland - we try to please - but no dozing off in the armchair mid afternoon mind - recipe for premature senility that! Have a good day and I hope your insomnia issues clear up soon.
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Feb 6, 2019 16:41:21 GMT
Update from you favourite poster!! (For initial posting of items 1 and 2 below - please refer to my post earlier in the thread).
1. My first date is the end of January - that was the date by which MT assured us (yet again) that this Liverpool Hotel California loan would be repaid (maybe?) - what do I think are the chances - well somewhere between negligible and zero I would guess (my further guess it will all be 'legals are taking longer than expected' - er, when didn't they?) 2. Thereafter we have my own target of the end of February - we'll see - needless to say I'm desperate to get the hell out of here so I sooooooo hope I'm wrong. Time will of course be the ultimate arbiter. 3. Morning. Just to clarify that this loan was extended on the 8th November by three months from the 24th November. As such, our update from yesterday did not extend the loan. Kind regards, Ed. (Item 3 written by MT - see previous post earlier in thread).
Well, as you can see it (as the Americans would say in Baseball with regard to the pitcher and batter) - it's 'Strike 1'. The end of January was, as I suspected, little more than a fantasy deadline.
So, we're now some 25% into February and rapidly heading for 'Strike 2' - with (see item 3 above - written MT themselves) 25 February being the formal end of (I'll be generous and say the 'latest' (of many that is of course)) extensions of our favourite 'Hotel California' loan. So I make that some 19 days to go for MT to make their (latest) deadline? Please feel free to correct me if I have any dates wrong (not that any of my dedicated detractors ever feel the need for permission!?).
My own personal 'strike 3' - (and you're out!!) I speculated as the end of February - ever the optimist eh!?
Didn't get any takers for my wager on the prospects of this loan actually repaying on time this time around - can't think why?
Just in case anyone missed this previously (?): www.youtube.com/watch?v=MGhMdT_C-vQ
Have fun all.
|
|
ianj
Member of DD Central
Posts: 656
Likes: 520
|
Post by ianj on Feb 6, 2019 19:58:02 GMT
If I’m struggling to get to sleep I’ll come and read this thread and doze off in no time It takes a special talent to emulate Cromwell's Parliamentarians in the 'R(1) but R(2)' stakes** in this place, where every grain of perceived veracity is usually applauded. On the other hand, and in very similar vein, not being R(1) in the P2P Universe won't make anyone seem 'wromantic'!
** as penned by Sellar & Yeatman, and to be more accurate, '[prossibly] R(1) but [definitely] R(2)'.
Without the occurrence of such obscure, but strangely reassuring, connective notions (more common with increased accumulation of candles on the figurative celebratory cake) to make a world blighted by the likes of Collateral, Donald Trump, the Brexit quagmire and Fulham's league position a tad more bearable, I'd probably require an opiate in order to join you in a land of pleasant dreams.
How sad is that!
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Feb 6, 2019 21:00:10 GMT
If I’m struggling to get to sleep I’ll come and read this thread and doze off in no time It takes a special talent to emulate Cromwell's Parliamentarians in the 'R(1) but R(2)' stakes** in this place, where every grain of perceived veracity is usually applauded. On the other hand, and in very similar vein, not being R(1) in the P2P Universe won't make anyone seem 'wromantic'!
** as penned by Sellar & Yeatman, and to be more accurate, '[prossibly] R(1) but [definitely] R(2)'.
Without the occurrence of such obscure, but strangely reassuring, connective notions (more common with increased accumulation of candles on the figurative celebratory cake) to make a world blighted by the likes of Collateral, Donald Trump, the Brexit quagmire and Fulham's league position a tad more bearable, I'd probably require an opiate in order to join you in a land of pleasant dreams.
How sad is that! ianj: Just read your post several times and concluded that I think you are actually already on the opiate you suggest you may need!? Maybe it's just the dose is currently either 1. Insufficient or 2. Too much. Maybe you GP can help - some health professionals I have talked to suggest Xanax 1mg three times a day is a good starting point?
hazellend even gave me a 'like' for my therapy for insomniacs - and I'm not even charging for the assistance - how generous is that eh?
Finally: 1. COL - a scam which I hope will see the culprits serve time - and confirms comprehensively that the FCA are utterly incompetent (nothing new there do I hear?)- or as one wag suggested: 'they are about as much use as a tits on a flatfish'. 2. Donald Trump - either needs Xanax or is taking way too much - a total fruitcake - the Americans I know are totally embarrassed about him (those with an IQ in double figures that is). 3. Brexit Quagmire - well great news here - seems the unelected no hoper Tusk has just scored an own goal of monumental proportions - and Brexit now looks like a cert (I'm very, very pleased to say). There is just nothing on God's Earth that your average Brit hates more than some smarmy overpaid johnny foreigner git telling us all to go to hell and Foxtrot Oscar - just love it (definitely way, way too much Xanax there). But he has single handed turned every 'unsure' voter into a rampant Brexiteer - brilliant feat. Talk about showing your true colours in front of an international audience - 'bonkers' doesn't even get close!? I've never felt as confident that I'll get back my real black British passport and be able to ceremonially burn that maroon piece of EU mongrel dog turd as I do at this juncture - I'm ecstatic. 4. Fulham: God help us a football supporter - I was sure that was the motivation for medics to develop the lobotomy - it's an option - just a suggestion mind?
Anyway that's enough of my subtlety and beating about the bush.
Chances of repayment of Hotel California by 25 February - about the same as Tusk winning a Nobel Peace Prize I should guess!?
Have a fun evening all.
www.youtube.com/watch?v=MGhMdT_C-vQ
|
|
ianj
Member of DD Central
Posts: 656
Likes: 520
|
Post by ianj on Feb 6, 2019 22:35:58 GMT
Might baffle University challange contestants, but expect the Eggheads would get close. Round Britain quiz must near be certainties for the solution.
Alan Turing would have cracked it (it was nearly ninety odd years ago), without the aid of an omnificent Internet, in no time flat!
Better luck next time!
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Feb 7, 2019 7:39:51 GMT
Might baffle University challange contestants, but expect the Eggheads would get close. Round Britain quiz must near be certainties for the solution.
Alan Turing would have cracked it (it was nearly ninety odd years ago), without the aid of an omnificent Internet, in no time flat!
Better luck next time! Hi ianj: Thanks for the further illumination of your thoughts (really not sure whether to say they are bizarre, disturbing or plain old rabid - it's genuinely not often I find myself searching for the correct word?) - you would be an interesting chap to meet I suspect?
However, my principle conclusion (I was somewhat unsure yesterday) is that the dose is far too high - suggest you discuss the matter with your GP - merely trying to help a fellow poster who is clearly in need of some sort of assistance - no insult meant or implied.
You have a nice day.
F.A.O. MT: Now 18 days to run to the definitive, final (honest - really) deadline for repayment - and counting down. Call me a cynic (many do) but I bet your legal folk are constructing the 'reason' for the next forthcoming delay as I type? Hope not and will be the first to apologise if I'm proved wrong - ball most definitely in your court!
www.youtube.com/watch?v=MGhMdT_C-vQ
|
|
keystone
Member of DD Central
Posts: 714
Likes: 575
|
Post by keystone on Feb 7, 2019 10:46:43 GMT
F.A.O. MT: Now 18 days to run to the definitive, final (honest - really) deadline for repayment - and counting down. Call me a cynic (many do) but I bet your legal folk are constructing the 'reason' for the next forthcoming delay as I type? Hope not and will be the first to apologise if I'm proved wrong - ball most definitely in your court!
Have I missed something?, I thought this loan had only been extended a single time and notice was given in advance that it was being extended. This loan certainly isn't in the same situation as say the Newcastle loan. I would be quite happy for this to be extended for another 3 months.
|
|
|
Post by funkymonkey on Feb 7, 2019 12:19:31 GMT
F.A.O. MT: Now 18 days to run to the definitive, final (honest - really) deadline for repayment - and counting down. Call me a cynic (many do) but I bet your legal folk are constructing the 'reason' for the next forthcoming delay as I type? Hope not and will be the first to apologise if I'm proved wrong - ball most definitely in your court!
Have I missed something?, I thought this loan had only been extended a single time and notice was give in advance that it was being extended. This loan certainly isn't in the same situation as say the Newcastle loan. I would be quite happy for this to be extended for another 3 months. Yep, not sure what all the excitement is about. Some people appear to like a drama...
|
|
locutus
Member of DD Central
Posts: 1,059
Likes: 1,622
|
Post by locutus on Feb 7, 2019 12:37:46 GMT
Yep, not sure what all the excitement is about. Some people appear to like a drama... There are too many lenders who got into P2P thinking it would be like a traditional bank account and have zero knowledge of secured lending or bridging loans and scream at the top of their lungs when dates slip. They betray their inexperience with each post and can't seem to understand they got exactly what they signed up for.
|
|
rxdav
Member of DD Central
Posts: 354
Likes: 349
|
Post by rxdav on Feb 7, 2019 13:19:47 GMT
For those who have only recently left the foetal position (see posts above) I show below my first involvement and a few facts regarding this 'recent' loan:
1 23/05/2017 Purchase £-1,000.00 £77.18 Purchased (MTAV714) Residential Development in Liverpool loan part - note the date - 23 May 2017.
2. Loan details were as follows:
Loan Summary This twelve month bridging loan has a value of £2,500,000 and is secured on a residential development scheme in Liverpool. The current valuation of the site is £4,000,000 giving this loan a loan-to-value ratio of 62.5%. (Quote direct from MT web-site)
3. So, a bit of basic Maths tells us this loan should have repaid on 24 May 2018 (ish) - Yes? The date today is 7 February 2019 - OK so far? Consequently, this loan has been extended beyond its initial term (so far) by over nine months (or some 75%) - I won't be pedantic and will keep big picture and not bother with days - just months.
4. Now moving on to Mr Tusk's comments (the smarmy one remember - I won't name him/her directly as s/he'll only report me and have a hissy fit). It seems s/he believes there are some people in P2P (except the smart arrogant ones who know better than the rest of course) '....... who got into P2P thinking it would be like a traditional bank account and have zero knowledge of secured lending or bridging loans and scream at the top of their lungs when dates slip. They betray their inexperience with each post and can't seem to understand they got exactly what they signed up for.'
5. Well it's true that all things are relative - and call me 'old fashioned' - but even by the abysmal standards of most P2P platforms an overrun of 75% (to date that is remember - it's not over yet - maybe not by a long, long chalk - we'll see) would be considered somewhat naff (Except by those all knowledgeable ones who seem prepared to tolerate any old garbage by way of excuses - which is one (of many reasons) why there is so little perceived pressure on P2P platforms to 'up their game')).
6. So, sorry to differ oh great one - but this loan and those of its ilk - The 'Hotel California' loans - are one of the principle reasons why P2P is headed down the toilet and why I (who have been in P2P for many, many years simply can't get out quick enough (and have likely forgotten as much about P2P as some here will ever know!!)).
7. All IMO of course and all names have been changed to protect the innocent (but I reckon you're smart enough to work out where I'm coming from here?).
8. Have a great day.
www.youtube.com/watch?v=MGhMdT_C-vQ
|
|