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Post by coolrunning on Jul 17, 2017 20:02:02 GMT
"Build custom portfolios with Portfolio Pro" !
What do you think?
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fric
Member of DD Central
Posts: 200 
Likes: 80
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Post by fric on Jul 18, 2017 8:06:39 GMT
Pros: actually lets you choose the countries you are interested in; lets you choose which investment grades you want - e.g. you can pick only AAs and As if you want. Cons: Missing a lot of other criteria which one might consider - e.g. if their income is verified or not, amount of spare cash after liabilities etc. Its a step in the right direction for sure, since you are no longer obliged to buy shitty low grade loans from Spain (I see SK is no longer available?), I can now only set it to AA/A EE loans for example, but still its nothing too good. EDIT: don't be necessary suckered in. I haven't payed much attention lately, since I'm not actively investing in bondora, just recovering my money right, but I took a look at secondary market for EE loans AA grade loans and in the middle something like this comes up:  how can something like this be AA? I mean, I understand that non-bank creditors in general have more riskier loans, but cmon - they verify that his liabilities are bigger than the income and still give him AA... |
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Post by jeroen on Jul 18, 2017 19:37:22 GMT
Lol, this is really bad, omaraha got secured lones with 9% to 12%, and secured means always paid at time and always payed 100% back.
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Post by gmaxkenny on Jul 18, 2017 19:53:19 GMT
Pros: actually lets you choose the countries you are interested in; lets you choose which investment grades you want - e.g. you can pick only AAs and As if you want. Cons: Missing a lot of other criteria which one might consider - e.g. if their income is verified or not, amount of spare cash after liabilities etc. Its a step in the right direction for sure, since you are no longer obliged to buy shitty low grade loans from Spain (I see SK is no longer available?), I can now only set it to AA/A EE loans for example, but still its nothing too good. EDIT: don't be necessary suckered in. I haven't payed much attention lately, since I'm not actively investing in bondora, just recovering my money right, but I took a look at secondary market for EE loans AA grade loans and in the middle something like this comes up: how can something like this be AA? I mean, I understand that non-bank creditors in general have more riskier loans, but cmon - they verify that his liabilities are bigger than the income and still give him AA... "The more things change,the more they remain the same"
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Post by rahafoorum on Jul 18, 2017 19:54:14 GMT
While it's a step in the right direction, it doesn't unfortunately fix the main issues, which are the underlying portal called Bondora and their track record of recklessness with investor funds and changing terms retroactively. Good luck investing today with some calculations and then finding that DCA suddenly collects 70% of payment.
Btw, has anyone tested whether this actually gets into any loans on primary market or does PM still have priority?
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,323
Likes: 897
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Post by JamesFrance on Jul 20, 2017 8:03:46 GMT
So they finally allow investors a choice of country. If only they had done this before instead of ignoring what investors want it is just possible that some of us would still be reinvesting repayments, although with the current interest rates it is hard to see that the risk would be worth it.
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Post by Butch Cassidy on Jul 20, 2017 8:22:44 GMT
So they finally allow investors a choice of country. If only they had done this before instead of ignoring what investors want it is just possible that some of us would still be reinvesting repayments, although with the current interest rates it is hard to see that the risk would be worth it. Come on James you know that it was investors that told Bondora that choosing by country was unnecessary as they were providing many more loans from trustworthy countries like Slovakia & Spain that were equally as good as those from Estonia so why bother differentiating, it was just a hassle that we no longer wanted or needed so Bondora did as investors wanted & removed it - I don't remember any dissenting voices at the time WE ALL THOUGHT IT WAS A GREAT IDEA!
If only they had a forum, I could point you to all the posts that congratulated Bondora on how they listened to their investors & acted in their best interests at all times, it would surely be a permanent record of investors glowing tributes. 
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,323
Likes: 897
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Post by JamesFrance on Jul 20, 2017 8:45:16 GMT
Oh yes I still remember their old forum. There was someone called Wyatt Earp who always gave them a lot of praise for the almost weekly improvements they made for us back then.  |
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Post by nellerdk on Aug 4, 2017 12:40:38 GMT
I haven't looked into Portfolio Pro yet, but the new features are welcome, and I hope it can be useful.
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