There are more than a handfull loans not repaid in time now. No information in newsletter and so on. I guess EG works hard in getting such things sorted out but the statistics showing 0% defaults are a bit optimistic. And rescheduling the loan several times (some of them without any interest payments so far) is not a solution. Maybe the right way to handle but there are loans in trouble and they should talk about this fact.
I have 10 loans and 2 of those barely make it before 45 days late which I think I read somewhere is when a loan defaults. I like the loan updates that have been added but information provided is lacking.