ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 17, 2021 13:37:05 GMT
The only p2p I would go for is the big boys who have continued to operate. And that is only Zopa. Followed by A/C in second place, because my interest rates have been (relatively) unaffected and remain higher than zopa’s.
Because of favourable comments I have dipped my tootsies in the tiddler loanpad. But the big boys who completely wrecked their business model and had appalling coms - FC and RS? Well let’s just say the new offer. Would have to be very tempting, and have a new board of directors!
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 13, 2021 18:22:53 GMT
Blimey!At this rate they'll be selling at a premium soon. All the doubters must be out, now.
I feel for those poor (now poorer) sceptical 8% sellers...
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 11, 2021 17:28:18 GMT
At rates under 1.5% I imagine everyone who wants out is out therefore very few sellers left, but quite a few buyers after those comparatively juicy yields.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 7, 2021 9:44:43 GMT
2% discount? Yep.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 7, 2021 9:05:14 GMT
Hi members, I am new at assetz capital and planning to invest in ISA account. I would be happy to hear your opinion. Tjanks Read this thread, the most boring in p2p land, until your eyes glaze over and all you can say is “overnight £1.50 went into each AA account.” Zzzzzzzzzz.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 5, 2021 15:22:59 GMT
No. Perhaps not during the worst pandemic since 1918. Probably wouldn’t look too good if there were a world war either.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 3, 2021 16:14:03 GMT
For someone who “doesn’t give too much time or thought to FC”, you don’t half post a lot...
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Jan 3, 2021 16:06:59 GMT
Oh come on! Very few “lose all their money” in p2p.
It does no side of the argument any good to exaggerate.
And in shares you don’t always get your money back. FTSE100 remains below its December 1999 level. Of course S&P500 investors have done better just as some p2p platforms. The only ones to have really lost a bundle we’re in the failed platforms, very few total wipeouts in the top 4.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 24, 2020 13:09:40 GMT
I’ve been buying since getting 8% at first. Especially now you can exit at under 2%. Where else you going to put your money? Stock market? I’m already in as much as I can risk. BS? at 0.5%? Premium bonds? Already fully loaded (and delivering diddly squat.)
Been adding to Zopa and now Loanpad. P2p remains a good, risk adjusted investment. It’s problem was that it packaged long term investments as easy access savings accounts. Very few in the top four have lost capital. After inflation anyone in a BS is DEFINITELY losing capital.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 18, 2020 16:17:52 GMT
Much as expected. As the economy returns to “normal” so will AC. Thanks for the vid.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 18, 2020 14:14:28 GMT
Yes, Ace good point. I have bunged a few grand onto Loanpad so i’ll See how it goes. But if it wasn’t for the 40 day cash drag big Z would be getting more wedge.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 18, 2020 10:11:48 GMT
Well yes. Yes. And more yes.
But you only have to compare the stream of tedious RYI posts and “another £10 per £10,000” AC posts with this board to gauge relative investor feeling...
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 17, 2020 18:25:11 GMT
Surely if it goes much lower the moaners' confidence will increase to such an extent that they won't be sellers - unless forced by need. And i'm guessing most of the "forced" sellers did so at the start of the SM at 8% discounts.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 17, 2020 12:41:54 GMT
What i find encouraging is that alone of the big four (in which i am also invested) ZOPA continue to operate as normal. The others are in "Hotel California" mode.
|
|
ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
|
Post by ashtondav on Dec 16, 2020 9:47:35 GMT
Missed that. Thx.
|
|