ashtondav
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Post by ashtondav on Apr 18, 2021 9:58:27 GMT
Thx. I Shoulda thought of that firstly....
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ashtondav
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Post by ashtondav on Apr 17, 2021 11:39:49 GMT
Can I hear this somewhere? Expected it to be uploaded to the ac blog but not there as far as I can see.
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ashtondav
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Loanpad (LP)
Loanpad
Apr 17, 2021 11:05:24 GMT
Post by ashtondav on Apr 17, 2021 11:05:24 GMT
Nothing “horribly” wrong with ac unless you treated it like a bank account. Interest has accumulated nicely and is comfortably ahead of inflation. I’m glad this pandemic has shaken out the inappropriate lenders.
on the subject of loanpad, where I am a recent joiner, I’m so far very pleased.
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ashtondav
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Post by ashtondav on Apr 16, 2021 10:39:46 GMT
Looking up for his guardian angel?
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ashtondav
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Post by ashtondav on Apr 12, 2021 15:24:17 GMT
Sometimes I wake up grumpy... ...and sometimes I let him sleep.
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ashtondav
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Post by ashtondav on Apr 4, 2021 8:41:43 GMT
Withdrawn all. Shame, good risk adjusted returns for a good few years from RS, and certainly one of my favourites. P2p remains the ideal asset between equities and bonds, so I do hope the likes of AC and Z can resume “business as usual” soon, and this pandemic has done us all a favour by shaking out the weaker players.
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ashtondav
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Post by ashtondav on Mar 24, 2021 20:29:53 GMT
Tell you what, why don’t we have a whip round and donate the 0.1% to him? You know what? I’d double it just for the peace and quiet!
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ashtondav
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Post by ashtondav on Mar 24, 2021 20:21:28 GMT
Despite all the whining I can’t see anyone moving to the exit account. The only sensible option is to sell at a fee of £10 per £10,000.
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ashtondav
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Post by ashtondav on Mar 24, 2021 12:20:53 GMT
HL definitely accept ifisa transfers. Obviously it all has to be in cash.
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ashtondav
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Post by ashtondav on Mar 24, 2021 12:14:18 GMT
Definitely poorer returns. I would sell now as discounts may widen once peeps get to grips with this new “exit” account.
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ashtondav
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Post by ashtondav on Mar 24, 2021 12:11:42 GMT
I know times are hard and money precious but holy sh1t. It costs £10 per £10,000 to sell on SM.
Is there no end to this?
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ashtondav
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Post by ashtondav on Mar 23, 2021 9:01:01 GMT
As I’ve made clear the crowd is not my friend. The crowd is just one more risk in the multitude of risks that come with P2P before you get to credit risk. My empathy with unhappy AAers evaporated when discounts narrowed to 0.1%. Anyone who is unhappy with AAs and isn’t exiting at 0.1% is IMO just bat-sh!t-crazy and it’s probably the scariest thing about P2P for me right now. I can have a half baked stab at understanding and trying to mitigate some of the other risks that come with P2P but when it comes to bat-sh!t-crazy irrationality of being litigious about a return to alchemy rather than exiting at 0.1% I’m stumped. Because they are bat crazy. What would I rather do, moan on here all day long, waiting for months or sell at £10 per £10,000 and be off buying equities or bitcoin in a day? Why stay and moan, of course
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ashtondav
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Post by ashtondav on Mar 22, 2021 16:19:38 GMT
Great news and just in time for ISA season. I can just smell the money coming in from RS. well done AC for surviving the worst crisis outside of war for the last 100 years, paying interest, not losing capital and launching (ok late) a SM which people can exit at just 0.1%. Of the big boys 2nd only to Zopa for business continuity - and several miles ahead of FC and RS. Now, if only the rate could be increased on 90 day AA.....
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ashtondav
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Post by ashtondav on Mar 22, 2021 16:13:43 GMT
don’t they just sell at 0.1%. I’ve principles but not one that’s worth £10 for every £10,000!
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ashtondav
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Post by ashtondav on Mar 20, 2021 11:07:34 GMT
And as a wasting asset there are no capital gains taxes on whisky. It’s a very attractive asset, especially for HR taxpayers.
Butthat 9% is historic. No guarantees for the future!
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