badersleg
Member of DD Central
Posts: 182 
Likes: 78
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Post by badersleg on Nov 16, 2017 16:37:36 GMT
Around 38k available.
Tim
Not any more
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Post by fiatlender on Nov 16, 2017 16:43:12 GMT
Had some paid back early on the 1 year @ 4.3% and re-lent at 6.2%. Yummy  |
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Post by skint4achange on Nov 21, 2017 15:15:15 GMT
1 Year going above 6.0% very soon by the look of it.
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Post by yorkman on Nov 21, 2017 15:38:25 GMT
As someone with several lots sitting at 6.1% for the last two days I find it hard to understand why Ratesetter thinks it's a good idea to allow this. Are they happy to p*** their lenders off in this way?
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Post by skint4achange on Nov 21, 2017 15:51:41 GMT
As someone with several lots sitting at 6.1% for the last two days I find it hard to understand why Ratesetter thinks it's a good idea to allow this. Are they happy to p*** their lenders off in this way? If you still have the parts at 6.1% on 1 year, chances are they will go out on loan before long. Unless the market gets crossed again?? 
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Post by gricehead on Nov 21, 2017 19:39:34 GMT
As someone with several lots sitting at 6.1% for the last two days I find it hard to understand why Ratesetter thinks it's a good idea to allow this. Are they happy to p*** their lenders off in this way? I've also got an offer in @ 6.1% in 1 year since 16/11, and it sounds like I've also been overlooked as well. It's the first time I've noticed this phenomenon. Is there detailed discussion of it anywhere? Have Ratesetter given any explanation?
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oldgrumpy
Member of DD Central
Posts: 5,087
Likes: 3,233
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Post by oldgrumpy on Nov 21, 2017 20:09:33 GMT
Looks like I've missed out here. Too busy failing to get onto AC because of Bitdefender AV blocking it  |
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rscal
Posts: 916
Likes: 504
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Post by rscal on Nov 21, 2017 21:03:13 GMT
Saw this today and made a debit card deposit which was matched to 5.9% immediately. Just note that you can now surrender a one year for a 0.3% fee. (Equivalent to 1/2 month at this level or '0.6% pa reduction' after waiting for a half year period - equivalent to 5.3%) So here are some equivalent rates of return (compared to using the rolling market, say)
1 month 3.0%
2 months 4.2%
3 months 4.8%
6 months 5.3%
9 months 5.6%
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Post by yorkman on Nov 22, 2017 15:08:50 GMT
As someone with several lots sitting at 6.1% for the last two days I find it hard to understand why Ratesetter thinks it's a good idea to allow this. Are they happy to p*** their lenders off in this way? I've also got an offer in @ 6.1% in 1 year since 16/11, and it sounds like I've also been overlooked as well. It's the first time I've noticed this phenomenon. Is there detailed discussion of it anywhere? Have Ratesetter given any explanation? Sadly still waiting!
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Post by skint4achange on Nov 22, 2017 15:13:23 GMT
I've also got an offer in @ 6.1% in 1 year since 16/11, and it sounds like I've also been overlooked as well. It's the first time I've noticed this phenomenon. Is there detailed discussion of it anywhere? Have Ratesetter given any explanation? Sadly still waiting! This may be in the process of being sorted as I type. Have just noticed that the website is down for maintenance, so hopefully they are installing a patch to solve this issue.
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oldgrumpy
Member of DD Central
Posts: 5,087
Likes: 3,233
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Post by oldgrumpy on Nov 29, 2017 16:30:40 GMT
Not 6.2% yet, but 5.8% up for grabs, with 6% possible in the next half hour.
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smezz
Posts: 180
Likes: 73
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Post by smezz on Nov 29, 2017 17:36:41 GMT
How close did it get?
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mary
Member of DD Central
Posts: 698 
Likes: 711
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Post by mary on Nov 29, 2017 17:51:42 GMT
5.8%, lender offers now start at 3%!
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Post by df on Nov 29, 2017 19:21:00 GMT
This may be in the process of being sorted as I type. Have just noticed that the website is down for maintenance, so hopefully they are installing a patch to solve this issue. I've responded on this alert by quickly depositing cash by card, it displayed 6% for 1y market, I set it at 5.9%, waited for 20 hours, no match - I've cancelled the order ant put it all on Rolling at 4.1%. It's difficult to get higher end rates on RS, one must be on it 24/7 to get best returns.
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Post by caveman38 on Nov 29, 2017 20:00:29 GMT
I think at the time the borrower wanted £350K @5.7%. After 30 minutes £50K in was taken in bits and then it disappeared along with the £300K lenders were offering @5.8 &5.9%. I assume that the borrower needed the money quick and paid more. Would that seem right. I ask as if that scenario happens again whilst I'm watching, I'll be a bit quicker with my deposit.
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