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Post by Deleted on Jul 5, 2021 11:42:59 GMT
With you on
Fundsmith HG Capital Trust. Baillie Gifford American and Global Scottish Mortgage
I don't know the others I will have a look
P2P I can't afford to give them anymore ;-)
Emerson, just to noisy for me but I understand the argument
Paypal, I might nvest in, as a newform of banking backbone. I recently had to move money to NZ and used a bank for one transaction and PPal for the other, guess which was faster and cheaper?
SEGRO, I tend to avoid property but this one looks impressive, it would be a momentum investment for me. ROCE lower than I like.
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macq
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Post by macq on Jul 5, 2021 14:06:39 GMT
anyone else interested in offering up their favorite investment for criticism? Seems like One of them questions you should not answer as your bound to jinx yourself but with full retirement looming i now only hold mainly global ETf's for ease or IT's such as Monks,SMT,Mid Wynd as a core for growth.Bankers & Law Debenture for a small amount of income and a couple of gambles such as Mobius and Edinburgh Worldwide But i really like Impax Environmental Markets IT and hopefully that avoids criticism.So I have sold Seeing Machines ltd which might be good for the long term (but i seem to have got lucky over 8/9 months so took the profit) and was looking to add to the new Liontrust ESG trust once the IPO price settles. I will also put in Agronomics (ANIC) as a long term risky play - but with changing habits One that could pay off Tritax Big Box seems to be still worth holding but intend to keep a close eye on moving forward.
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Post by Deleted on Jul 5, 2021 15:29:09 GMT
Don't worry I don't see any of us experts just interesting to see different investment styles, as you say often driven by age. I don't know any of these except Big Box which I looked at about 6years ago and it looked good then but no investment and SMT which is 2% of my portfolio. SEE we have talked about before, I just lost money so I gave up.
MNKS certainly would hit my measures MWY only turn in 15% but again a low stress investment Mobius a bit of wild ride and too young EWI... mmm Impax Environmental Markets IT not found it yet ANIC too risky for me BBOX, when I looked into REITs I prefered SRE, based in a sensible country (Germany) and with a nice clear strategy. SRE has a slightly better divi. But direct comparison over 5 years they are virtually the same on share price movements. Sisters it would seem.
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macq
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Post by macq on Jul 5, 2021 17:08:14 GMT
Don't worry I don't see any of us experts just interesting to see different investment styles, as you say often driven by age. I don't know any of these except Big Box which I looked at about 6years ago and it looked good then but no investment and SMT which is 2% of my portfolio. SEE we have talked about before, I just lost money so I gave up.
MNKS certainly would hit my measures MWY only turn in 15% but again a low stress investment Mobius a bit of wild ride and too young EWI... mmm Impax Environmental Markets IT not found it yet ANIC too risky for me BBOX, when I looked into REITs I prefered SRE, based in a sensible country (Germany) and with a nice clear strategy. SRE has a slightly better divi. But direct comparison over 5 years they are virtually the same on share price movements. Sisters it would seem.
On those you have not found Impax is (IEM) Bankers (BNKR) Law Debenture (LWDB) but the Liontrust IPO was pulled i just noticed Its probably just me and perhaps due to my age but your MWY comment is where i tend to see investing different now to how i did over the last 15 years (p2p has helped as well!) When i first started out investing back in the dark ages i was advised by a family member to look at investment trust monthly savings plans and to add lumps as and when i could.My memory of the times pre-internet are that i could only check prices on a weekend in the Telegraph or Times and even then not all were covered -you could forget charts,tables and all what morningstar & Trustnet etc carry now or forums and the likes of Monevator So basically i had to be happy with the results and that is what i am returning to now and not stressing if over 1 or 3 years my choice is at the top of the charts rather then if i am happy with my returns.And not having a go at you but more out of interest in general - but using that MWY "only" 15% comment as an example should the average investor really not be happy with that 15% return? Or are people going in thinking 10 baggers or Gamestop price rises are the only acceptable result? The amount of info now stops you picking or staying in a dog but also creates a FOMO leading many to be dissatisfied with what might be good results or jumping ship to the next big thing
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Post by Deleted on Jul 5, 2021 20:12:13 GMT
Great point, no worries, I have a bunch of investments that only make 10% I was really just comparing it with the others we were discussing in my mind.
I remember having to go to the bank manager to buy and sell shares, in his office, him in slight panic as he had no idea and saw only risk to him if things went wrong.
I see it simple, I like stability in an asset, but I also like a limited portfolio so I can keep on top of it. So high stability and high growth works for me, just spread across industries, so one REIT, one green energy, one pharma, one USA, one global etc. Hard to achieve.
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macq
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Post by macq on Jul 5, 2021 20:49:24 GMT
Great point, no worries, I have a bunch of investments that only make 10% I was really just comparing it with the others we were discussing in my mind. I remember having to go to the bank manager to buy and sell shares, in his office, him in slight panic as he had no idea and saw only risk to him if things went wrong. I see it simple, I like stability in an asset, but I also like a limited portfolio so I can keep on top of it. So high stability and high growth works for me, just spread across industries, so one REIT, one green energy, one pharma, one USA, one global etc. Hard to achieve. its ok - just your point got me thinking in general that high returns (which are always good) in the times of Buffett,Fundsmith,bitcoin and FANGS etc are maybe considered the normal target for growth and it would be interesting to know how many people (if any) left Fundsmith for example,when over the last year it dropped near the bottom of the charts even while still making probably 20%. Apart from the people who are following passive methods we now have people trying all sorts of methods to get high returns which is kind of going full circle on when pension and endowment sellers were forced to drop the high return examples when selling a policy as they were never met.Somewhere i have a pension quote from a bank from the early 80's for the large sum of £40 per month which shows returns based on 7/10/15 percent (and yes the agent did mention a yacht for when i retired ) But did not mention the initial units which were 80% of the first 2 years payments and would always be theirs plus the fees on the funds etc
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Post by Deleted on Jul 6, 2021 8:29:13 GMT
Impax is (IEM) I'm an environmental engineer and it feels uncomfortable, I do invest in ITM (up 1000% last year) but very volatile and not for the easily scared (my only commitment investment, I've looked at other green businesses and noisy is the norm.)
Bankers (BNKR) No to Banking, I understand the sector is under strong finn-tech attack and after being with P2P it just seems too scary.
Law Debenture (LWDB) Mrs Bobo is a lawyer and she advised against this, so, since I know nothing, I've avoided
All three have very nicely over the last 5 years in the sort of 15% area we have been talking about.
In terms of Fundsmith, I've met Terry a few times now and was one of the first investors in it and SSON (roughly +25% a year) so very much a core investment for me. It hits my criteria so I only sell to release tax or during reconfigeration activity.
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macq
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Post by macq on Jul 6, 2021 10:04:01 GMT
Impax is (IEM) I'm an environmental engineer and it feels uncomfortable, I do invest in ITM (up 1000% last year) but very volatile and not for the easily scared (my only commitment investment, I've looked at other green businesses and noisy is the norm.)
Bankers (BNKR) No to Banking, I understand the sector is understrong finn-tech attack and after being with P2P it just seems to scary.
Law Debenture (LWDB) Mrs Bobo is a lawyer and she advised against this, so, since I know nothing, I've avoided
All three have very nicely over the last 5 years in the sort of 15% area we have been talking about.
In terms of Fundsmith, I've met Terry a few times now and was one of the first investors in it and SSON (roughly +25% a year) so very much a core investment for me. It hits my criteria so I only sell to release tax or during reconfigeration activity.
Now you have got me interested on a couple of points Understand Impax while environmental/infrastructure and invested in the likes of water treatment and waste management/recycling & green energy etc could be considered higher risk - but what makes it feel more uncomfortable to others in that field? Law Debenture (LWDB) UK (& small part world) trust but One of its selling points has been how it covers a large part of its div's from its advisory business to pension funds/bonds and trustee work etc (not sure if that's what worries mrs Bobo but any views welcome ) Bankers IT - is not banking but just a usual investment trust holdover of a name from decades ago it tends to be less tech & USA heavy and plods along with a small income (SAINTS from Baillie Gifford is similar) Best of luck
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Post by Deleted on Jul 6, 2021 10:17:26 GMT
Impax is (IEM) I'm an environmental engineer and it feels uncomfortable, I do invest in ITM (up 1000% last year) but very volatile and not for the easily scared (my only commitment investment, I've looked at other green businesses and noisy is the norm.)
Bankers (BNKR) No to Banking, I understand the sector is understrong finn-tech attack and after being with P2P it just seems to scary.
Law Debenture (LWDB) Mrs Bobo is a lawyer and she advised against this, so, since I know nothing, I've avoided
All three have very nicely over the last 5 years in the sort of 15% area we have been talking about.
In terms of Fundsmith, I've met Terry a few times now and was one of the first investors in it and SSON (roughly +25% a year) so very much a core investment for me. It hits my criteria so I only sell to release tax or during reconfigeration activity.
Now you have got me interested on a couple of points Understand Impax while environmental/infrastructure and invested in the likes of water treatment and waste management/recycling & green energy etc could be considered higher risk - but what makes it feel more uncomfortable to others in that field? Law Debenture (LWDB) UK (& small part world) trust but One of its selling points has been how it covers a large part of its div's from its advisory business to pension funds/bonds and trustee work etc (not sure if that's what worries mrs Bobo but any views welcome ) Bankers IT - is not banking but just a usual investment trust holdover of a name from decades ago it tends to be less tech & USA heavy and plods along with a small income (SAINTS from Baillie Gifford is similar) Best of luck IMPAX nothing specific I just like to have one per market, so nothing against it per se. Since I look for stable upwards only I don't need two to watch PWDB, our conversation was about 5 years ago so again nothing (ah yes there was a stage where they were "betting the farm" on every deal, which is pretty risky practice, it might be better now) that would frighten me off at the moment just a business model she didn't like Bankers, you caught me, I didn't really look, but what a name.
Good Luck to you too. The bright ideas on income generation have me thinking. I tend to leave income generators in those portals that require paying cash so I may stick one of the ones discussed in Fidelity. So I hope this has been worthwhile for you, it has been for me.
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macq
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Post by macq on Jul 6, 2021 10:25:57 GMT
Now you have got me interested on a couple of points Understand Impax while environmental/infrastructure and invested in the likes of water treatment and waste management/recycling & green energy etc could be considered higher risk - but what makes it feel more uncomfortable to others in that field? Law Debenture (LWDB) UK (& small part world) trust but One of its selling points has been how it covers a large part of its div's from its advisory business to pension funds/bonds and trustee work etc (not sure if that's what worries mrs Bobo but any views welcome ) Bankers IT - is not banking but just a usual investment trust holdover of a name from decades ago it tends to be less tech & USA heavy and plods along with a small income (SAINTS from Baillie Gifford is similar) Best of luck IMPAX nothing specific I just like to have one per market, so nothing against it per se. Since I look for stable upwards only I don't need two to watch PWDB, our conversation was about 5 years ago so again nothing that would frighten me off at the moment just a business model she didn't like Bankers, you caught me, I didn't really look, but what a name.
Good Luck to you too. The bright ideas on income generation have me thinking. I tend to leave income generators in those portals that require paying cash so I may stick one of the ones discussed in Fidelity. So I hope this has been worthwhile for you, it has been for me.
Its been worthwhile but i won't look on the forum in 5 years just in case?
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aj
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Post by aj on Jul 6, 2021 15:32:24 GMT
Paypal, if you are in I'd advise getting out, for most sellers Ebay has stopped using paypal, so it will lose a huge amount of income. I've got a big old chunk in the other side of this one ADYEN, the payments processor ebay and many others are migrating to. It's done well for me but is looking a bit rich valuation wise at the moment. I have reduced my exposure and taken profits recently. Polishing my crystal ball, the two holdings I'd say are on the up are: -Samsung (In the form of ISA friendly BC94 GDR shares); Seem to be past the production issues earlier in the year and set to cash in on the ongoing global chip shortage. Next quarters results should be good. - PSN release their next set of results Thursday. UK housebuilder shares have looked cheap to me for a few years. The market long seems to have been pricing in some bad news for the sector that never seems to come. Hopefully their scale means they have been able to ride out recent material shortages/price increases. EDIT: Samsung have considerably beaten quarterly profit estimates and Persimmon is chugging along with revenue at an all time high and the dividend brought forward. Of course as I called them out as winners, both shares are down from Tuesday. I shall continue to hold....
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Post by Deleted on Jul 9, 2021 14:29:55 GMT
Sorry I finally got around to these three
PSN - noisy and flat over the past 5 years, plus they will have a serious debt problem with their selling off the land under the houses they sold/leased. Of the builders they are probably one of my two top ones but no thanks. That is not to say they will not do well, just not for me
BC94. Certainly more like my kind of asset just a bit noisy for me
ADYEN. I bought and sold out a year ago, just no good at timing.
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keitha
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2024, hopefully the year I get out of P2P
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Post by keitha on Jul 9, 2021 16:43:15 GMT
Paypal, if you are in I'd advise getting out, for most sellers Ebay has stopped using paypal, so it will lose a huge amount of income. I've got a big old chunk in the other side of this one ADYEN, the payments processor ebay and many others are migrating to. It's done well for me but is looking a bit rich valuation wise at the moment. I have reduced my exposure and taken profits recently. Polishing my crystal ball, the two holdings I'd say are on the up are: -Samsung (In the form of ISA friendly BC94 GDR shares); Seem to be past the production issues earlier in the year and set to cash in on the ongoing global chip shortage. Next quarters results should be good. - PSN release their next set of results Thursday. UK housebuilder shares have looked cheap to me for a few years. The market long seems to have been pricing in some bad news for the sector that never seems to come. Hopefully their scale means they have been able to ride out recent material shortages/price increases. EDIT: Samsung have considerably beaten quarterly profit estimates and Persimmon is chugging along with revenue at an all time high and the dividend brought forward. Of course as I called them out as winners, both shares are down from Tuesday. I shall continue to hold.... OMG another person with PSN shares... I have a small punt of a a few hundred quid in Nanoco at 8.9P at the current 21P i'm happy, but I have a gut feeling that the legal dispute between them and samsung over TV screen technology will be made to go away by samsung buying them out. Samsung aim to sell 8 Million TVs his year most of these have the technology in dispute. now lets say there are 30 Million TVs with the disputed technology If a judge says $10 per TV thats $300 million.So if they look like losing I can see them offering $150 million to buy nanoco out. but maybe I just live in a fantasy land
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Post by Deleted on Jul 10, 2021 9:55:33 GMT
My only problem with TVs is that I read an article (Economist? probably as the only English Language paper I read) where they showed that no one has ever made any money out of TVs in the last 30 years. Even Lucky Goldstar (LG) didn't. But getting a hefty patent payout might help.
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aj
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Post by aj on Jul 13, 2021 7:26:25 GMT
I hold them mainly for their foundry division. TVs/Appliances and Tablets/Phones are a nice sideline but I don't see much prospect for growth either in the market size or Samsungs share of it. Folding phones and smart washing machines are all a bit gimmicky, and not going to be the 'next big thing'.
I'd hold TSMC instead, but the Taiwan situation is a bit sketchy for me.
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