mogish
Member of DD Central
Posts: 1,019
Likes: 500
|
Post by mogish on Mar 30, 2021 16:45:26 GMT
Although bicycle saddles have probably already completed the job over the years. I've clocked up more mileage on my bikes (both e- and analogue) than the 11yo motorbike, surprisingly.
[/quote]
Does seem a lot of cash in toys that get rarely used, I also have a car a motorhome and a motorbike. My extravagance is my electric mountain bike which gets used far more than my motorbike. Greener, more fun and keeps me fit. Think the government should be more realistic in cycle to work/bike allowance values. It may get more folk out of cars and on to bikes.
|
|
|
Post by bernythedolt on Mar 31, 2021 17:02:00 GMT
Does seem a lot of cash in toys that get rarely used, I also have a car a motorhome and a motorbike. My extravagance is my electric mountain bike which gets used far more than my motorbike. Greener, more fun and keeps me fit. Think the government should be more realistic in cycle to work/bike allowance values. It may get more folk out of cars and on to bikes. Agree 100% with all of that. Despite my advancing years, my e-MTB has enabled me to discover local downhill trail rides and a whole new enjoyable aspect of cycling. I've been totally sold on e-bikes for several years now, and have gradually built up a little stable of five, for different occasions: hardtail, full-sus, derailleur step-thru, hub gear step-thru and a roadster. My first e-bike was a massively heavy old Davall Electra from circa 1989, with a fraction of the power and range of today's bikes. At that time, I never saw another e-bike anywhere, so I felt like something of a pioneer! They're ten-a-penny now, and that's a good thing - assuming many riders would otherwise be driving a car/motorbike.
|
|
mogish
Member of DD Central
Posts: 1,019
Likes: 500
|
Post by mogish on Apr 2, 2021 8:22:31 GMT
Despite my advancing years, my e-MTB has enabled me to discover local downhill trail rides and a whole new enjoyable aspect of cycling. I've been totally sold on e-bikes for several years now, and have gradually built up a little stable of five, for different occasions: hardtail, full-sus, derailleur step-thru, hub gear step-thru and a roadster. My first e-bike was a massively heavy old Davall Electra from circa 1989, with a fraction of the power and range of today's bikes. At that time, I never saw another e-bike anywhere, so I felt like something of a pioneer! They're ten-a-penny now, and that's a good thing - assuming many riders would otherwise be driving a car/motorbike. [/quote] Impressive collection. Get yourself booked in for the Tweedlove e bike challenge in September. Great weekend, good value. Your body will feel terrible for days after but the satisfaction of completing 30 grueling miles off road is immense 😁
|
|
sd2
Member of DD Central
Posts: 621
Likes: 224
|
Post by sd2 on Jun 1, 2021 10:26:07 GMT
I have 3 but only one power assit. Thats used for pulling trailers, the dog and firewood (different trailers).
I also have 2 Santos travelmasters both with Rohloff gears. Both bought second hand off ebay as was the e bike. I use the travelmasters for collecting firewood as well, with 4 rear carradice super c's (front rack High loader). Also need them for exercising dog as I have severe arthritis in one knee and Springers needs at least 3 hours off the lead exercise a day.
The e bike has definitely paid for itself (kalkhoff). Always have a full years firewood collected by winter. About 18 months now. LPG is my heating instead of using 2,000 litres plus a year it's more like 300 litres. Have to lie about my usage ie 2,000 litres a year gets you best price but they don't seem to notice when I renew the contract. One firm gave me £150 to renew which was equal to a years supply of LPG.
Both travelmasters cost me £1200 of ebay (bought winter cheapest) The second one was close to £4,000 new the first was £3,200 (according to receipt receipt supplied by buyer). The e bike was not so cheap as I was in a hurry needed it to transport dog to shoots and it was getting close to start of season.
I only buy hub geared bikes saves on wear and tear hence bike shop maintenance. As an aside no car. All I need now is a fat bike with Rohloff gears and front and rear mounts for racks. Might have to buy it new as never come up on ebay. Can only find one manufacturer need to do my research again. See if there is anymore out there.
|
|
sd2
Member of DD Central
Posts: 621
Likes: 224
|
Post by sd2 on Jun 1, 2021 10:34:49 GMT
Why not have them all close? Is it really so hard to buy a house or flat that is close to all the things you want?
I mean I know Yorkshire is special :-) but I live in the country and I'm within 1.5 miles of a bus station, a train station, 5 large supermarkets, a large range of individual shops, 6 schools, over 20 religious buildings and at least 27 pubs, 15 restaurants, 10 cafes, one golf course, two gyms, two excellent libraries, a sailing gravel pit, 4 public tennis courts, two crown green lawns, an open air market, a river, a large hill, a livery stables, 5 large parks (one massive) and a small international airport.
I live 8 miles from 3 supermarkets, 1 gym, 1 library (100 yards from 28 day mobile library) etc. You don't really live rural. You show your ignorance by suggesting everyone could live that close to all those amenities. Not everyone lives in your world. PS at least 2 bus journeys to nearest train station about an hour an half....at least.
|
|
sd2
Member of DD Central
Posts: 621
Likes: 224
|
Post by sd2 on Jun 1, 2021 10:41:12 GMT
mogish "Impressive collection. Get yourself booked in for the Tweedlove e bike challenge in September. Great weekend, good value. Your body will feel terrible for days after but the satisfaction of completing 30 grueling miles off road is immense 😁" Don't want to appear like i am belittling you, but 30 miles on power assit (the latter is an assumption) is neither impressive or gruelling. Apologies if you’re 80 years plus!!!
|
|
adrianc
Member of DD Central
Posts: 9,012
Likes: 4,824
|
Post by adrianc on Jun 1, 2021 13:02:11 GMT
Why not have them all close? Is it really so hard to buy a house or flat that is close to all the things you want?
I mean I know Yorkshire is special :-) but I live in the country and I'm within 1.5 miles of a bus station, a train station, 5 large supermarkets, a large range of individual shops, 6 schools, over 20 religious buildings and at least 27 pubs, 15 restaurants, 10 cafes, one golf course, two gyms, two excellent libraries, a sailing gravel pit, 4 public tennis courts, two crown green lawns, an open air market, a river, a large hill, a livery stables, 5 large parks (one massive) and a small international airport. That's not the country. I have a bus stop, a thoroughly mediocre pub, and a petrol station/convenience store about a mile away. There's one bus each way per week from that stop, timed to allow you to spend two hours in the city. There's a small Co-op supermarket in each of the towns (each about 2,000 pop'n) 5 miles away. Any other supermarket is 20 miles each way, in the city (50k pop'n) where the nearest station is. And I'm not exactly properly rural compared to a lot of people round here and especially a bit further west.
|
|
keitha
Member of DD Central
2024, hopefully the year I get out of P2P
Posts: 3,875
Likes: 2,313
|
Post by keitha on Jun 1, 2021 16:16:23 GMT
That's not the country. I have a bus stop, a thoroughly mediocre pub, and a petrol station/convenience store about a mile away. There's one bus each way per week from that stop, timed to allow you to spend two hours in the city. There's a small Co-op supermarket in each of the towns (each about 2,000 pop'n) 5 miles away. Any other supermarket is 20 miles each way, in the city (50k pop'n) where the nearest station is. And I'm not exactly properly rural compared to a lot of people round here and especially a bit further west. I'm a little less rural but 1 supermarket within 5 miles, 1 petrol station ditto, 8 or 10 pubs including a weatherspoons !, a flat green bowling green and of course handicapped by the valleys, hermes says my nearest drop off point is just over a mile away, i suppose it is if I could fly, unfortunately the terrain means it's at least a 3 mile drive. I certainly don't consider myself rural
|
|
mogish
Member of DD Central
Posts: 1,019
Likes: 500
|
Post by mogish on Jun 2, 2021 20:23:49 GMT
mogish "Impressive collection. Get yourself booked in for the Tweedlove e bike challenge in September. Great weekend, good value. Your body will feel terrible for days after but the satisfaction of completing 30 grueling miles off road is immense 😁" Don't want to appear like i am belittling you, but 30 miles on power assit (the latter is an assumption) is neither impressive or gruelling. Apologies if you’re 80 years plus!!! If you had researched what the Tweedlove e bike challenge is about you would agree it is indeed gruelling. No I'm not 80 plus... guys half that age find it hardgoing. It's all off road both up and timed downhill, hub drive e bikes would be useless for off roading as the power delivery is not refined. They tend to be used in cheaper commuter type bikes. Glad you are using the bike instead of a car with the added bonus of tailoring free fire wood.
|
|
|
Post by bernythedolt on Jun 3, 2021 9:21:46 GMT
[ ...] All I need now is a fat bike with Rohloff gears and front and rear mounts for racks. Might have to buy it new as never come up on ebay. Can only find one manufacturer need to do my research again. See if there is anymore out there. I've long hankered after a Rohloff hub, but very pricey. You could try Thorn Cycles who make their own bikes, including many with the Rohloff. They'd probably build you a fat bike... for a fat fee!
|
|
mogish
Member of DD Central
Posts: 1,019
Likes: 500
|
Post by mogish on Jun 3, 2021 11:26:13 GMT
[ ...] All I need now is a fat bike with Rohloff gears and front and rear mounts for racks. Might have to buy it new as never come up on ebay. Can only find one manufacturer need to do my research again. See if there is anymore out there. I've long hankered after a Rohloff hub, but very pricey. You could try Thorn Cycles who make their own bikes, including many with the Rohloff. They'd probably build you a fat bike... for a fat fee! This Rohloff seems a clever system. E bikes seem to be moving forward technically at a fast pace , with only larger (700ah)batteries causing a weight increase. The prices are getting out of control though , apparently this is down to covid, Brexit etc and nothing to do with increased demand or better dealer margins! In my expereince I have found e mtb the most enjoyable hobby I have had , SD2 method of fire wood collection is good , keeping fit and free heating. Might look for a trailer.
|
|
|
Post by moonraker on Sept 14, 2021 11:46:10 GMT
To revert to the original topic I'm about to take delivery of my new Fiesta and yesterday spent 90 minutes at the dealers signing e-documents with my stubby finger and peering at small print on tiny screens. It was the first chance I had to read the finance document and saw that the interest rate was 0.00%, confirming that I was better off with PCP than cash. But ...
When giving me quotes over the phone, the salesman definitely said that DiamondBrite bodywork protection and a chip-repair service would be free if I took out a PCP. But these appeared on an interim invoice at £398 each. I made it very clear that I did not want to pay for bodywork protection and yesterday I was told that this would be complimentary.
On the new invoice prepared during my visit, it was removed from the "dealers fitted accessories" section, but further down a new entry for the same amount is now described as "insurance" and the total vehicle price remains unchanged.
Looking at the Hire Purchase agreement, it would seem that the Total Cash Price of Goods reflects £398 deducted for the DiamondBrite, but that my Total Deposit of £1,500 has also been reduced by £399! I readily admit to having struggled with the various figures, but I hope that I may be forgiven for asking the dealer why I am still to make the same monthly payments after DiamondBrite was deemed to be complimentary.
The dealer has agreed to deliver my car to my house for free, but once it's here I shall be sending off a courteous email of enquiry. (It's already drafted, but I believe in having second and third looks before sending off the final document.)
|
|
|
Post by Ace on Sept 14, 2021 15:05:41 GMT
To revert to the original topic I'm about to take delivery of my new Fiesta and yesterday spent 90 minutes at the dealers signing e-documents with my stubby finger and peering at small print on tiny screens. It was the first chance I had to read the finance document and saw that the interest rate was 0.00%, confirming that I was better off with PCP than cash. But ...
When giving me quotes over the phone, the salesman definitely said that DiamondBrite bodywork protection and a chip-repair service would be free if I took out a PCP. But these appeared on an interim invoice at £398 each. I made it very clear that I did not want to pay for bodywork protection and yesterday I was told that this would be complimentary.
On the new invoice prepared during my visit, it was removed from the "dealers fitted accessories" section, but further down a new entry for the same amount is now described as "insurance" and the total vehicle price remains unchanged.
Looking at the Hire Purchase agreement, it would seem that the Total Cash Price of Goods reflects £398 deducted for the DiamondBrite, but that my Total Deposit of £1,500 has also been reduced by £399! I readily admit to having struggled with the various figures, but I hope that I may be forgiven for asking the dealer why I am still to make the same monthly payments after DiamondBrite was deemed to be complimentary.
The dealer has agreed to deliver my car to my house for free, but once it's here I shall be sending off a courteous email of enquiry. (It's already drafted, but I believe in having second and third looks before sending off the final document.)
I wouldn't see that as confirmation. When haggling hard and shopping around for myself and friends, I've always managed to get a substantial discount for cash that's made PCP a more expensive option, even with 0% interest. It's sometimes quite close when you factor in what you could earn with the cash, but PCP has never been cheapest option in my experience.
|
|
mogish
Member of DD Central
Posts: 1,019
Likes: 500
|
Post by mogish on Sept 14, 2021 15:54:48 GMT
To revert to the original topic I'm about to take delivery of my new Fiesta and yesterday spent 90 minutes at the dealers signing e-documents with my stubby finger and peering at small print on tiny screens. It was the first chance I had to read the finance document and saw that the interest rate was 0.00%, confirming that I was better off with PCP than cash. But ...
When giving me quotes over the phone, the salesman definitely said that DiamondBrite bodywork protection and a chip-repair service would be free if I took out a PCP. But these appeared on an interim invoice at £398 each. I made it very clear that I did not want to pay for bodywork protection and yesterday I was told that this would be complimentary.
On the new invoice prepared during my visit, it was removed from the "dealers fitted accessories" section, but further down a new entry for the same amount is now described as "insurance" and the total vehicle price remains unchanged.
Looking at the Hire Purchase agreement, it would seem that the Total Cash Price of Goods reflects £398 deducted for the DiamondBrite, but that my Total Deposit of £1,500 has also been reduced by £399! I readily admit to having struggled with the various figures, but I hope that I may be forgiven for asking the dealer why I am still to make the same monthly payments after DiamondBrite was deemed to be complimentary.
The dealer has agreed to deliver my car to my house for free, but once it's here I shall be sending off a courteous email of enquiry. (It's already drafted, but I believe in having second and third looks before sending off the final document.)
Similar experience recently at arnold shark. Told the salesman we wanted a hp price and a pcp price on a 3 year deal at the price of the car with no other options. Quote included servicing, paint and interior protection etc etc... all neatly packaged into a 5 year monthly payment to make it all look cheaper. Do most folk see the monthly figure and sign regardless? Went elsewhere and eventually took a pcp plan on a 12m old car. After totalling up the 4 year spend on the wifes juke incl depreciation theres not a lot in it. Ok no asset at the end but I'm getting to old to repair stuff myself or worry about when the timing chain might break.
|
|
|
Post by moonraker on Sept 14, 2021 16:51:39 GMT
I wouldn't see that as confirmation. When haggling hard and shopping around for myself and friends, I've always managed to get a substantial discount for cash that's made PCP a more expensive option, even with 0% interest. It's sometimes quite close when you factor in what you could earn with the cash, but PCP has never been cheapest option in my experience. With a worldwide shortage of cars, dealers don't have to offer discounts for cash at present. The PCP quote included a £1k dealer's discount and one thing I'm clear about is that my payments over 38 months and the Optional Final Payment come to a few hundred pounds less than the cash price, plus a little interest on the money I'm not parting with yet. But I have no doubt that smoke & mirrors are involved.
|
|