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Post by carol167 on Nov 6, 2020 8:20:36 GMT
Results for06/11/2020
27/03/2020 Access 390853 6890 31/03/2020 Max 392492 7461
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Post by carol167 on Nov 4, 2020 16:25:04 GMT
2 x £25 for me.
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Post by carol167 on Oct 30, 2020 8:46:35 GMT
Results for30/10/2020
27/03/2020 Access 390853 7182 31/03/2020 Max 392492 7826
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Post by carol167 on Oct 23, 2020 7:32:35 GMT
Results for23/09/2020
27/03/2020 Access 390853 7371 31/03/2020 Max 392492 8017
[Edited : results for 23/10/2020]
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Post by carol167 on Oct 16, 2020 8:01:25 GMT
Results for 18/09/2020
27/03/2020 Access 390853 7533 31/03/2020 Max 392492 8179
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Post by carol167 on Oct 9, 2020 7:05:05 GMT
Results for09/10/2020
27/03/2020 Access 390853 7619 31/03/2020 Max 392492 8265
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Post by carol167 on Oct 5, 2020 10:20:19 GMT
Well I've just voted no. Bunch of crooks the lot of em. I hope they rot in hell.
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Post by carol167 on Oct 2, 2020 7:39:50 GMT
Results for 02/10/2020
27/03/2020 Access 390853 7665 31/03/2020 Max 392492 8312
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Post by carol167 on Oct 2, 2020 7:34:44 GMT
7 x £25 WOOHOO!
I thought they were reducing the prizes from this month's draw ?
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Post by carol167 on Sept 26, 2020 10:56:35 GMT
carol167 Avatar 22 Sep 2020 at 5:54pm carol167 said: So.... of my total investment of 30k over 3 & 5 years in the P-2-P it looks like I am going to have received back a total of £29905 which includes all the interest to date plus the proposed CVA return of what is outstanding. Therefore it will have cost me £100 to invest in Wellesley for 5 years for absolutely FA return. And that doesn't include the Tax I've had to pay on the interest I've effectively never now received. Thanks for nothing Wellesley. From what I can see logging into the classic account and directors document, the estimated recovery is 44% for non CVA or 48%% CVA (p2p not bonds) not sure how you worked yours out but seems a bit optimistic? my estimates also appear to be a few hundred quid out.. Should it be a percentage of the initial investment (In my case £10k over 5yrs 5.25% PLUS All withdrawn interest accrued to date? The example seems to hint that? Understand you have a 3yr and 5yr but if you have say £15k still in the 5yr don’t you stand to only recover less than half plus any interest you’ve already withdrawn so considerably less than your estimate? I had 1 x 3yr which matured a while ago and 2 x 5 years (one of which matured a couple months ago ish). All were for 10k each. Had the 1st 5year not yet matured I would have lost quite a bit. Lucky in one way, not lucky in that I still had a 5year one to mature end of December. Eggs in multiple baskets was a good thing in this case. Yes I was counting all interest accrued to date.
Obviously not counting the loss in tax paid on the interest, OR the amount of interest it all would have earnt in an easy access account (or locked away in a 5 year govt covered account).
[Edit : I either not going to vote in protest (they've currently got my address wrong on the form) or I'm going to vote NO. So if it goes to NO - I will loose another £500 or so.]
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Post by carol167 on Sept 25, 2020 14:34:52 GMT
Two days ago I opened a 1 yr fixed with both Aldermore and Paragon at 1.26% and 1.3% respectively.
I'm currently moving lots of money out of NS&I and now Marcus via my bank and into them, as daily limits allow.
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Post by carol167 on Sept 25, 2020 5:54:06 GMT
Results for25/09/2020
27/03/2020 Access 390853 7701 31/03/2020 Max 392492 8348
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Post by carol167 on Sept 23, 2020 17:59:19 GMT
Too think a year ago I was getting 6.5% with lending works! But you weren't really, were you. We were all conned. They might as well have been giving us 20% for all the difference it would have made.
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Post by carol167 on Sept 23, 2020 13:25:48 GMT
I've just opened an Aldermore 1 yr fixed rate account (I was already with them for easy access savings). I have 14 days to pay money into it. Seems like the challenger banks are the best hope at the moment (and hopefully a bit stronger then another part of the finance/fintech market i can think of) Indeed. I've also just opened a Paragon 1 Yr fixed at 1.3% (I was already with them as well with both an easy access and a 3 Yr fixed @ 2.34% - those were the days).
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Post by carol167 on Sept 23, 2020 12:52:28 GMT
You were right, r00lish67 , must have been over-generous because they've killed it off. "Sorry, this product is currently unavailable". It was there last night when I checked. The Paragon deal still seems available via HL Active savings at the moment if anybody uses them (plus 12/15/18 months with Aldermore at 1.26 to 1.31% but last day) I've just opened an Aldermore 1 yr fixed rate account (I was already with them for easy access savings). I have 14 days to pay money into it.
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