|
Post by carol167 on Sept 22, 2020 20:59:41 GMT
I see the loan book as been bought by subsidiary of the same company That sounds extremely dodgy. Can they do that ?
|
|
|
Post by carol167 on Sept 22, 2020 17:17:26 GMT
So.... of my total investment of 30k over 3 & 5 years in the P-2-P it looks like I am going to have received back a total of £29905 which includes all the interest to date plus the proposed CVA return of what is outstanding.
Therefore it will have cost me £100 to invest in Wellesley for 5 years for absolutely FA return.
And that doesn't include the Tax I've had to pay on the interest I've effectively never now received.
Thanks for nothing Wellesley.
There will be many investors from TC, LY & COL who would be drooling at the thought of that level of return.
Yes, and LY (I can't speak for the others as I was not with them) lured people in with high interest rates such as 12%.
Wellesly was 4.75 for the 3yr and 5.25 for the 5 year.
i.e. less return/risk- so, not surprisingly, a better outcome and end result perhaps.
|
|
|
Post by carol167 on Sept 22, 2020 16:54:54 GMT
So.... of my total investment of 30k over 3 & 5 years in the P-2-P it looks like I am going to have received back a total of £29905 which includes all the interest to date plus the proposed CVA return of what is outstanding.
Therefore it will have cost me £100 to invest in Wellesley for 5 years for absolutely FA return.
And that doesn't include the Tax I've had to pay on the interest I've effectively never now received.
Thanks for nothing Wellesley.
|
|
|
Post by carol167 on Sept 18, 2020 7:02:27 GMT
Results for 18/09/2020
27/03/2020 Access 390853 7818 31/03/2020 Max 392492 8467
|
|
|
Post by carol167 on Sept 14, 2020 6:06:21 GMT
The only protection I’m ever likely to get, is withdrawing every single penny in the holding account together with any uninvested money on the market. I watch it like a hawk spreading its wings over its prey, I do it every morning at between 7 and 8 am and again in the evening. It’s an absolute pain in the neck, it’s like extracting hen’s teeth! With around 45k still to go, it’s going to take years. Frankly, if RS gave me the option of a 10% hit for an immediate cash pay-out, I’d take it, my admin time is worth more than that, not to mention the resultant daily disruption to my other business interests. Well I only check once a day. So you could cut out the 2nd check and it only takes me about 2 mins - is that really a disruption ? Your chance of money being relent at the top setable % is extremely low, so you could just login once a week and still be fine.
|
|
|
Post by carol167 on Sept 11, 2020 7:03:58 GMT
Results for11/09/2020
27/03/2020 Access 390853 7936 31/03/2020 Max 392492 8586
|
|
|
Post by carol167 on Sept 4, 2020 11:30:18 GMT
Results for 04/09/2020
27/03/2020 Access 390853 7961 31/03/2020 Max 392492 8613
|
|
|
Post by carol167 on Sept 4, 2020 6:57:18 GMT
Depends if you opted to receive a cheque or have it paid in directly. Paid directly Usually around the 9 or 10th of the month.
|
|
|
Post by carol167 on Sept 2, 2020 15:43:33 GMT
So a £1k tranche I took from my RS ISA and reinvested into Premium Bonds in June has won £50 (2 x £25) in today's draw
We're off to a good start! Though I don't expect such luck to continue (quite so lucratively that is)... And then you go and win the million next month..... now that would be annoying :-)
|
|
|
Post by carol167 on Sept 2, 2020 13:19:10 GMT
4 x£25
Is there some deep and meaningful reason we are posting up monthly earnings ?
Why not ? No one *has* to play.
I think it might give encouragement to those who perhaps might think Premium Bonds aren't worth the bother.
|
|
|
Post by carol167 on Sept 2, 2020 13:00:50 GMT
3 x £25
My return so far this year is running at 1.4%. I'm happy with that.
|
|
|
Post by carol167 on Aug 28, 2020 7:30:00 GMT
Results for 28/08/2020
27/03/2020 Access 390853 8028 now down to £10 from £20 31/03/2020 Max 392492 8690 now down to £7457 from £9k through natural returns
|
|
|
Post by carol167 on Aug 21, 2020 6:59:31 GMT
Results for 21/08/2020
27/03/2020 Access 390853 8036 31/03/2020 Max 392492 8690
|
|
|
Post by carol167 on Aug 15, 2020 12:18:04 GMT
Other for me.
NS&I and adding to share portfolio (passive indexes).
I am effectively leaving P2P though it'll be years yet before I am fully out, despite trying.
|
|
|
Post by carol167 on Aug 14, 2020 11:02:03 GMT
Results for 14/08/2020
27/03/2020 Access 390853 8,045 31/03/2020 Max 392492 8,700
|
|