shimself
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FundingSecure (FS) in Administration
17% ltv 12%
Jan 31, 2017 15:41:32 GMT
Post by shimself on Jan 31, 2017 15:41:32 GMT
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shimself
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Post by shimself on Jan 31, 2017 14:34:42 GMT
Can't see any postings on this one, thoughts people? Just put my toe in the water and considering more, unless one or more nasties turn up courtesy of one or more of you Sherlocks. I often wonder why a bank wouldn't go for a loan with 17% ltv. I've decided it's worth a K
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shimself
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Post by shimself on Jan 27, 2017 13:41:55 GMT
Does anyone have a notion of how willing finnish borrowers have been to repay their loans. I'm asking because I'm looking at fixura.fi
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shimself
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Post by shimself on Jan 27, 2017 9:33:35 GMT
Mail from Matt from Lendinvest:Hello Tomas, thank you for getting in touch. I'm sorry to report that we aren't able to accept overseas investors at present. With best wishes The Lendinvest team Is it normal? They used to, I know I'm one. (It's bin the ruin of many a poor .....)
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shimself
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Post by shimself on Jan 26, 2017 17:51:50 GMT
Both loans live now. Anybody doing quick DD? Superficially both look reasonable. For the Jersey one, I've seen that building. I visit that area a few times a year. Lovely spot. I think the security is reasonable and put some in this one. Market is a lot smaller, but other properties in the same building went / valued similarly. Next time I'm over, will make a point to go have a look. The valuer didn't stretch to a single comparable, are you sure?
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shimself
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Post by shimself on Jan 26, 2017 12:20:00 GMT
Never mentioned washing machine performance performance?? I was generalising performance performance - meaning how well it does its job job
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shimself
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Post by shimself on Jan 26, 2017 9:46:03 GMT
I got my 100% telegram yesterday (for the second time) so I've eked in another 500 bringing me to 2K (1k +500 + 500) since Nov 9.
BREAKING NEWS and 3 hours later that was all invested and I hit 100% again! What's going on BM?
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shimself
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Post by shimself on Jan 26, 2017 9:28:32 GMT
..be fidled with (we are both professional engineers so it comes with the territory) The spelling or the bodging? Modern devices have much better energy & resource conservation, safety and even performance performance. Your old washing machine working properly would probably be unacceptable if launched today. Given that one gets some use out of a smartphone then even a 3 year old model isn't really ok (I know, my daughter reminds me constantly and in conscience she's right). otoh a 10 year old PC with enough ram running windows 7 PC (ie this one I'm using now) is completely acceptable; it depends then on what it is. All irons are hopeless, and there is a lot of room for a better one, although I suspect the solution lies more in the ironing board
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shimself
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Post by shimself on Jan 26, 2017 0:03:57 GMT
New loan , A 50%ltv 8.5%, B 57%ltv 10% both 24 month. Bridge. Can't fault it myself, the buildings aren't in great shape but even so. Am I wrong?
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shimself
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Post by shimself on Jan 24, 2017 22:47:02 GMT
Readers might like to know that quite a lot of the site is in English (and the support people have decent English). There's a little flag near the top right.
I've managed just one investment on Lendix, not exactly an SME to my mind 50+M turnover. Interest rates are 5-10% range, I've never seen security offered. There are some funds which invest in multiple loans but I wouldn't bother there aren't sufficient to make it worthwhile. There is no published q&a (but emails to lendix do elicit reasonable replies). Luckily CROWNLENDING.FR has an excellent pan platform discussion forum.
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shimself
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Post by shimself on Jan 24, 2017 22:31:38 GMT
Lendopolis (France) are telling me that soon we will be offered loans to (new?) franchises. What sparked my interest is that a bank will be taking on 50% of the loan, so there will be some due diligence done.
Does anyone have any experience of this field, what are the pitfalls, failure rates etc? Thanks
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shimself
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Post by shimself on Jan 24, 2017 14:26:49 GMT
Are you tongue in cheek? I don't get it and anyway shouldn't it be on kickstarter?
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shimself
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Wellesley & Co (W&Co) in Administration
equity raise
Jan 16, 2017 18:32:49 GMT
Post by shimself on Jan 16, 2017 18:32:49 GMT
Do you think you can get any detail. In the last financial year they capitalised some marketing spend I think, so I wouldn't necessarily believe this
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shimself
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Post by shimself on Jan 16, 2017 14:26:06 GMT
...All reviews, except for first 10-12, can be verified, since there is an obligation to add your reference number and I can assure these are not fake or produced by our employees/family. Please keep in mind that we do have more than 21,000 investors with us and in forums a small amount of investors are represented. Trustpilot for Bondora has been open for reviews since 2014 - not sure what triggered you to write there now not before. What a stra nge co-incidence, Trustpilot is brought to youtr attenttion here and a week later there appear a bunch of positive reviews. Your assurances have no value, sorry
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shimself
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Post by shimself on Jan 16, 2017 9:29:41 GMT
Are the platforms obliged to liquidate an account if the account holder dies, or can the legatee (the OH in fact) take over the running?
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