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Post by spareafewcoppersguv on Jun 13, 2017 13:52:49 GMT
The list of updates applying to each individual loan is available under the 'Recent Updates' tab on the loan's description page - the one halfway down the page next to 'Investor Activity', not the generalised 'Recent Updates' tab further up the page. Not a chore, as long as the updates aren't removed/altered, as has been the case on a few occasions. That said, as has been requested numerous times, a timestamp against the updates(s) would be more intuitive than, for example, '1 month ago', which currently means anything from 1 month to anything less than 2 months ago. Ah, thanks for that info!
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Post by spareafewcoppersguv on Jun 13, 2017 13:03:53 GMT
Couldn't see an exisiting thread for this, but maybe there is one which has become buried......
Anyway, am I the only one who finds getting to update information quite a chore?
I have just sent this request to LY support, and hopefully they can add something along these lines to their "to do" list
On the recent updates page when you are logged in it would be very helpful if:
1/ loans updates were listed in numerical order rather than randomly; and
2/ if at the top of the page you could insert a table with hyperlinks which take you to the updates for that loan without the need for endless scrolling and searching; and
3/ you keep the history of the updates together with the latest update. If all you see is a comment stating "No change" and you don't know what the last material update said or when it was provided it is very difficult to get to that information.
Mods - feel free to move this if there is an existing thread....
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Post by spareafewcoppersguv on May 16, 2017 8:03:12 GMT
I saw a £75K at the weekend. 68% full now. Filling fast compared to the E**ms Hotel.....
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Post by spareafewcoppersguv on May 8, 2017 9:47:46 GMT
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Post by spareafewcoppersguv on May 5, 2017 7:14:32 GMT
yes but nobody lost money. And they were all at it - do you remember HSBC were holding out and facing a shareholder revolt as a consequence. I sort of believe lessons have been learned, not that this is the same as the US Housing Crash I agree, nobody lost money and I would like to think that lessons have been learned, however, the original question was “What confidence should we get from a platform having an ISA?” to which my answer is, it doesn’t make any difference IMHO. Shareholders in now defunct banks would not agree that nobody lost money!
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Post by spareafewcoppersguv on Apr 27, 2017 18:30:14 GMT
Sure... just boarding an aircraft but will happily provide this later today. Regards, Ed. Sweepstake opportunity then! My guess is £550,000 Congrats. You were the only player, buy pretty close:)
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Post by spareafewcoppersguv on Apr 20, 2017 15:31:50 GMT
72 out of the 86 (not in default) live loans are currently available on the SM. Plus all 13 of the loans in default. Must be a record! Not sure it is a good one though...
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Post by spareafewcoppersguv on Apr 20, 2017 10:33:16 GMT
Hi MoneyThing , either of these likely to appear today (wednesday) or tomorrow (thursday)? 82) £1.35m loan against a Caravan Park in Preston with planning for houses and park lodges. 60% LTV. 18 month term. Rate TBC. Within the next 1-2 weeks. [Update 14/04/2017] – Likely to be announced this Tuesday to go live on Wednesday. 90) £1,000,000 initial drawdown on a Development of student apartments in Plymouth (circa. £900,000 Development Finance requirement). up to 70% LTV on existing site. 6 month term. 12% to lenders. Within the next few weeks. [Update 14/04/2017] – Expected to be announced Tuesday or Wednesday to go live Wednesday or Thursday. MoneyThing - I assume we take that as a no, then??
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Post by spareafewcoppersguv on Apr 14, 2017 10:46:39 GMT
I third that. Would make things so much easier if we had an overview of our exposure. Me too!
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Post by spareafewcoppersguv on Apr 13, 2017 16:50:24 GMT
What would be the limit on size then? Ahhh, well... can't really say... that's grandma's secret recipe! Just kidding! Each to their own I guess, but on lower value properties (<£1M) I take the 90-day valuation and so long as there is £150k(ish) wriggle-room to cover default legals and accrued interest, then I'm happy. Remember though that Valuation Reports must always be taken with a pinch of salt - and ideally with a slice of lime and a large tequila shot, too. Independent verification of recent local sales is worthwhile - eg: be sure the Valuer isn't cherry-picking sales to justify their valuation. (Legend has it some rascally Valuers may elevate the valuation to satisfy the lender's requirements. Surely not!) The above has ruled out most of the COL property loans for me, but I do have a lot of bling from COL so I'm happy enough with that. (I do have a chunk of the Chelsea flat - that's quite blingy, I suppose.) Re Chelsea, I have some too, and yep, the owners will be sporting some Collateral-esque time-pieces, precious metal and stones, and parking a MT-esque supercar in the garage
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Collateral (COL) in Liquidation
BL00003
Apr 13, 2017 16:44:31 GMT
Post by spareafewcoppersguv on Apr 13, 2017 16:44:31 GMT
Collateral Rep Any update on what is likely to happen re the Alicante bungalow? Many thanks..
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Post by spareafewcoppersguv on Apr 13, 2017 16:28:19 GMT
Clearly many aren't overly concerned as virtually all gone already.
edit: all gone!
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Post by spareafewcoppersguv on Apr 13, 2017 8:26:26 GMT
Hi all, I am pleased to confirm that an Advance Notice will go out on PBL167 this am. Paul Thanks for the update Paul64 Good news . However - it has disappeared from the pipeline so I can't pre-fund! Paul64, got the advance notice thanks, but the pipeline has gone wrong! All I see are hundreds of lines of shell entries all at 1200% PA!!! LOL
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Post by spareafewcoppersguv on Apr 8, 2017 17:14:57 GMT
Youve lost a day, repaid yesterday Funny that it's still shown in My Loans. Another glitch then. And that explains why my balance increased. I have the PBL amount both in my account and in my loans. Sell it quick then:)
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Post by spareafewcoppersguv on Apr 7, 2017 10:00:20 GMT
Perhaps this is instead of them doing an IFISA - which I suspect would be at this type of rate 5%. You can get a 2 year bond with Dolphin Trust (asset backed, 20 year track record) paying 10% interest paid every 6 months - or even 5 year interest paid at term 12% pa. I'd like to know more about this Just do a Google search....
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